# PSD3 Article 21 — Branches

Textual state: amended_substantial. 6 words changed

- Current text: Council final compromise text (Council document 8222/26) — not yet law.
- Compared against: COM(2023) 366 final — superseded.
- Classification is mechanical; method: https://paymentslaw.eu/method/
- Editorial review state: not_assessed. Markers are curated and selective, not a complete assessment.

Word-level diff, proposal → compromise: `{+text+}` was inserted, `[-text-]` was deleted.

## Paragraph 1

1. Member States shall [-require from -]{+ensure that +}payment institutions that intend to provide payment services in another Member State by establishing a branch, or that [-intends -]{+intend +}to provide payment services in a Member State other than their home Member State via a branch located in a third Member State, follow the procedures set out in Article 30.

## Paragraph 2

2. Member States shall ensure that payment institutions require the branches that act on their behalf to inform payment service users of this fact.