# PSD3 Article 17 — Register of payment institutions in the home Member State

Textual state: amended_substantial. 33 words changed

- Current text: Council final compromise text (Council document 8222/26) — not yet law.
- Compared against: COM(2023) 366 final — superseded.
- Classification is mechanical; method: https://paymentslaw.eu/method/
- Editorial review state: not_assessed. Markers are curated and selective, not a complete assessment.

Word-level diff, proposal → compromise: `{+text+}` was inserted, `[-text-]` was deleted.

## Paragraph 1

1. Member States shall operate and [-maintain -]{+maintain, free of charge, +}a public electronic register of payment institutions, including entities registered in accordance with Articles 34, 36, 38, and of their [-agents or distributors. -]{+agents. +}Member States shall ensure this register contains all of the following [-information: -]{+information +}(a) payment institutions authorised in accordance with Article 13 and their [-agents and their agents or distributors, -]{+agents, +}if any; (b) natural and legal persons registered in accordance with Articles 34(2), 36(1) or 38(1) and their [-agents or distributors, -]{+agents, +}if any; (c) the institutions referred to in Article 1(2) that are entitled under national law to provide payment [-or electronic money -]services. Branches of payment institutions shall be entered in the register of the home Member State if those branches provide services in a Member State other than their home Member State.

## Paragraph 2

2. The public register referred to in paragraph 1 shall: (a) identify the payment [-and electronic money -]services and the respective brands for which the payment institution has been authorised, or for which the natural or legal person has been registered; (b) include the agents [-or distributors, as applicable, -]through which the payment institution provides payment [-or electronic money -]services, [-except electronic money issuance, -]and specify the services these agents [-or distributors -]carry out on behalf of the payment institution; (c) include the other Member States where the payment institution is active and indicate the date when these passported activities started.

## Paragraph 3

3. Member States shall ensure that payment institutions are listed in the register referred to in paragraph 1 separately from natural and legal persons registered in accordance with Articles 34, 36 or 38, and that that register is publicly available for consultation, accessible online, and updated without delay.

## Paragraph 4

4. Competent authorities shall enter in the public register dates of authorisation or registration, any withdrawal of authorisation, suspension of authorisation, and any withdrawal of a registration pursuant to Articles 34, 36 or 38.

## Paragraph 5

5. Competent authorities shall notify the EBA without any undue delay of the reasons for the withdrawal of the authorisation or registration, suspension of authorisation or registration, or of any exemptions pursuant to Article 34, 36 or 38.