# PSR Article 33 — Rights of payment service users

Textual state: amended_substantial. 8 words changed

- Current text: Council final compromise text (Council document 8221/26) — not yet law.
- Compared against: COM(2023) 367 final — superseded.
- Classification is mechanical; method: https://paymentslaw.eu/method/
- Editorial review state: not_assessed. Markers are curated and selective, not a complete assessment.

Word-level diff, proposal → compromise: `{+text+}` was inserted, `[-text-]` was deleted.

## Paragraph 1

1. Payment service providers shall not prevent payment service users from making use of a payment initiation service provider to obtain payment initiation services as referred to in point (6) of Annex [-I. -]{+I to Directive XXX [PSD3]. +}That obligation shall apply to all the payment accounts held by the payment service user that are accessible online.

## Paragraph 2

2. Payment service providers shall not prevent payment service users from making use of account information services as referred to in point (7) of Annex [-I. -]{+I to Directive XXX [PSD3]. +}That obligation shall apply to all the payment accounts held by the payment service user that are accessible online.