# PSR Article 93 — Jurisdiction and cooperation of competent authorities

Textual state: amended_substantial. 20 words changed

- Current text: Council final compromise text (Council document 8221/26) — not yet law.
- Compared against: COM(2023) 367 final — superseded.
- Classification is mechanical; method: https://paymentslaw.eu/method/
- Editorial review state: not_assessed. Markers are curated and selective, not a complete assessment.

Word-level diff, proposal → compromise: `{+text+}` was inserted, `[-text-]` was deleted.

## Paragraph 1

1. In the event of infringement or suspected infringement of Titles II and III, the competent authorities shall be those of the home Member State of the payment service provider, except for agents and branches conducting business under the right of establishment, where the competent authorities shall be those of the host Member State.

## Paragraph 2

2. In the event of infringements or suspected infringements of Titles II and III by technical service providers, payment {+scheme operators, payment +}system [-operators -]{+operators, processing entities, +}ATM deployers which do not service payment accounts, electronic communications services providers or by their agents or branches, the competent authorities shall be those of the Member State where the service concerned is provided.

## Paragraph 3

3. In the exercise of their investigatory and sanctioning powers, including in cross border cases, competent authorities shall cooperate with each other [-and with other authorities from any sector concerned as applicable to each case and -]in accordance with Union and national law by exchanging information with each other and ensuring the mutual assistance to other competent authorities concerned as necessary for the effective enforcement of administrative sanctions and administrative measures.

## Paragraph 4

4. The authorities from other sectors concerned, referred to in paragraph 3, shall cooperate with competent authorities for the effective enforcement of administrative sanctions and administrative measures.