# PSR Article 101 — Publication of administrative sanctions and administrative measures

Textual state: amended_substantial. 70 words changed

- Current text: Council final compromise text (Council document 8221/26) — not yet law.
- Compared against: COM(2023) 367 final — superseded.
- Classification is mechanical; method: https://paymentslaw.eu/method/
- Editorial review state: not_assessed. Markers are curated and selective, not a complete assessment.

Word-level diff, proposal → compromise: `{+text+}` was inserted, `[-text-]` was deleted.

## Paragraph 1

1. Competent authorities shall publish on their website all decisions imposing an administrative sanction or administrative measure on legal and natural persons, for breaches of this Regulation, and where applicable, all settlement agreements. The publication shall include a short description of the breach, the administrative sanction or other administrative measure imposed, or, where applicable, a statement about the settlement agreement. The identity of the natural person subject to the decision imposing an administrative sanction or administrative measure {+or to the settlement agreement to which that natural person is a party, +}shall not be published. Competent authorities shall publish the decision and the statement referred to in the first subparagraph [-immediately -]{+without undue delay +}after the legal or natural person subject to the decision has been notified of that decision or the settlement agreement has been signed.

## Paragraph 2

2. By derogation from paragraph 1, where the publication of the identity or other personal data of natural persons is deemed necessary by the national competent authority to protect the stability of the financial markets or to ensure the effective enforcement of this Regulation, including in the case of public statements referred to in Article 97(2)(b) or temporary bans referred to in Article 97(2)(d), the national competent authority may publish also the identity of the persons or personal data provided that it justifies such a decision and that the publication is limited to the personal data that is strictly necessary to protect the stability of the financial markets or to ensure the effective enforcement of this Regulation.

## Paragraph 3

3. Where the decision imposing an administrative sanction or other administrative measure is subject to appeal before the relevant judicial or other authority, competent authorities shall also publish on their official website without delay, information on the appeal and any subsequent information on the outcome of such an appeal, insofar as it concerns legal persons. Where the appealed decision concerns a natural person and the derogation under paragraph 2 is not applied, competent authorities shall publish information on the appeal only in an anonymised version.

## Paragraph 4

4. Competent authorities shall ensure that any publication made in accordance with this Article remains on their official website for a period of [-up to -]{+at least +}5 years. Personal data contained in the publication shall be kept on the official website of the competent authority only [-if an annual review shows -]{+for +}the [-continued need to publish that data to protect the stability of the financial markets or to ensure the effective enforcement of this Regulation, and -]{+period which is necessary +}in [-any event for no longer than 5 years. -]{+accordance with the applicable data protection rules.+}