# PSD3 Article 33 — Reasons and communication

Textual state: amended_substantial. 10 words changed

- Current text: Council final compromise text (Council document 8222/26) — not yet law.
- Compared against: COM(2023) 366 final — superseded.
- Classification is mechanical; method: https://paymentslaw.eu/method/
- Editorial review state: not_assessed. Markers are curated and selective, not a complete assessment.

Word-level diff, proposal → compromise: `{+text+}` was inserted, `[-text-]` was deleted.

## Paragraph 1

1. Any measure taken by the competent authorities pursuant to Article 25, 30, 31 or 32 involving penalties or restrictions on the exercise of the freedom to provide services or the freedom of establishment shall be properly justified and communicated to the payment institution concerned.

## Paragraph 2

2. Articles 30, 29 and 32 shall be without prejudice to the obligation of competent authorities under Directive (EU) 2015/849 and Regulation (EU) [-2015/847, -]{+2023/1113, +}in particular under Article 47(1) of Directive (EU) 2015/849 and Article [-22(1) -]{+33(1) +}of Regulation (EU) [-2015/847, -]{+2023/1113, +}to supervise or monitor the compliance with the requirements laid down in those instruments.