# PSD3 Article 45a — Extension period

Textual state: inserted. New in the compromise text.

- Current text: Council final compromise text (Council document 8222/26) — not yet law.
- Compared against: COM(2023) 366 final — superseded.
- Classification is mechanical; method: https://paymentslaw.eu/method/
- Editorial review state: not_assessed. Markers are curated and selective, not a complete assessment.

Word-level diff, proposal → compromise: `{+text+}` was inserted, `[-text-]` was deleted.

## New paragraph 0

{+Competent authorities may exceptionally decide to extend, by no longer than 3 months, the period before specific payment institutions and electronic money institutions are prohibited from providing services when those institutions provided the information required pursuant to Articles 44 and 45 and the competent authority has not been able to process it within the applicable deadline.+}