# PSR Article 83b — Platform on combatting fraud

Textual state: inserted. New in the compromise text.

- Current text: Council final compromise text (Council document 8221/26) — not yet law.
- Compared against: COM(2023) 367 final — superseded.
- Classification is mechanical; method: https://paymentslaw.eu/method/
- Editorial review state: not_assessed. Markers are curated and selective, not a complete assessment.

Word-level diff, proposal → compromise: `{+text+}` was inserted, `[-text-]` was deleted.

## New paragraph 1

{+1. The Commission shall establish a platform on combatting fraud in the area of payments services in the Union (the ‘Platform’). Its composition shall be a broad and balanced mix of representatives and experts from both the public and private sectors, who have proven knowledge and experience in the field of payment services fraud.+}

## New paragraph 2

{+2. The Platform shall: (a) advise the Commission on developing and monitoring the implementation of legal acts aimed at combatting fraud in the area of payment services; (b) issue recommendations to the Commission and the European Board of Digital Services for the purpose of the drawing up of the voluntary code of conduct referred to in Article 59a(2); (c) share information on and analyse trends in fraud in the area of payment services; (d) share information on measures to combat fraud in the area of payments services, including mitigation measures; (e) share information on ways to improve cross-border and cross-sectoral cooperation on the means of combatting fraud in the area of payment services.+}

## New paragraph 3

{+3. The Platform shall be chaired by the Commission and constituted in accordance with the horizontal rules on the creation and operation of Commission expert groups.+}

## New paragraph 4

{+4. The Platform shall report annually on its activities to the European Parliament, the Council and the Commission.+}