# PSR Article 87 — Outsourcing agreements for the application of strong customer authentication

Textual state: amended_substantial. 39 words changed

- Current text: Council final compromise text (Council document 8221/26) — not yet law.
- Compared against: COM(2023) 367 final — superseded.
- Classification is mechanical; method: https://paymentslaw.eu/method/
- Editorial review state: not_assessed. Markers are curated and selective, not a complete assessment.

Word-level diff, proposal → compromise: `{+text+}` was inserted, `[-text-]` was deleted.

## Paragraph 0 (removed)

[-A payer payment service provider shall enter into an outsourcing agreement with its technical service provider in case that technical service provider is providing and verifying the elements of strong customer authentication. A payer’s payment service provider shall, under such agreement, retain full liability for any failure to apply strong customer authentication and have the right to audit and control security provisions.-]

## New paragraph 1

{+1. The payment service provider of the payer shall enter into an outsourcing agreement with the technical service provider in case that technical service provider is providing and verifying the elements of strong customer authentication.+}