# PSR Article 76 — National payment transactions

Textual state: amended_substantial. 53 words changed

- Compared text: Council position at first reading (Council document 8543/26) — not yet law.
- Compared against: Council document 8221/26 — superseded.
- Classification is mechanical; method: https://paymentslaw.eu/method/
- Editorial review state: not_assessed. Editor's notes are selective, not a complete assessment.

Word-level diff for each step, earlier → later edition: `{+text+}` was inserted, `[-text-]` was deleted.

## Step 1 · Commission proposal (2023) to Council compromise text (April 2026)

Article 72 → 72. Textual state: amended_substantial. 28 words changed

- Editorial review state: not_assessed.

### Unnumbered text

For national payment transactions, Member States may provide for shorter maximum execution times than those provided for in this Section. {+Member States shall notify to the Commission the provisions of their law adopted pursuant to this Article. They shall, without delay, notify any subsequent amendments to such provisions.+}

## Step 2 · Council compromise text (April 2026) to Council position at first reading (October 2026)

Article 72 → 76. Textual state: amended_substantial. 53 words changed

- Editorial review state: not_assessed.

### Unnumbered text

For national payment transactions, Member States may provide for shorter maximum execution times than those provided for in this Section. {+By … [21 months from the date of entry into force of this Regulation], +}Member States shall notify to the Commission the provisions of [-their -]{+the +}law [-adopted -]{+they adopt +}pursuant to [-this Article. -]{+the first subparagraph. +}They [-shall, without delay, -]{+shall +}notify {+the Commission without undue delay of +}any subsequent amendments {+thereto and of any provisions of the law which they adopt pursuant +}to [-such provisions. -]{+the first subparagraph at a later date.+}