# Instrument Metadata
# Output tuned for LLM consumption -- deterministic parse of the
# EUR-Lex source, no LLM involved in generation.

instrument_id: ssm
celex: "32013R1024"
eli: "http://data.europa.eu/eli/reg/2013/1024/oj"
full_title: Single Supervisory Mechanism Regulation (EU) 1024/2013
short_title: SSM
instrument_type: regulation
document_type: regulation
normative_weight: binding
jurisdiction: EU
effective_period:
  from: "2013-11-03"
  to: null
dates:
  adopted: "2013-10-15"
  entered_into_force: "2013-11-03"
status: in_force
legal_status: in_force
structure_levels:
  - title
  - chapter
  - article
total_articles: 34
total_recitals: 87
total_annexes: 0
definitions_article: 2
chunk_strategy: by_chapter
chunks:
  - /ssm/chunks/recitals.md
  - /ssm/chunks/ssm_t01_subject_matter_and_definitions.md
  - /ssm/chunks/ssm_t02_cooperation_and_tasks.md
  - /ssm/chunks/ssm_t03_powers_of_the_ecb.md
  - /ssm/chunks/ssm_t03_ch01_investigatory_powers.md
  - /ssm/chunks/ssm_t03_ch02_specific_supervisory_powers.md
  - /ssm/chunks/ssm_t04_organisational_principles.md
  - /ssm/chunks/ssm_t05_general_and_final_provisions.md
key_dates:
  - date: "2002-12-16"
    type: citation
    article: "2"
    context: "…of Article 2 of Directive 2002/87/EC of the European Parliament and of the Council of 16 December 2002 on the supplementary supervision of…"
  - date: "2013-06-26"
    type: citation
    article: "1"
    context: "…2(5) of the Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit…"
  - date: "2013-06-26"
    type: citation
    article: "2"
    context: "…with Regulation (EU) No 575/2013 of the European Parliament and of the Council of 26 June 2013 on prudential requirements for credit…"
  - date: "2013-10-15"
    type: lifecycle
    context: "Adopted"
  - date: "2013-11-03"
    type: lifecycle
    context: "Entered into force"
  - date: "2014-05-04"
    type: deadline
    article: "33"
    context: "1. The ECB shall publish the framework referred to in Article 6(7) by 4 May 2014. 2. The ECB shall assume the tasks…"
  - date: "2015-12-31"
    type: deadline
    article: "33"
    context: "…submitted in the format requested by the ECB. 6. Notwithstanding Article 26(7), until 31 December 2015, qualified majority voting and simple…"
  - date: "2015-12-31"
    type: review
    article: "32"
    context: "By 31 December 2015, and subsequently every three years…"

generated_at: "2026-09-08T12:37:05.532Z"

articles:
  - article_number: 1
    article_title: Subject matter and scope
    chunk_file: /ssm/chunks/ssm_t01_subject_matter_and_definitions.md
    path: "Title 1 > Article 1"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - scope
      - general_provisions
      - definitions
      - competent_authorities
    keywords:
      - supervision
      - POS
      - ATM
      - access
      - system
      - ITS
      - participating member state
      - credit institution
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 2
        paragraph: "5"
      - target: Article 4
    external_references:
      - instrument_type: directive
        reference: "2013/36/EU"
    recitals: []

  - article_number: 2
    article_title: Definitions
    chunk_file: /ssm/chunks/ssm_t01_subject_matter_and_definitions.md
    path: "Title 1 > Article 2"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - scope
      - general_provisions
      - definitions
      - insurance
    keywords:
      - supervision
      - POS
      - system
      - participating member state
      - national competent authority
      - credit institution
      - financial holding company
      - mixed financial holding company
      - financial conglomerate
      - national designated authority
      - qualifying holding
      - single supervisory mechanism
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 7
      - target: Article 6
    external_references:
      - instrument_type: directive
        reference: "2013/36/EU"
      - instrument_type: regulation
        reference: "575/2013"
      - instrument_type: directive
        reference: "2002/87/EC"
    recitals:
      - 7

  - article_number: 3
    article_title: Cooperation
    chunk_file: /ssm/chunks/ssm_t02_cooperation_and_tasks.md
    path: "Title 2 > Article 3"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_central_bank
      - financial_entities
    topics:
      - supervisory_framework
      - banking
    keywords:
      - supervision
      - POS
      - ATM
      - system
      - ITS
      - EBA
      - participating member state
      - credit institution
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 1
      - target: Article 4
      - target: Article 6
      - target: Article 2
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 4
    article_title: Tasks conferred on the ECB
    chunk_file: /ssm/chunks/ssm_t02_cooperation_and_tasks.md
    path: "Title 2 > Article 4"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_commission
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - authorisation
      - supervision
      - own_funds
      - capital_requirements
      - credit_risk
      - large_exposures
      - securitisation
      - fit_and_proper
      - remuneration
      - internal_control
    keywords:
      - API
      - authorisation
      - supervision
      - POS
      - branch
      - cross-border
      - ITS
      - EBA
      - guidelines
      - reporting
      - notification
      - participating member state
      - credit institution
      - financial conglomerate
      - qualifying holding
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: true
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 6
      - target: Article 14
      - target: Article 15
      - target: Article 4
        paragraph: "3"
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 5
    article_title: Macroprudential tasks and tools
    chunk_file: /ssm/chunks/ssm_t02_cooperation_and_tasks.md
    path: "Title 2 > Article 5"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - own_funds
      - capital_buffers
    keywords:
      - API
      - POS
      - system
      - RTS
      - ITS
      - participating member state
      - national competent authority
      - credit institution
      - national designated authority
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 4
        paragraph: "1"
    external_references:
      - instrument_type: regulation
        reference: "575/2013"
      - instrument_type: directive
        reference: "2013/36/EU"
    recitals:
      - 87

  - article_number: 6
    article_title: Cooperation within the SSM
    chunk_file: /ssm/chunks/ssm_t02_cooperation_and_tasks.md
    path: "Title 2 > Article 6"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - competent_authorities
      - consolidation
    keywords:
      - supervision
      - POS
      - access
      - branch
      - cross-border
      - system
      - ITS
      - guidelines
      - notification
      - participating member state
      - national competent authority
      - credit institution
      - financial holding company
      - mixed financial holding company
      - single supervisory mechanism
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 4
      - target: Article 16
        paragraph: "2"
      - target: Article 10
      - target: Article 11
      - target: Article 12
      - target: Article 13
      - target: Article 4
        paragraph: "1"
    external_references: []
    recitals: []

  - article_number: 7
    article_title: Close cooperation with the competent authorities of participating Member States whose currency is not the euro
    chunk_file: /ssm/chunks/ssm_t02_cooperation_and_tasks.md
    path: "Title 2 > Article 7"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_commission
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - liability
    keywords:
      - SCA
      - POS
      - ATM
      - ITS
      - EBA
      - guidelines
      - notification
      - participating member state
      - national competent authority
      - credit institution
      - financial holding company
      - national designated authority
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 4
      - target: Article 5
      - target: Article 6
      - target: Article 26
        paragraph: "8"
      - target: Article 1
    external_references: []
    recitals: []

  - article_number: 8
    article_title: International relations
    chunk_file: /ssm/chunks/ssm_t02_cooperation_and_tasks.md
    path: "Title 2 > Article 8"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
    keywords:
      - ITS
      - EBA
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 9
    article_title: Supervisory and investigatory powers
    chunk_file: /ssm/chunks/ssm_t03_powers_of_the_ecb.md
    path: "Title 3 > Article 9"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - competent_authorities
    keywords:
      - POS
      - ITS
      - participating member state
      - credit institution
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 4
      - target: Article 5
      - target: Article 4
        paragraph: "3"
      - target: Article 7
    external_references: []
    recitals: []

  - article_number: 10
    article_title: Request for information
    chunk_file: /ssm/chunks/ssm_t03_ch01_investigatory_powers.md
    path: "Title 3 > Chapter 1 > Article 10"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - outsourcing
      - information_requirements
    keywords:
      - POS
      - participating member state
      - credit institution
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 9
        paragraph: "1"
      - target: Article 4
    external_references: []
    recitals: []

  - article_number: 11
    article_title: General investigations
    chunk_file: /ssm/chunks/ssm_t03_ch01_investigatory_powers.md
    path: "Title 3 > Chapter 1 > Article 11"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
    keywords:
      - POS
      - access
      - consent
      - participating member state
      - national competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 10
        paragraph: "1"
      - target: Article 12
      - target: Article 13
    external_references: []
    recitals: []

  - article_number: 12
    article_title: On-site inspections
    chunk_file: /ssm/chunks/ssm_t03_ch01_investigatory_powers.md
    path: "Title 3 > Chapter 1 > Article 12"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - authorisation
    keywords:
      - supervision
      - POS
      - ITS
      - notification
      - participating member state
      - national competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 13
      - target: Article 10
        paragraph: "1"
      - target: Article 4
        paragraph: "1"
      - target: Article 11
        paragraph: "1"
    external_references: []
    recitals: []

  - article_number: 13
    article_title: Authorisation by a judicial authority
    chunk_file: /ssm/chunks/ssm_t03_ch01_investigatory_powers.md
    path: "Title 3 > Chapter 1 > Article 13"
    applies_to_entities:
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - authorisation
      - enforcement
    keywords:
      - authorisation
      - ITS
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 12
        paragraph: "1"
      - target: Article 12
        paragraph: "2"
      - target: Article 12
        paragraph: "5"
      - target: Article 4
        paragraph: "3"
    external_references: []
    recitals: []

  - article_number: 14
    article_title: Authorisation
    chunk_file: /ssm/chunks/ssm_t03_ch02_specific_supervisory_powers.md
    path: "Title 3 > Chapter 2 > Article 14"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - supervision
      - authorisation
      - competent_authorities
    keywords:
      - authorisation
      - POS
      - ITS
      - participating member state
      - national competent authority
      - credit institution
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 15
    article_title: Assessment of acquisitions of qualifying holdings
    chunk_file: /ssm/chunks/ssm_t03_ch02_specific_supervisory_powers.md
    path: "Title 3 > Chapter 2 > Article 15"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - supervision
      - competent_authorities
    keywords:
      - POS
      - notification
      - participating member state
      - national competent authority
      - credit institution
      - qualifying holding
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 4
        paragraph: "1"
      - target: Article 4
        paragraph: "3"
      - target: Article 6
    external_references: []
    recitals:
      - 59

  - article_number: 16
    article_title: Supervisory powers
    chunk_file: /ssm/chunks/ssm_t03_ch02_specific_supervisory_powers.md
    path: "Title 3 > Chapter 2 > Article 16"
    applies_to_entities:
      - credit_institutions
      - member_states
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - supervision
      - own_funds
      - governance
      - remuneration
    keywords:
      - API
      - POS
      - ATM
      - system
      - network
      - ITS
      - reporting
      - participating member state
      - credit institution
      - financial holding company
      - mixed financial holding company
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 4
        paragraph: "1"
      - target: Article 4
        paragraph: "3"
      - target: Article 9
        paragraph: "1"
    external_references: []
    recitals:
      - 32

  - article_number: 17
    article_title: Powers of host authorities and cooperation on supervision on a consolidated basis
    chunk_file: /ssm/chunks/ssm_t03_ch02_specific_supervisory_powers.md
    path: "Title 3 > Chapter 2 > Article 17"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - supervision
      - passporting
    keywords:
      - supervision
      - POS
      - branch
      - ITS
      - participating member state
      - credit institution
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 4
      - target: Article 5
      - target: Article 6
        paragraph: "8"
    external_references: []
    recitals: []

  - article_number: 18
    article_title: Administrative penalties
    chunk_file: /ssm/chunks/ssm_t03_ch02_specific_supervisory_powers.md
    path: "Title 3 > Chapter 2 > Article 18"
    applies_to_entities:
      - credit_institutions
      - competent_authorities
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - supervision
      - competent_authorities
      - sanctions
      - consolidation
    keywords:
      - sanction
      - penalty
      - POS
      - ITS
      - credit institution
      - financial holding company
      - mixed financial holding company
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 9
        paragraph: "2"
      - target: Article 4
        paragraph: "3"
    external_references: []
    recitals: []

  - article_number: 19
    article_title: Independence
    chunk_file: /ssm/chunks/ssm_t04_organisational_principles.md
    path: "Title 4 > Article 19"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - conflicts_of_interest
    keywords:
      - supervision
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 20
    article_title: Accountability and reporting
    chunk_file: /ssm/chunks/ssm_t04_organisational_principles.md
    path: "Title 4 > Article 20"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_commission
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
    keywords:
      - POS
      - access
      - ITS
      - reporting
      - participating member state
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 30
      - target: Article 27
    external_references: []
    recitals: []

  - article_number: 21
    article_title: National parliaments
    chunk_file: /ssm/chunks/ssm_t04_organisational_principles.md
    path: "Title 4 > Article 21"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
    keywords:
      - supervision
      - participating member state
      - national competent authority
      - credit institution
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 20
        paragraph: "2"
      - target: Article 6
    external_references: []
    recitals: []

  - article_number: 22
    article_title: Due process for adopting supervisory decisions
    chunk_file: /ssm/chunks/ssm_t04_organisational_principles.md
    path: "Title 4 > Article 22"
    applies_to_entities:
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - liability
    keywords:
      - POS
      - access
      - system
      - ITS
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 4
    external_references: []
    recitals: []

  - article_number: 23
    article_title: Reporting of violations
    chunk_file: /ssm/chunks/ssm_t04_organisational_principles.md
    path: "Title 4 > Article 23"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - data_protection
    keywords:
      - data
      - RTS
      - reporting
      - participating member state
      - credit institution
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 4
        paragraph: "3"
    external_references: []
    recitals: []

  - article_number: 24
    article_title: Administrative Board of Review
    chunk_file: /ssm/chunks/ssm_t04_organisational_principles.md
    path: "Title 4 > Article 24"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
    keywords:
      - POS
      - ITS
      - notification
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 25
    article_title: Separation from monetary policy function
    chunk_file: /ssm/chunks/ssm_t04_organisational_principles.md
    path: "Title 4 > Article 25"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
    keywords:
      - SEPA
      - POS
      - ITS
      - reporting
      - participating member state
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 26
    article_title: Supervisory board
    chunk_file: /ssm/chunks/ssm_t04_organisational_principles.md
    path: "Title 4 > Article 26"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_commission
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
    keywords:
      - POS
      - ATM
      - access
      - ITS
      - participating member state
      - national competent authority
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: true
    internal_references:
      - target: Article 4
        paragraph: "3"
      - target: Article 3
      - target: Article 6
      - target: Article 7
        paragraph: "8"
      - target: Article 7
        paragraph: "7"
    external_references: []
    recitals: []

  - article_number: 27
    article_title: Professional secrecy and exchange of information
    chunk_file: /ssm/chunks/ssm_t04_organisational_principles.md
    path: "Title 4 > Article 27"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - authorisation
    keywords:
      - POS
      - ITS
      - participating member state
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 37
    external_references: []
    recitals: []

  - article_number: 28
    article_title: Resources
    chunk_file: /ssm/chunks/ssm_t04_organisational_principles.md
    path: "Title 4 > Article 28"
    applies_to_entities:
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
    keywords: []
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 29
    article_title: Budget and annual accounts
    chunk_file: /ssm/chunks/ssm_t04_organisational_principles.md
    path: "Title 4 > Article 29"
    applies_to_entities:
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
    keywords:
      - SEPA
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 20
      - target: Article 26
      - target: Article 27
    external_references: []
    recitals: []

  - article_number: 30
    article_title: Supervisory fees
    chunk_file: /ssm/chunks/ssm_t04_organisational_principles.md
    path: "Title 4 > Article 30"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - consolidation
    keywords:
      - supervision
      - branch
      - ITS
      - participating member state
      - national competent authority
      - credit institution
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 4
      - target: Article 5
      - target: Article 6
      - target: Article 20
      - target: Article 12
    external_references: []
    recitals: []

  - article_number: 31
    article_title: Staff and staff exchange
    chunk_file: /ssm/chunks/ssm_t04_organisational_principles.md
    path: "Title 4 > Article 31"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - data_protection
      - conflicts_of_interest
    keywords:
      - POS
      - data
      - participating member state
      - credit institution
      - financial holding company
      - mixed financial holding company
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 20
    external_references: []
    recitals: []

  - article_number: 32
    article_title: Review
    chunk_file: /ssm/chunks/ssm_t05_general_and_final_provisions.md
    path: "Title 5 > Article 32"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_commission
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - final_provisions
    keywords:
      - SCA
      - authorisation
      - sanction
      - SEPA
      - POS
      - system
      - ITS
      - EBA
      - participating member state
      - credit institution
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 5
      - target: Article 14
      - target: Article 7
        paragraph: "6"
    external_references: []
    recitals: []

  - article_number: 33
    article_title: Transitional provisions
    chunk_file: /ssm/chunks/ssm_t05_general_and_final_provisions.md
    path: "Title 5 > Article 33"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_commission
      - european_central_bank
    topics:
      - supervisory_framework
      - banking
      - final_provisions
      - authorisation
      - competent_authorities
    keywords:
      - API
      - supervision
      - RTS
      - ITS
      - reporting
      - participating member state
      - credit institution
      - financial holding company
      - mixed financial holding company
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: true
    internal_references:
      - target: Article 6
        paragraph: "7"
      - target: Article 6
      - target: Article 10
        paragraph: "1"
      - target: Article 6
        paragraph: "4"
      - target: Article 14
      - target: Article 26
        paragraph: "7"
      - target: Article 4
        paragraph: "3"
    external_references: []
    recitals: []

  - article_number: 34
    article_title: Entry into force
    chunk_file: /ssm/chunks/ssm_t05_general_and_final_provisions.md
    path: "Title 5 > Article 34"
    applies_to_entities: []
    topics:
      - supervisory_framework
      - banking
      - final_provisions
    keywords:
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: true
    internal_references: []
    external_references: []
    recitals: []