# PSR Article 89b — Prohibition of persons other than payment service providers from providing payment services

Textual state: inserted. New in the compromise text.

- Current text: Council final compromise text (Council document 8221/26) — not yet law.
- Compared against: COM(2023) 367 final — superseded.
- Classification is mechanical; method: https://paymentslaw.eu/method/
- Editorial review state: not_assessed. Markers are curated and selective, not a complete assessment.

Word-level diff, proposal → compromise: `{+text+}` was inserted, `[-text-]` was deleted.

## New paragraph 0

{+Natural or legal persons that are neither authorised payment service providers under [PSD3] nor exempted from such authorisation shall be prohibited from providing payment services.+}