# PSR Article 1 — Subject matter

Textual state: amended_substantial. 52 words changed; 1 paragraph removed

- Current text: Council final compromise text (Council document 8221/26) — not yet law.
- Compared against: COM(2023) 367 final — superseded.
- Classification is mechanical; method: https://paymentslaw.eu/method/
- Editorial review state: not_assessed. Markers are curated and selective, not a complete assessment.

Word-level diff, proposal → compromise: `{+text+}` was inserted, `[-text-]` was deleted.

## Paragraph 1

1. This Regulation lays down uniform requirements on the provision of payment [-services and electronic money -]services, as regards: (a) the transparency of conditions and information requirements for payment [-services and electronic money -]services; (b) the respective rights and obligations of payment [-and electronic money -]service users, and of payment [-and electronic money -]service providers in relation to the provision of payment [-services and electronic money -]services.

## Paragraph 2

2. Unless specified otherwise, any reference to payment services shall be understood in this Regulation as meaning payment [-and electronic money services. -]{+services as referred to in Annex I of [PSD3].+}

## Paragraph 3 (removed)

[-3. Unless specified otherwise, any reference to payment service providers shall be understood in this Regulation as meaning payment service providers and electronic money service providers.-]