# PSR Article 25 — Information for the payer on individual payment transactions

Textual state: amended_substantial. 32 words changed

- Current text: Council final compromise text (Council document 8221/26) — not yet law.
- Compared against: COM(2023) 367 final — superseded.
- Classification is mechanical; method: https://paymentslaw.eu/method/
- Editorial review state: not_assessed. Markers are curated and selective, not a complete assessment.

Word-level diff, proposal → compromise: `{+text+}` was inserted, `[-text-]` was deleted.

## Paragraph 1

1. After the amount of an individual payment transaction is debited from the payer’s account or, where the payer does not use a payment account, after receipt of the payment order, the payer’s payment service provider shall provide the payer, without undue delay and in the same way as laid down in Article 19(1), with all of the following information: (a) a reference enabling the payer to identify each the payment transaction and the information needed to unambiguously identify the payee, including the payee’s commercial trade {+name and, where available to the payment service provider and if different from the commercial trade name, the payee’s legal +}name; (b) the amount of the payment transaction in the currency in which the payer’s payment account is debited or in the currency used for the payment order; (c) the amount of any charges for the payment transaction and, where applicable, a breakdown of the amounts of such charges, or the interest payable by the payer; (d) where applicable, the exchange rate used in the payment transaction by the payer’s payment service provider, and the amount of the payment transaction after that currency conversion; (e) the debit value date or the date of receipt of the payment order.

## Paragraph 2

2. A framework contract shall include a condition that the payer may require the information referred to in paragraph 1 to be provided or made available periodically, at {+a frequency to be determined by the payer of up to at +}least once a month, free of charge and in an agreed manner which allows the payer to store and reproduce information unchanged.

## Paragraph 3

3. Member States may require payment service providers to provide information on paper or on another durable medium at least once a month, free of charge.

## Paragraph 4

4. Member States shall by [ OP please insert the date = data of application of this Regulation] notify to the Commission the provisions of their law adopted pursuant to paragraph 3. They shall, without delay, notify any subsequent amendment to such provisions.