# Instrument Metadata
# Output tuned for LLM consumption -- deterministic parse of the
# EUR-Lex source, no LLM involved in generation.

instrument_id: mica
celex: "32023R1114"
eli: "http://data.europa.eu/eli/reg/2023/1114/oj"
full_title: Markets in Crypto-Assets Regulation (EU) 2023/1114
short_title: MiCA
instrument_type: regulation
document_type: regulation
normative_weight: binding
jurisdiction: EU
effective_period:
  from: "2023-06-29"
  to: null
dates:
  adopted: "2023-05-31"
  entered_into_force: "2023-06-29"
status: in_force
legal_status: in_force
structure_levels:
  - title
  - chapter
  - article
total_articles: 150
total_recitals: 0
total_annexes: 6
definitions_article: 3
chunk_strategy: by_chapter
chunks:
  - /mica/chunks/mica_t01_subject_matter_scope_and_definitions.md
  - /mica/chunks/mica_t02_crypto_assets_other_than_asset_reference.md
  - /mica/chunks/mica_t03_ch01_authorisation_to_offer_asset_referenced_.md
  - /mica/chunks/mica_t03_ch02_obligations_of_issuers_of_asset_referenc.md
  - /mica/chunks/mica_t03_ch03_reserve_of_assets.md
  - /mica/chunks/mica_t03_ch04_acquisitions_of_issuers_of_asset_referen.md
  - /mica/chunks/mica_t03_ch05_significant_asset_referenced_tokens.md
  - /mica/chunks/mica_t03_ch06_recovery_and_redemption_plans.md
  - /mica/chunks/mica_t04_ch01_requirements_to_be_fulfilled_by_all_issu.md
  - /mica/chunks/mica_t04_ch02_significant_e_money_tokens.md
  - /mica/chunks/mica_t05_ch01_authorisation_of_crypto_asset_service_pr.md
  - /mica/chunks/mica_t05_ch02_obligations_for_all_crypto_asset_service.md
  - /mica/chunks/mica_t05_ch03_obligations_in_respect_of_specific_crypt.md
  - /mica/chunks/mica_t05_ch04_acquisition_of_crypto_asset_service_prov.md
  - /mica/chunks/mica_t05_ch05_significant_crypto_asset_service_provide.md
  - /mica/chunks/mica_t06_prevention_and_prohibition_of_market_abu.md
  - /mica/chunks/mica_t07_ch01_powers_of_competent_authorities_and_coop.md
  - /mica/chunks/mica_t07_ch02_esma_register.md
  - /mica/chunks/mica_t07_ch03_administrative_penalties_and_other_admin.md
  - /mica/chunks/mica_t07_ch04_supervisory_responsibilities_of_eba_with.md
  - /mica/chunks/mica_t07_ch05_eba_s_powers_and_competences_with_respec.md
  - /mica/chunks/mica_t08_delegated_acts.md
  - /mica/chunks/mica_t09_transitional_and_final_provisions.md
  - /mica/chunks/annexes.md
key_dates:
  - date: "2016-04-13"
    type: citation
    article: "139"
    context: "…in accordance with the principles laid down in the Interinstitutional Agreement of 13 April 2016 on Better Law-Making. 5. As soon as…"
  - date: "2023-05-31"
    type: citation
    article: "147"
    context: "…‘(xxii) Regulation (EU) 2023/1114 of the European Parliament and of the Council of 31 May 2023 on markets in crypto-assets, and…"
  - date: "2023-05-31"
    type: lifecycle
    context: "Adopted"
  - date: "2023-06-29"
    type: application
    article: "149"
    context: "…107(3) and (4), 109(8) and 119(8), 134(10), 137(3) and Article 139 shall apply from 29 June 2023."
  - date: "2023-06-29"
    type: lifecycle
    context: "Entered into force"
  - date: "2024-06-30"
    type: application
    article: "149"
    context: "…2024. 3. By way of derogation from paragraph 2, Titles III and IV shall apply from 30 June 2024. 4. By way of derogation from…"
  - date: "2024-06-30"
    type: deadline
    article: "107"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is delegated to the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "109"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is delegated to the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "111"
    context: "…(c), (d) or (e), are already subject to criminal penalties in their national law by 30 June 2024. Where they so decide, Member States…"
  - date: "2024-06-30"
    type: deadline
    article: "119"
    context: "…draft regulatory standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is delegated to the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "134"
    context: "…10. The Commission shall adopt delegated acts in accordance with Article 139 by 30 June 2024 to supplement this Regulation by…"
  - date: "2024-06-30"
    type: deadline
    article: "137"
    context: "…tasks. 3. The Commission shall adopt a delegated act in accordance with Article 139 by 30 June 2024 to supplement this Regulation by…"
  - date: "2024-06-30"
    type: deadline
    article: "143"
    context: "…framework applicable before 30 December 2024 is less strict than this Regulation. By 30 June 2024, Member States shall notify to the…"
  - date: "2024-06-30"
    type: deadline
    article: "17"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is delegated to the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "18"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is delegated to the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "19"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is conferred on the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "21"
    context: "…to serious risks of money laundering and terrorist financing. 3. EBA and ESMA shall, by 30 June 2024, jointly issue guidelines in…"
  - date: "2024-06-30"
    type: deadline
    article: "22"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is delegated to the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "31"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is delegated to the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "32"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is delegated to the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "34"
    context: "…body of the issuer concerned and made available to the competent authority. 13. By 30 June 2024, EBA, in close cooperation with ESMA…"
  - date: "2024-06-30"
    type: deadline
    article: "35"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is delegated to the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "36"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is delegated to the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "38"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is delegated to the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "42"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is delegated to the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "45"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is delegated to the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "51"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is conferred on the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "6"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is conferred on the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "60"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is delegated to the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "62"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is delegated to the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "63"
    context: "…ESMA and EBA shall issue the guidelines referred to in the first subparagraph by 30 June 2024. 12. Competent authorities may,…"
  - date: "2024-06-30"
    type: deadline
    article: "66"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is delegated to the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "68"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is delegated to the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "71"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is delegated to the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "72"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is delegated to the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "76"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is delegated to the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "84"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is delegated to the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "88"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is conferred on the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "95"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is delegated to the Commission…"
  - date: "2024-06-30"
    type: deadline
    article: "96"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 June 2024. Power is conferred on the Commission…"
  - date: "2024-07-30"
    type: deadline
    article: "143"
    context: "…authorisation pursuant to Article 21, provided that they apply for authorisation before 30 July 2024. 5. Credit institutions that issued…"
  - date: "2024-12-30"
    type: application
    article: "149"
    context: "…in the Official Journal of the European Union. 2. This Regulation shall apply from 30 December 2024. 3. By way of derogation from…"
  - date: "2024-12-30"
    type: deadline
    article: "14"
    context: "…of point (d) of the first subparagraph, ESMA, in cooperation with EBA, shall by 30 December 2024 issue guidelines in accordance with…"
  - date: "2024-12-30"
    type: deadline
    article: "143"
    context: "…4 to 15 shall not apply to offers to the public of crypto-assets that ended before 30 December 2024. 2. By way of derogation from Title…"
  - date: "2024-12-30"
    type: deadline
    article: "148"
    context: "1. Member States shall adopt and publish, by 30 December 2024, the laws, regulations and…"
  - date: "2024-12-30"
    type: deadline
    article: "2"
    context: "…(4) and (EC) No 987/2009 of the European Parliament and of the Council (5). 5. By 30 December 2024, ESMA shall, for the purposes of…"
  - date: "2024-12-30"
    type: deadline
    article: "61"
    context: "…new types of crypto-assets or crypto-asset services to that client. 3. ESMA shall by 30 December 2024 issue guidelines in accordance with…"
  - date: "2024-12-30"
    type: deadline
    article: "81"
    context: "…quarter. Such online system shall be deemed an electronic format. 15. ESMA shall, by 30 December 2024, issue guidelines in accordance with…"
  - date: "2024-12-30"
    type: deadline
    article: "92"
    context: "…technical standards referred to in the first subparagraph to the Commission by 30 December 2024. Power is delegated to the Commission…"
  - date: "2024-12-30"
    type: deadline
    article: "97"
    context: "1. By 30 December 2024, the ESAs shall jointly issue…"
  - date: "2024-12-30"
    type: review
    article: "142"
    context: "1. By 30 December 2024 and after consulting EBA and ESMA,…"
  - date: "2025-06-30"
    type: deadline
    article: "111"
    context: "…Commission, ESMA and to EBA, in detail, the relevant parts of their criminal law. By 30 June 2025, Member States shall notify to the…"
  - date: "2025-06-30"
    type: deadline
    article: "92"
    context: "…order to ensure consistency of supervisory practices under this Article, ESMA shall by 30 June 2025 issue guidelines in accordance with…"
  - date: "2025-06-30"
    type: deadline
    article: "99"
    context: "…including any relevant criminal law provisions, to the Commission, EBA and ESMA by 30 June 2025. Member States shall notify the…"
  - date: "2025-06-30"
    type: review
    article: "140"
    context: "…where appropriate, by a legislative proposal. An interim report shall be presented by 30 June 2025, accompanied, where appropriate, by a…"
  - date: "2025-12-31"
    type: review
    article: "141"
    context: "By 31 December 2025 and every year thereafter, ESMA, in…"
  - date: "2026-07-01"
    type: deadline
    article: "143"
    context: "…in accordance with applicable law before 30 December 2024, may continue to do so until 1 July 2026 or until they are granted or refused…"
  - date: "2027-06-30"
    type: review
    article: "140"
    context: "1. By 30 June 2027, having consulted EBA and ESMA, the…"
  - date: "2027-12-31"
    type: deadline
    article: "143"
    context: "…published after 30 December 2024; (b) operators of trading platforms shall ensure by 31 December 2027 that a crypto-asset white paper, in…"
  - date: "2030-01-09"
    type: deadline
    article: "110a"
    context: "…or person seeking admission to trading shall obtain a legal entity identifier. 3. By 9 January 2030, for the purpose of making the…"

generated_at: "2026-09-08T12:37:02.748Z"

articles:
  - article_number: 1
    article_title: Subject matter
    chunk_file: /mica/chunks/mica_t01_subject_matter_scope_and_definitions.md
    path: "Title I > Article 1"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - scope
      - general_provisions
      - definitions
      - authorisation
      - market_abuse
    keywords:
      - authorisation
      - supervision
      - e-money
      - token
      - crypto-asset
      - asset-referenced token
      - e-money token
      - issuer
      - offer to the public
      - crypto-asset service provider
      - crypto-asset service
      - client
    contains:
      obligations: false
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 2
    article_title: Scope
    chunk_file: /mica/chunks/mica_t01_subject_matter_scope_and_definitions.md
    path: "Title I > Article 2"
    applies_to_entities:
      - credit_institutions
      - member_states
    topics:
      - crypto_assets
      - financial_markets
      - scope
      - general_provisions
      - definitions
      - securitisation
      - reinsurance
    keywords:
      - e-money
      - POS
      - token
      - security
      - scheme
      - ITS
      - guidelines
      - crypto-asset
      - e-money token
      - offer to the public
      - funds
      - crypto-asset service
      - financial instrument
      - deposit
      - structured deposit
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 47
    external_references:
      - instrument_type: regulation
        reference: "2017/2402"
      - instrument_type: directive
        reference: "2009/138/EC"
      - instrument_type: directive
        reference: "2016/2341"
      - instrument_type: regulation
        reference: "1095/2010"
      - instrument_type: regulation
        reference: "1024/2013"
    recitals: []

  - article_number: 3
    article_title: Definitions
    chunk_file: /mica/chunks/mica_t01_subject_matter_scope_and_definitions.md
    path: "Title I > Article 3"
    applies_to_entities:
      - payment_service_providers
      - payment_institutions
      - credit_institutions
      - member_states
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - scope
      - general_provisions
      - definitions
      - authorisation
      - data_protection
      - investment_funds
      - governance
    keywords:
      - API
      - interface
      - authorisation
      - transaction
      - transfer
      - e-money
      - electronic money
      - POS
      - token
      - data
      - access
      - third party
      - branch
      - system
      - network
      - RTS
      - ITS
      - distributed ledger technology
      - dlt
      - distributed ledger
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: true
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 59
      - target: Article 93
      - target: Article 139
    external_references:
      - instrument_type: directive
        reference: "2015/2366"
      - instrument_type: regulation
        reference: "575/2013"
      - instrument_type: directive
        reference: "2013/36/EU"
      - instrument_type: regulation
        reference: "575/2013"
      - instrument_type: directive
        reference: "2014/65"
      - instrument_type: directive
        reference: "2014/65/EU"
      - instrument_type: directive
        reference: "2009/110"
      - instrument_type: directive
        reference: "2014/65/EU"
      - instrument_type: directive
        reference: "2015/2366"
      - instrument_type: directive
        reference: "2015/2366"
      - instrument_type: directive
        reference: "2009/110/EC"
      - instrument_type: directive
        reference: "2009/110/EC"
      - instrument_type: regulation
        reference: "2016/679"
      - instrument_type: directive
        reference: "2015/2366"
      - instrument_type: directive
        reference: "2009/65/EC"
      - instrument_type: directive
        reference: "2009/65/EC"
      - instrument_type: directive
        reference: "2011/61/EU"
      - instrument_type: directive
        reference: "2014/65/EU"
      - instrument_type: directive
        reference: "2014/49/EU"
      - instrument_type: directive
        reference: "2014/65/EU"
    recitals: []

  - article_number: 4
    article_title: Offers to the public of crypto-assets other than asset-referenced tokens or e-money tokens
    chunk_file: /mica/chunks/mica_t02_crypto_assets_other_than_asset_reference.md
    path: "Title II > Article 4"
    applies_to_entities:
      - member_states
      - competent_authorities
      - merchants
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - authorisation
      - data_protection
      - competent_authorities
    keywords:
      - authorisation
      - merchant
      - transaction
      - transfer
      - SEPA
      - e-money
      - POS
      - token
      - data
      - access
      - consent
      - network
      - ITS
      - notification
      - distributed ledger
      - crypto-asset
      - asset-referenced token
      - e-money token
      - official currency
      - utility token
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 6
      - target: Article 8
      - target: Article 9
      - target: Article 7
      - target: Article 14
      - target: Article 59
      - target: Article 12
    external_references: []
    recitals: []

  - article_number: 5
    article_title: Admission to trading of crypto-assets other than asset-referenced tokens or e-money tokens
    chunk_file: /mica/chunks/mica_t02_crypto_assets_other_than_asset_reference.md
    path: "Title II > Article 5"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
    keywords:
      - e-money
      - token
      - consent
      - ITS
      - crypto-asset
      - asset-referenced token
      - e-money token
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 6
      - target: Article 8
      - target: Article 9
      - target: Article 7
      - target: Article 14
      - target: Article 12
    external_references: []
    recitals: []

  - article_number: 6
    article_title: Content and form of the crypto-asset white paper
    chunk_file: /mica/chunks/mica_t02_crypto_assets_other_than_asset_reference.md
    path: "Title II > Article 6"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - prospectus
      - governance
      - deposit_guarantee
    keywords:
      - transaction
      - transfer
      - POS
      - token
      - scheme
      - ITS
      - EBA
      - notification
      - consensus mechanism
      - crypto-asset
      - utility token
      - issuer
      - offer to the public
      - offeror
      - management body
      - home member state
      - host member state
      - competent authority
      - financial instrument
      - deposit
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: true
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: true
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: directive
        reference: "2014/49/EU"
      - instrument_type: regulation
        reference: "2017/1129"
      - instrument_type: regulation
        reference: "1095/2010"
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 7
    article_title: Marketing communications
    chunk_file: /mica/chunks/mica_t02_crypto_assets_other_than_asset_reference.md
    path: "Title II > Article 7"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
    keywords:
      - e-money
      - token
      - crypto-asset
      - asset-referenced token
      - e-money token
      - offer to the public
      - offeror
      - home member state
      - host member state
      - competent authority
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 4
      - target: Article 94
    external_references: []
    recitals: []

  - article_number: 8
    article_title: Notification of the crypto-asset white paper and of the marketing communications
    chunk_file: /mica/chunks/mica_t02_crypto_assets_other_than_asset_reference.md
    path: "Title II > Article 8"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - competent_authorities
    keywords:
      - e-money
      - token
      - notification
      - crypto-asset
      - asset-referenced token
      - e-money token
      - offer to the public
      - offeror
      - home member state
      - host member state
      - competent authority
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 2
        paragraph: "4"
      - target: Article 109
        paragraph: "2"
    external_references: []
    recitals: []

  - article_number: 9
    article_title: Publication of the crypto-asset white paper and of the marketing communications
    chunk_file: /mica/chunks/mica_t02_crypto_assets_other_than_asset_reference.md
    path: "Title II > Article 9"
    applies_to_entities:
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
    keywords:
      - e-money
      - token
      - access
      - crypto-asset
      - asset-referenced token
      - e-money token
      - offer to the public
      - offeror
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 8
      - target: Article 12
    external_references: []
    recitals: []

  - article_number: 10
    article_title: Result of the offer to the public and safeguarding arrangements
    chunk_file: /mica/chunks/mica_t02_crypto_assets_other_than_asset_reference.md
    path: "Title II > Article 10"
    applies_to_entities:
      - credit_institutions
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
    keywords:
      - e-money
      - POS
      - token
      - ITS
      - crypto-asset
      - asset-referenced token
      - e-money token
      - offer to the public
      - offeror
      - funds
      - crypto-asset service provider
      - crypto-asset service
      - providing custody and administration of crypto-assets on behalf of clients
      - credit institution
      - retail holder
      - client
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 13
    external_references: []
    recitals: []

  - article_number: 11
    article_title: Rights of offerors and persons seeking admission to trading of crypto-assets other than asset-referenced tokens or e-money tokens
    chunk_file: /mica/chunks/mica_t02_crypto_assets_other_than_asset_reference.md
    path: "Title II > Article 11"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
    keywords:
      - e-money
      - token
      - crypto-asset
      - asset-referenced token
      - e-money token
      - offer to the public
      - offeror
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 9
      - target: Article 12
    external_references: []
    recitals: []

  - article_number: 12
    article_title: Modification of published crypto-asset white papers and of published marketing communications
    chunk_file: /mica/chunks/mica_t02_crypto_assets_other_than_asset_reference.md
    path: "Title II > Article 12"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
    keywords:
      - e-money
      - token
      - access
      - ITS
      - notification
      - crypto-asset
      - asset-referenced token
      - e-money token
      - utility token
      - offer to the public
      - offeror
      - home member state
      - host member state
      - competent authority
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 9
      - target: Article 8
        paragraph: "6"
      - target: Article 109
        paragraph: "2"
      - target: Article 4
        paragraph: "6"
    external_references: []
    recitals: []

  - article_number: 13
    article_title: Right of withdrawal
    chunk_file: /mica/chunks/mica_t02_crypto_assets_other_than_asset_reference.md
    path: "Title II > Article 13"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - refunds
    keywords:
      - transaction
      - e-money
      - token
      - crypto-asset
      - asset-referenced token
      - e-money token
      - offer to the public
      - offeror
      - crypto-asset service provider
      - crypto-asset service
      - retail holder
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 10
    external_references: []
    recitals: []

  - article_number: 14
    article_title: Obligations of offerors and persons seeking admission to trading of crypto-assets other than asset-referenced tokens or e-money tokens
    chunk_file: /mica/chunks/mica_t02_crypto_assets_other_than_asset_reference.md
    path: "Title II > Article 14"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - conflicts_of_interest
    keywords:
      - e-money
      - POS
      - ATM
      - token
      - security
      - access
      - system
      - EBA
      - guidelines
      - crypto-asset
      - asset-referenced token
      - e-money token
      - offer to the public
      - offeror
      - funds
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 15
    article_title: Liability for the information given in a crypto-asset white paper
    chunk_file: /mica/chunks/mica_t02_crypto_assets_other_than_asset_reference.md
    path: "Title II > Article 15"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - liability
      - enforcement
    keywords:
      - liability
      - e-money
      - token
      - RTS
      - ITS
      - crypto-asset
      - asset-referenced token
      - e-money token
      - offeror
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 6
      - target: Article 5
        paragraph: "3"
      - target: Article 6
        paragraph: "7"
    external_references: []
    recitals: []

  - article_number: 16
    article_title: Authorisation
    chunk_file: /mica/chunks/mica_t03_ch01_authorisation_to_offer_asset_referenced_.md
    path: "Title III > Chapter 1 > Article 16"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
    keywords:
      - authorisation
      - supervision
      - POS
      - token
      - consent
      - network
      - ITS
      - crypto-asset
      - asset-referenced token
      - official currency
      - issuer
      - offer to the public
      - credit institution
      - qualified investors
      - home member state
      - competent authority
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 21
      - target: Article 17
      - target: Article 27
      - target: Article 29
      - target: Article 40
      - target: Article 19
      - target: Article 17
        paragraph: "1"
      - target: Article 21
        paragraph: "1"
      - target: Article 25
    external_references: []
    recitals: []

  - article_number: 17
    article_title: Requirements for credit institutions
    chunk_file: /mica/chunks/mica_t03_ch01_authorisation_to_offer_asset_referenced_.md
    path: "Title III > Chapter 1 > Article 17"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_commission
      - european_central_bank
      - payment_systems
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - operational_resilience
      - competent_authorities
      - internal_control
    keywords:
      - authorisation
      - e-money
      - POS
      - token
      - data
      - system
      - ITS
      - EBA
      - notification
      - crypto-asset
      - asset-referenced token
      - e-money token
      - official currency
      - offer to the public
      - credit institution
      - home member state
      - competent authority
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 19
      - target: Article 2
        paragraph: "4"
      - target: Article 34
        paragraph: "1"
      - target: Article 34
        paragraph: "5"
      - target: Article 34
        paragraph: "9"
      - target: Article 34
        paragraph: "10"
      - target: Article 34
        paragraph: "11"
      - target: Article 16
      - target: Article 18
      - target: Article 20
      - target: Article 21
      - target: Article 24
      - target: Article 35
      - target: Article 41
      - target: Article 42
      - target: Article 109
        paragraph: "3"
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 18
    article_title: Application for authorisation
    chunk_file: /mica/chunks/mica_t03_ch01_authorisation_to_offer_asset_referenced_.md
    path: "Title III > Chapter 1 > Article 18"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - fraud_prevention
      - liability
      - operational_resilience
      - competent_authorities
      - aml
      - governance
      - internal_control
    keywords:
      - fraud
      - liability
      - authorisation
      - e-money
      - POS
      - token
      - data
      - system
      - EBA
      - crypto-asset
      - asset-referenced token
      - e-money token
      - issuer
      - applicant issuer
      - offer to the public
      - crypto-asset service provider
      - crypto-asset service
      - management body
      - home member state
      - host member state
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: true
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 16
      - target: Article 2
        paragraph: "4"
      - target: Article 34
        paragraph: "1"
      - target: Article 19
      - target: Article 34
        paragraph: "5"
      - target: Article 34
        paragraph: "9"
      - target: Article 34
        paragraph: "10"
      - target: Article 34
        paragraph: "11"
      - target: Article 31
    external_references:
      - instrument_type: directive
        reference: "2015/849"
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 19
    article_title: Content and form of the crypto-asset white paper for asset-referenced tokens
    chunk_file: /mica/chunks/mica_t03_ch01_authorisation_to_offer_asset_referenced_.md
    path: "Title III > Chapter 1 > Article 19"
    applies_to_entities:
      - member_states
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - prospectus
      - governance
      - deposit_guarantee
    keywords:
      - transaction
      - transfer
      - POS
      - token
      - scheme
      - ITS
      - EBA
      - notification
      - consensus mechanism
      - crypto-asset
      - asset-referenced token
      - issuer
      - offer to the public
      - management body
      - reserve of assets
      - home member state
      - host member state
      - financial instrument
      - deposit
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: true
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 16
        paragraph: "1"
    external_references:
      - instrument_type: directive
        reference: "2014/49/EU"
      - instrument_type: regulation
        reference: "2017/1129"
      - instrument_type: regulation
        reference: "1095/2010"
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 20
    article_title: Assessment of the application for authorisation
    chunk_file: /mica/chunks/mica_t03_ch01_authorisation_to_offer_asset_referenced_.md
    path: "Title III > Chapter 1 > Article 20"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_central_bank
      - payment_systems
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - competent_authorities
      - aml
    keywords:
      - authorisation
      - POS
      - token
      - system
      - ITS
      - EBA
      - crypto-asset
      - asset-referenced token
      - official currency
      - issuer
      - applicant issuer
      - competent authority
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 18
      - target: Article 19
      - target: Article 18
        paragraph: "2"
      - target: Article 21
        paragraph: "4"
    external_references: []
    recitals: []

  - article_number: 21
    article_title: Grant or refusal of the authorisation
    chunk_file: /mica/chunks/mica_t03_ch01_authorisation_to_offer_asset_referenced_.md
    path: "Title III > Chapter 1 > Article 21"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_central_bank
      - payment_systems
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - operational_resilience
      - competent_authorities
      - aml
      - governance
    keywords:
      - authorisation
      - POS
      - token
      - system
      - ITS
      - EBA
      - guidelines
      - crypto-asset
      - asset-referenced token
      - issuer
      - applicant issuer
      - offer to the public
      - management body
      - host member state
      - qualifying holding
      - client
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 20
        paragraph: "5"
      - target: Article 34
        paragraph: "2"
      - target: Article 34
        paragraph: "4"
      - target: Article 20
        paragraph: "4"
      - target: Article 109
        paragraph: "3"
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 22
    article_title: Reporting on asset-referenced tokens
    chunk_file: /mica/chunks/mica_t03_ch01_authorisation_to_offer_asset_referenced_.md
    path: "Title III > Chapter 1 > Article 22"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_commission
      - european_central_bank
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - competent_authorities
    keywords:
      - transaction
      - transfer
      - POS
      - token
      - settlement
      - ITS
      - EBA
      - reporting
      - distributed ledger
      - crypto-asset
      - asset-referenced token
      - issuer
      - funds
      - crypto-asset service provider
      - crypto-asset service
      - reserve of assets
      - host member state
      - competent authority
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: true
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 20
        paragraph: "4"
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 23
    article_title: Restrictions on the issuance of asset-referenced tokens used widely as a means of exchange
    chunk_file: /mica/chunks/mica_t03_ch01_authorisation_to_offer_asset_referenced_.md
    path: "Title III > Chapter 1 > Article 23"
    applies_to_entities:
      - credit_institutions
      - competent_authorities
      - european_central_bank
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - competent_authorities
    keywords:
      - transaction
      - POS
      - token
      - data
      - ITS
      - asset-referenced token
      - issuer
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 20
        paragraph: "4"
    external_references: []
    recitals: []

  - article_number: 24
    article_title: Withdrawal of the authorisation
    chunk_file: /mica/chunks/mica_t03_ch01_authorisation_to_offer_asset_referenced_.md
    path: "Title III > Chapter 1 > Article 24"
    applies_to_entities:
      - payment_institutions
      - credit_institutions
      - competent_authorities
      - european_central_bank
      - payment_systems
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - competent_authorities
      - aml
      - governance
      - internal_control
    keywords:
      - authorisation
      - electronic money
      - POS
      - token
      - system
      - ITS
      - crypto-asset
      - asset-referenced token
      - issuer
      - crypto-asset service provider
      - crypto-asset service
      - management body
      - credit institution
      - competent authority
      - qualifying holding
      - electronic money institution
      - payment institution
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 18
      - target: Article 25
      - target: Article 20
        paragraph: "4"
      - target: Article 34
        paragraph: "5"
      - target: Article 59
      - target: Article 34
      - target: Article 47
      - target: Article 109
    external_references:
      - instrument_type: directive
        reference: "2013/36/EU"
      - instrument_type: directive
        reference: "2015/849"
    recitals: []

  - article_number: 25
    article_title: Modification of published crypto-asset white papers for asset-referenced tokens
    chunk_file: /mica/chunks/mica_t03_ch01_authorisation_to_offer_asset_referenced_.md
    path: "Title III > Chapter 1 > Article 25"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_central_bank
      - payment_systems
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - competent_authorities
      - aml
      - risk_assessment
      - governance
      - risk_management
    keywords:
      - authorisation
      - transaction
      - transfer
      - POS
      - token
      - system
      - EBA
      - reporting
      - distributed ledger technology
      - distributed ledger
      - crypto-asset
      - asset-referenced token
      - issuer
      - management body
      - home member state
      - host member state
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 21
      - target: Article 17
      - target: Article 23
      - target: Article 45
      - target: Article 20
        paragraph: "4"
      - target: Article 109
    external_references: []
    recitals: []

  - article_number: 26
    article_title: Liability of issuers of asset-referenced tokens for the information given in a crypto-asset white paper
    chunk_file: /mica/chunks/mica_t03_ch01_authorisation_to_offer_asset_referenced_.md
    path: "Title III > Chapter 1 > Article 26"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - liability
      - enforcement
    keywords:
      - liability
      - token
      - RTS
      - ITS
      - crypto-asset
      - asset-referenced token
      - issuer
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 19
    external_references: []
    recitals: []

  - article_number: 27
    article_title: "Obligation to act honestly, fairly and professionally in the best interest of the holders of asset-referenced tokens"
    chunk_file: /mica/chunks/mica_t03_ch02_obligations_of_issuers_of_asset_referenc.md
    path: "Title III > Chapter 2 > Article 27"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
    keywords:
      - ATM
      - token
      - crypto-asset
      - asset-referenced token
      - issuer
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 28
    article_title: Publication of the crypto-asset white paper
    chunk_file: /mica/chunks/mica_t03_ch02_obligations_of_issuers_of_asset_referenc.md
    path: "Title III > Chapter 2 > Article 28"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
    keywords:
      - token
      - access
      - ITS
      - crypto-asset
      - asset-referenced token
      - issuer
      - offer to the public
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 17
        paragraph: "1"
      - target: Article 21
        paragraph: "1"
      - target: Article 25
    external_references: []
    recitals: []

  - article_number: 29
    article_title: Marketing communications
    chunk_file: /mica/chunks/mica_t03_ch02_obligations_of_issuers_of_asset_referenc.md
    path: "Title III > Chapter 2 > Article 29"
    applies_to_entities:
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - competent_authorities
    keywords:
      - token
      - crypto-asset
      - asset-referenced token
      - issuer
      - offer to the public
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 30
    article_title: Ongoing information to holders of asset-referenced tokens
    chunk_file: /mica/chunks/mica_t03_ch02_obligations_of_issuers_of_asset_referenc.md
    path: "Title III > Chapter 2 > Article 30"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - audit
    keywords:
      - POS
      - token
      - access
      - asset-referenced token
      - issuer
      - reserve of assets
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 36
      - target: Article 88
    external_references: []
    recitals: []

  - article_number: 31
    article_title: Complaints-handling procedures
    chunk_file: /mica/chunks/mica_t03_ch02_obligations_of_issuers_of_asset_referenc.md
    path: "Title III > Chapter 2 > Article 31"
    applies_to_entities:
      - european_banking_authority
      - european_commission
      - consumers
    topics:
      - crypto_assets
      - financial_markets
    keywords:
      - consumer
      - token
      - EBA
      - asset-referenced token
      - issuer
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 34
        paragraph: "5"
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 32
    article_title: "Identification, prevention, management and disclosure of conflicts of interest"
    chunk_file: /mica/chunks/mica_t03_ch02_obligations_of_issuers_of_asset_referenc.md
    path: "Title III > Chapter 2 > Article 32"
    applies_to_entities:
      - european_banking_authority
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - governance
      - conflicts_of_interest
    keywords:
      - token
      - third party
      - EBA
      - asset-referenced token
      - issuer
      - management body
      - reserve of assets
      - qualifying holding
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 34
        paragraph: "5"
      - target: Article 36
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 33
    article_title: Notification of changes to management body
    chunk_file: /mica/chunks/mica_t03_ch02_obligations_of_issuers_of_asset_referenc.md
    path: "Title III > Chapter 2 > Article 33"
    applies_to_entities:
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - governance
    keywords:
      - token
      - notification
      - asset-referenced token
      - issuer
      - management body
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 34
        paragraph: "2"
    external_references: []
    recitals: []

  - article_number: 34
    article_title: Governance arrangements
    chunk_file: /mica/chunks/mica_t03_ch02_obligations_of_issuers_of_asset_referenc.md
    path: "Title III > Chapter 2 > Article 34"
    applies_to_entities:
      - competent_authorities
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
      - operational_resilience
      - aml
      - risk_assessment
      - governance
      - conflicts_of_interest
      - internal_control
    keywords:
      - transaction
      - transfer
      - POS
      - token
      - security
      - data
      - access
      - consent
      - third party
      - system
      - ITS
      - EBA
      - guidelines
      - distributed ledger technology
      - distributed ledger
      - asset-referenced token
      - issuer
      - management body
      - reserve of assets
      - competent authority
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 36
      - target: Article 37
      - target: Article 39
      - target: Article 45
      - target: Article 31
      - target: Article 32
      - target: Article 47
    external_references:
      - instrument_type: regulation
        reference: "2022/2554"
      - instrument_type: regulation
        reference: "2016/679"
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: directive
        reference: "2014/65/EU"
    recitals: []

  - article_number: 35
    article_title: Own funds requirements
    chunk_file: /mica/chunks/mica_t03_ch02_obligations_of_issuers_of_asset_referenc.md
    path: "Title III > Chapter 2 > Article 35"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - own_funds
      - governance
      - internal_control
    keywords:
      - API
      - transaction
      - POS
      - token
      - data
      - EBA
      - asset-referenced token
      - issuer
      - funds
      - reserve of assets
      - home member state
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 36
      - target: Article 67
        paragraph: "3"
      - target: Article 34
        paragraph: "1"
      - target: Article 34
        paragraph: "8"
      - target: Article 34
        paragraph: "10"
      - target: Article 39
      - target: Article 45
    external_references:
      - instrument_type: regulation
        reference: "575/2013"
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 36
    article_title: "Obligation to have a reserve of assets, and composition and management of such reserve of assets"
    chunk_file: /mica/chunks/mica_t03_ch03_reserve_of_assets.md
    path: "Title III > Chapter 3 > Article 36"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - credit_risk
      - market_risk
      - liquidity_risk
      - large_exposures
    keywords:
      - authorisation
      - SEPA
      - POS
      - token
      - data
      - system
      - ITS
      - EBA
      - notification
      - crypto-asset
      - asset-referenced token
      - official currency
      - issuer
      - credit institution
      - reserve of assets
      - home member state
      - competent authority
      - deposit
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 38
      - target: Article 34
        paragraph: "12"
      - target: Article 21
      - target: Article 17
      - target: Article 46
        paragraph: "3"
      - target: Article 47
    external_references:
      - instrument_type: directive
        reference: "2009/65/EC"
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 37
    article_title: Custody of reserve assets
    chunk_file: /mica/chunks/mica_t03_ch03_reserve_of_assets.md
    path: "Title III > Chapter 3 > Article 37"
    applies_to_entities:
      - credit_institutions
    topics:
      - crypto_assets
      - financial_markets
      - liability
      - conflicts_of_interest
      - internal_control
    keywords:
      - SEPA
      - POS
      - token
      - access
      - RTS
      - ITS
      - crypto-asset
      - asset-referenced token
      - issuer
      - funds
      - crypto-asset service provider
      - crypto-asset service
      - providing custody and administration of crypto-assets on behalf of clients
      - credit institution
      - investment firm
      - reserve of assets
      - client
      - financial instrument
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 34
        paragraph: "5"
      - target: Article 32
    external_references:
      - instrument_type: directive
        reference: "2014/65/EU"
    recitals: []

  - article_number: 38
    article_title: Investment of the reserve of assets
    chunk_file: /mica/chunks/mica_t03_ch03_reserve_of_assets.md
    path: "Title III > Chapter 3 > Article 38"
    applies_to_entities:
      - credit_institutions
      - european_banking_authority
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - credit_risk
      - market_risk
      - liquidity_risk
      - large_exposures
      - investment_funds
    keywords:
      - API
      - transfer
      - POS
      - token
      - ITS
      - EBA
      - crypto-asset
      - asset-referenced token
      - issuer
      - crypto-asset service provider
      - crypto-asset service
      - credit institution
      - investment firm
      - reserve of assets
      - financial instrument
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 37
    external_references:
      - instrument_type: directive
        reference: "2009/65/EC"
      - instrument_type: regulation
        reference: "575/2013"
      - instrument_type: directive
        reference: "2013/34/EU"
      - instrument_type: directive
        reference: "2009/65/EC"
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 39
    article_title: Right of redemption
    chunk_file: /mica/chunks/mica_t03_ch03_reserve_of_assets.md
    path: "Title III > Chapter 3 > Article 39"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - recovery_resolution
    keywords:
      - electronic money
      - token
      - settlement
      - asset-referenced token
      - official currency
      - issuer
      - funds
      - reserve of assets
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 46
      - target: Article 47
      - target: Article 36
        paragraph: "11"
    external_references: []
    recitals: []

  - article_number: 40
    article_title: Prohibition of granting interest
    chunk_file: /mica/chunks/mica_t03_ch03_reserve_of_assets.md
    path: "Title III > Chapter 3 > Article 40"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
    keywords:
      - POS
      - token
      - crypto-asset
      - asset-referenced token
      - issuer
      - crypto-asset service provider
      - crypto-asset service
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 41
    article_title: Assessment of proposed acquisitions of issuers of asset-referenced tokens
    chunk_file: /mica/chunks/mica_t03_ch04_acquisitions_of_issuers_of_asset_referen.md
    path: "Title III > Chapter 4 > Article 41"
    applies_to_entities:
      - competent_authorities
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - competent_authorities
    keywords:
      - API
      - POS
      - token
      - ITS
      - notification
      - asset-referenced token
      - issuer
      - competent authority
      - qualifying holding
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 42
        paragraph: "4"
    external_references: []
    recitals: []

  - article_number: 42
    article_title: Content of the assessment of proposed acquisitions of issuers of asset-referenced tokens
    chunk_file: /mica/chunks/mica_t03_ch04_acquisitions_of_issuers_of_asset_referen.md
    path: "Title III > Chapter 4 > Article 42"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - competent_authorities
      - aml
    keywords:
      - POS
      - token
      - EBA
      - asset-referenced token
      - issuer
      - competent authority
      - qualifying holding
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 41
        paragraph: "4"
      - target: Article 41
        paragraph: "1"
    external_references:
      - instrument_type: directive
        reference: "2015/849"
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 43
    article_title: Classification of asset-referenced tokens as significant asset-referenced tokens
    chunk_file: /mica/chunks/mica_t03_ch05_significant_asset_referenced_tokens.md
    path: "Title III > Chapter 5 > Article 43"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_central_bank
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - competent_authorities
    keywords:
      - SCA
      - API
      - authorisation
      - transaction
      - transfer
      - e-money
      - token
      - data
      - system
      - RTS
      - ITS
      - EBA
      - notification
      - crypto-asset
      - asset-referenced token
      - e-money token
      - official currency
      - issuer
      - crypto-asset service
      - reserve of assets
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 21
      - target: Article 17
      - target: Article 22
      - target: Article 139
      - target: Article 56
        paragraph: "3"
    external_references:
      - instrument_type: regulation
        reference: "2022/1925"
    recitals: []

  - article_number: 44
    article_title: Voluntary classification of asset-referenced tokens as significant asset-referenced tokens
    chunk_file: /mica/chunks/mica_t03_ch05_significant_asset_referenced_tokens.md
    path: "Title III > Chapter 5 > Article 44"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_central_bank
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - competent_authorities
    keywords:
      - authorisation
      - transfer
      - token
      - ITS
      - EBA
      - notification
      - crypto-asset
      - asset-referenced token
      - issuer
      - applicant issuer
      - home member state
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 18
      - target: Article 17
      - target: Article 43
        paragraph: "4"
      - target: Article 17
        paragraph: "1"
      - target: Article 18
        paragraph: "2"
      - target: Article 43
        paragraph: "1"
      - target: Article 21
        paragraph: "1"
    external_references: []
    recitals: []

  - article_number: 45
    article_title: Specific additional obligations for issuers of significant asset-referenced tokens
    chunk_file: /mica/chunks/mica_t03_ch05_significant_asset_referenced_tokens.md
    path: "Title III > Chapter 5 > Article 45"
    applies_to_entities:
      - credit_institutions
      - european_banking_authority
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - own_funds
      - remuneration
    keywords:
      - POS
      - token
      - ITS
      - EBA
      - guidelines
      - crypto-asset
      - asset-referenced token
      - official currency
      - issuer
      - funds
      - crypto-asset service provider
      - crypto-asset service
      - providing custody and administration of crypto-assets on behalf of clients
      - credit institution
      - client
      - deposit
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 36
        paragraph: "4"
      - target: Article 35
        paragraph: "1"
    external_references:
      - instrument_type: directive
        reference: "2013/34/EU"
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 46
    article_title: Recovery plan
    chunk_file: /mica/chunks/mica_t03_ch06_recovery_and_redemption_plans.md
    path: "Title III > Chapter 6 > Article 46"
    applies_to_entities:
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - redemption
      - authorisation
      - competent_authorities
      - information_requirements
      - recovery_resolution
    keywords:
      - API
      - authorisation
      - POS
      - token
      - ITS
      - EBA
      - guidelines
      - notification
      - crypto-asset
      - asset-referenced token
      - issuer
      - reserve of assets
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 21
      - target: Article 17
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 47
    article_title: Redemption plan
    chunk_file: /mica/chunks/mica_t03_ch06_recovery_and_redemption_plans.md
    path: "Title III > Chapter 6 > Article 47"
    applies_to_entities:
      - competent_authorities
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - redemption
      - authorisation
      - competent_authorities
      - recovery_resolution
    keywords:
      - authorisation
      - ATM
      - token
      - system
      - ITS
      - EBA
      - guidelines
      - notification
      - crypto-asset
      - asset-referenced token
      - issuer
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 2
        paragraph: "1"
      - target: Article 21
      - target: Article 17
    external_references:
      - instrument_type: directive
        reference: "2014/59"
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 48
    article_title: Requirements for the offer to the public or admission to trading of e-money tokens
    chunk_file: /mica/chunks/mica_t04_ch01_requirements_to_be_fulfilled_by_all_issu.md
    path: "Title IV > Chapter 1 > Article 48"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - authorisation
    keywords:
      - e-money
      - electronic money
      - token
      - consent
      - crypto-asset
      - e-money token
      - official currency
      - issuer
      - offer to the public
      - credit institution
      - competent authority
      - electronic money institution
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 51
      - target: Article 50
      - target: Article 53
    external_references:
      - instrument_type: directive
        reference: "2009/110"
      - instrument_type: directive
        reference: "2009/110/EC"
      - instrument_type: directive
        reference: "2009/110/EC"
    recitals: []

  - article_number: 49
    article_title: Issuance and redeemability of e-money tokens
    chunk_file: /mica/chunks/mica_t04_ch01_requirements_to_be_fulfilled_by_all_issu.md
    path: "Title IV > Chapter 1 > Article 49"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
    keywords:
      - e-money
      - electronic money
      - token
      - crypto-asset
      - e-money token
      - issuer
      - funds
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 51
        paragraph: "1"
      - target: Article 46
    external_references:
      - instrument_type: directive
        reference: "2009/110/EC"
    recitals: []

  - article_number: 50
    article_title: Prohibition of granting interest
    chunk_file: /mica/chunks/mica_t04_ch01_requirements_to_be_fulfilled_by_all_issu.md
    path: "Title IV > Chapter 1 > Article 50"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
    keywords:
      - e-money
      - POS
      - token
      - crypto-asset
      - e-money token
      - issuer
      - crypto-asset service provider
      - crypto-asset service
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: directive
        reference: "2009/110/EC"
    recitals: []

  - article_number: 51
    article_title: Content and form of the crypto-asset white paper for e-money tokens
    chunk_file: /mica/chunks/mica_t04_ch01_requirements_to_be_fulfilled_by_all_issu.md
    path: "Title IV > Chapter 1 > Article 51"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - authorisation
      - competent_authorities
      - prospectus
      - governance
      - deposit_guarantee
    keywords:
      - authorisation
      - transaction
      - e-money
      - POS
      - token
      - scheme
      - ITS
      - EBA
      - notification
      - consensus mechanism
      - crypto-asset
      - e-money token
      - issuer
      - offer to the public
      - management body
      - home member state
      - host member state
      - competent authority
      - financial instrument
      - deposit
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: true
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 48
        paragraph: "1"
      - target: Article 109
        paragraph: "4"
    external_references:
      - instrument_type: directive
        reference: "2014/49/EU"
      - instrument_type: regulation
        reference: "2017/1129"
      - instrument_type: regulation
        reference: "1095/2010"
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 52
    article_title: Liability of issuers of e-money tokens for the information given in a crypto-asset white paper
    chunk_file: /mica/chunks/mica_t04_ch01_requirements_to_be_fulfilled_by_all_issu.md
    path: "Title IV > Chapter 1 > Article 52"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - liability
      - enforcement
    keywords:
      - liability
      - e-money
      - token
      - RTS
      - ITS
      - crypto-asset
      - e-money token
      - issuer
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 51
      - target: Article 51
        paragraph: "6"
    external_references: []
    recitals: []

  - article_number: 53
    article_title: Marketing communications
    chunk_file: /mica/chunks/mica_t04_ch01_requirements_to_be_fulfilled_by_all_issu.md
    path: "Title IV > Chapter 1 > Article 53"
    applies_to_entities:
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - competent_authorities
    keywords:
      - e-money
      - token
      - crypto-asset
      - e-money token
      - issuer
      - offer to the public
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 54
    article_title: Investment of funds received in exchange for e-money tokens
    chunk_file: /mica/chunks/mica_t04_ch01_requirements_to_be_fulfilled_by_all_issu.md
    path: "Title IV > Chapter 1 > Article 54"
    applies_to_entities:
      - credit_institutions
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - credit_risk
      - market_risk
      - large_exposures
    keywords:
      - SEPA
      - e-money
      - POS
      - token
      - e-money token
      - official currency
      - issuer
      - funds
      - credit institution
      - financial instrument
      - deposit
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 38
        paragraph: "1"
    external_references:
      - instrument_type: directive
        reference: "2009/110/EC"
    recitals: []

  - article_number: 55
    article_title: Recovery and redemption plans
    chunk_file: /mica/chunks/mica_t04_ch01_requirements_to_be_fulfilled_by_all_issu.md
    path: "Title IV > Chapter 1 > Article 55"
    applies_to_entities:
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - competent_authorities
      - recovery_resolution
    keywords:
      - e-money
      - token
      - e-money token
      - issuer
      - offer to the public
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 46
        paragraph: "2"
      - target: Article 47
        paragraph: "3"
    external_references: []
    recitals: []

  - article_number: 56
    article_title: Classification of e-money tokens as significant e-money tokens
    chunk_file: /mica/chunks/mica_t04_ch02_significant_e_money_tokens.md
    path: "Title IV > Chapter 2 > Article 56"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_central_bank
      - consumers
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - competent_authorities
    keywords:
      - payee
      - payer
      - transaction
      - transfer
      - e-money
      - POS
      - token
      - data
      - RTS
      - ITS
      - EBA
      - notification
      - e-money token
      - official currency
      - issuer
      - offer to the public
      - home member state
      - competent authority
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 43
        paragraph: "1"
      - target: Article 22
      - target: Article 117
        paragraph: "4"
    external_references: []
    recitals: []

  - article_number: 57
    article_title: Voluntary classification of e-money tokens as significant e-money tokens
    chunk_file: /mica/chunks/mica_t04_ch02_significant_e_money_tokens.md
    path: "Title IV > Chapter 2 > Article 57"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_central_bank
      - consumers
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - authorisation
      - competent_authorities
    keywords:
      - authorisation
      - payee
      - payer
      - transaction
      - transfer
      - e-money
      - electronic money
      - POS
      - token
      - ITS
      - EBA
      - notification
      - e-money token
      - official currency
      - issuer
      - credit institution
      - home member state
      - competent authority
      - electronic money institution
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 56
        paragraph: "3"
      - target: Article 43
        paragraph: "1"
      - target: Article 117
        paragraph: "4"
    external_references: []
    recitals: []

  - article_number: 58
    article_title: Specific additional obligations for issuers of e-money tokens
    chunk_file: /mica/chunks/mica_t04_ch02_significant_e_money_tokens.md
    path: "Title IV > Chapter 2 > Article 58"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
    keywords:
      - e-money
      - electronic money
      - token
      - e-money token
      - official currency
      - issuer
      - reserve of assets
      - home member state
      - electronic money institution
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 36
      - target: Article 37
      - target: Article 38
      - target: Article 45
      - target: Article 35
        paragraph: "2"
      - target: Article 35
        paragraph: "3"
      - target: Article 35
        paragraph: "5"
      - target: Article 45
        paragraph: "5"
      - target: Article 36
        paragraph: "9"
      - target: Article 56
      - target: Article 22
      - target: Article 23
      - target: Article 24
    external_references:
      - instrument_type: directive
        reference: "2009/110/EC"
      - instrument_type: directive
        reference: "2009/110/EC"
    recitals: []

  - article_number: 59
    article_title: Authorisation
    chunk_file: /mica/chunks/mica_t05_ch01_authorisation_of_crypto_asset_service_pr.md
    path: "Title V > Chapter 1 > Article 59"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - investment_funds
      - passporting
    keywords:
      - authorisation
      - supervision
      - electronic money
      - POS
      - branch
      - cross-border
      - ITS
      - crypto-asset
      - crypto-asset service provider
      - crypto-asset service
      - credit institution
      - investment firm
      - host member state
      - electronic money institution
      - ucits management company
      - alternative investment fund manager
      - deposit
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 63
      - target: Article 60
      - target: Article 62
    external_references:
      - instrument_type: directive
        reference: "2009/65/EC"
    recitals: []

  - article_number: 60
    article_title: Provision of crypto-asset services by certain financial entities
    chunk_file: /mica/chunks/mica_t05_ch01_authorisation_of_crypto_asset_service_pr.md
    path: "Title V > Chapter 1 > Article 60"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_commission
      - financial_entities
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - operational_resilience
      - competent_authorities
      - aml
      - risk_assessment
      - investment_funds
      - trading_venues
      - market_abuse
      - internal_control
    keywords:
      - authorisation
      - transfer
      - e-money
      - electronic money
      - POS
      - token
      - security
      - settlement
      - system
      - ITS
      - EBA
      - notification
      - crypto-asset
      - asset-referenced token
      - e-money token
      - funds
      - crypto-asset service provider
      - crypto-asset service
      - providing custody and administration of crypto-assets on behalf of clients
      - operation of a trading platform for crypto-assets
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: true
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 62
      - target: Article 63
      - target: Article 64
      - target: Article 67
      - target: Article 83
      - target: Article 84
      - target: Article 59
      - target: Article 109
        paragraph: "5"
      - target: Article 109
    external_references:
      - instrument_type: regulation
        reference: "909/2014"
      - instrument_type: directive
        reference: "2014/65/EU"
      - instrument_type: directive
        reference: "2009/110/EC"
      - instrument_type: directive
        reference: "2009/65/EC"
      - instrument_type: directive
        reference: "2009/65"
      - instrument_type: directive
        reference: "2011/61"
      - instrument_type: directive
        reference: "2011/61/EU"
      - instrument_type: directive
        reference: "2011/61/EU"
      - instrument_type: directive
        reference: "2009/65/EC"
      - instrument_type: directive
        reference: "2011/61/EU"
      - instrument_type: directive
        reference: "2009/65/EC"
      - instrument_type: directive
        reference: "2015/849"
      - instrument_type: regulation
        reference: "1095/2010"
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 61
    article_title: Provision of crypto-asset services at the exclusive initiative of the client
    chunk_file: /mica/chunks/mica_t05_ch01_authorisation_of_crypto_asset_service_pr.md
    path: "Title V > Chapter 1 > Article 61"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
    keywords:
      - authorisation
      - supervision
      - ITS
      - guidelines
      - crypto-asset
      - crypto-asset service
      - close links
      - client
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 59
    external_references:
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 62
    article_title: Application for authorisation as a crypto-asset service provider
    chunk_file: /mica/chunks/mica_t05_ch01_authorisation_of_crypto_asset_service_pr.md
    path: "Title V > Chapter 1 > Article 62"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - fraud_prevention
      - liability
      - operational_resilience
      - competent_authorities
      - aml
      - market_abuse
      - governance
      - internal_control
    keywords:
      - fraud
      - liability
      - authorisation
      - transfer
      - POS
      - security
      - system
      - ITS
      - EBA
      - crypto-asset
      - funds
      - crypto-asset service provider
      - crypto-asset service
      - management body
      - home member state
      - competent authority
      - qualifying holding
      - client
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: true
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 67
    external_references:
      - instrument_type: directive
        reference: "2009/110/EC"
      - instrument_type: regulation
        reference: "1095/2010"
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 63
    article_title: Assessment of the application for authorisation and grant or refusal of authorisation
    chunk_file: /mica/chunks/mica_t05_ch01_authorisation_of_crypto_asset_service_pr.md
    path: "Title V > Chapter 1 > Article 63"
    applies_to_entities:
      - payment_institutions
      - credit_institutions
      - member_states
      - competent_authorities
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - operational_resilience
      - competent_authorities
      - insurance
      - pensions
      - aml
      - investment_funds
      - governance
    keywords:
      - SCA
      - authorisation
      - electronic money
      - POS
      - ITS
      - EBA
      - guidelines
      - crypto-asset
      - crypto-asset service provider
      - crypto-asset service
      - management body
      - credit institution
      - investment firm
      - close links
      - qualifying holding
      - client
      - electronic money institution
      - payment institution
      - ucits management company
      - alternative investment fund manager
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 62
        paragraph: "1"
      - target: Article 62
        paragraph: "2"
      - target: Article 68
        paragraph: "1"
      - target: Article 68
        paragraph: "2"
      - target: Article 109
        paragraph: "5"
    external_references:
      - instrument_type: directive
        reference: "2009/65/EC"
      - instrument_type: directive
        reference: "2015/849"
      - instrument_type: directive
        reference: "2015/849"
      - instrument_type: regulation
        reference: "1095/2010"
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 64
    article_title: Withdrawal of authorisation of a crypto-asset service provider
    chunk_file: /mica/chunks/mica_t05_ch01_authorisation_of_crypto_asset_service_pr.md
    path: "Title V > Chapter 1 > Article 64"
    applies_to_entities:
      - payment_institutions
      - member_states
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - competent_authorities
      - aml
    keywords:
      - authorisation
      - transfer
      - electronic money
      - POS
      - system
      - ITS
      - EBA
      - crypto-asset
      - funds
      - crypto-asset service provider
      - crypto-asset service
      - home member state
      - host member state
      - competent authority
      - client
      - electronic money institution
      - payment institution
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 109
    external_references:
      - instrument_type: directive
        reference: "2015/849"
    recitals: []

  - article_number: 65
    article_title: Cross-border provision of crypto-asset services
    chunk_file: /mica/chunks/mica_t05_ch01_authorisation_of_crypto_asset_service_pr.md
    path: "Title V > Chapter 1 > Article 65"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
    keywords:
      - authorisation
      - cross-border
      - ITS
      - EBA
      - crypto-asset
      - crypto-asset service provider
      - crypto-asset service
      - home member state
      - host member state
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 66
    article_title: "Obligation to act honestly, fairly and professionally in the best interests of clients"
    chunk_file: /mica/chunks/mica_t05_ch02_obligations_for_all_crypto_asset_service.md
    path: "Title V > Chapter 2 > Article 66"
    applies_to_entities:
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
    keywords:
      - transaction
      - EBA
      - consensus mechanism
      - crypto-asset
      - funds
      - crypto-asset service provider
      - crypto-asset service
      - providing advice on crypto-assets
      - client
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 67
    article_title: Prudential requirements
    chunk_file: /mica/chunks/mica_t05_ch02_obligations_for_all_crypto_asset_service.md
    path: "Title V > Chapter 2 > Article 67"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - liability
      - own_funds
      - capital_requirements
      - remuneration
      - conflicts_of_interest
      - financial_statements
    keywords:
      - API
      - liability
      - authorisation
      - POS
      - system
      - ITS
      - crypto-asset
      - funds
      - crypto-asset service provider
      - crypto-asset service
      - client
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 75
        paragraph: "8"
    external_references:
      - instrument_type: regulation
        reference: "575/2013"
    recitals: []

  - article_number: 68
    article_title: Governance arrangements
    chunk_file: /mica/chunks/mica_t05_ch02_obligations_for_all_crypto_asset_service.md
    path: "Title V > Chapter 2 > Article 68"
    applies_to_entities:
      - competent_authorities
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - operational_resilience
      - competent_authorities
      - aml
      - risk_assessment
      - governance
    keywords:
      - SCA
      - transaction
      - POS
      - data
      - system
      - crypto-asset
      - crypto-asset service provider
      - crypto-asset service
      - management body
      - competent authority
      - qualifying holding
      - client
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: true
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: regulation
        reference: "2022/2554"
      - instrument_type: directive
        reference: "2015/849"
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 69
    article_title: Information to competent authorities
    chunk_file: /mica/chunks/mica_t05_ch02_obligations_for_all_crypto_asset_service.md
    path: "Title V > Chapter 2 > Article 69"
    applies_to_entities:
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - governance
    keywords:
      - crypto-asset
      - crypto-asset service provider
      - crypto-asset service
      - management body
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 68
    external_references: []
    recitals: []

  - article_number: 70
    article_title: Safekeeping of clients’ crypto-assets and funds
    chunk_file: /mica/chunks/mica_t05_ch02_obligations_for_all_crypto_asset_service.md
    path: "Title V > Chapter 2 > Article 70"
    applies_to_entities:
      - payment_institutions
      - credit_institutions
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
    keywords:
      - SEPA
      - e-money
      - electronic money
      - token
      - access
      - third party
      - ITS
      - crypto-asset
      - e-money token
      - funds
      - crypto-asset service provider
      - crypto-asset service
      - credit institution
      - client
      - payment services
      - electronic money institution
      - payment institution
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: directive
        reference: "2015/2366"
    recitals: []

  - article_number: 71
    article_title: Complaints-handling procedures
    chunk_file: /mica/chunks/mica_t05_ch02_obligations_for_all_crypto_asset_service.md
    path: "Title V > Chapter 2 > Article 71"
    applies_to_entities:
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
    keywords:
      - POS
      - EBA
      - crypto-asset
      - crypto-asset service provider
      - crypto-asset service
      - client
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 72
    article_title: "Identification, prevention, management and disclosure of conflicts of interest"
    chunk_file: /mica/chunks/mica_t05_ch02_obligations_for_all_crypto_asset_service.md
    path: "Title V > Chapter 2 > Article 72"
    applies_to_entities:
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - governance
      - conflicts_of_interest
    keywords:
      - SCA
      - EBA
      - crypto-asset
      - crypto-asset service provider
      - crypto-asset service
      - management body
      - client
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 73
    article_title: Outsourcing
    chunk_file: /mica/chunks/mica_t05_ch02_obligations_for_all_crypto_asset_service.md
    path: "Title V > Chapter 2 > Article 73"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - data_protection
      - outsourcing
    keywords:
      - SCA
      - authorisation
      - POS
      - data
      - access
      - outsourcing
      - crypto-asset
      - crypto-asset service provider
      - crypto-asset service
      - home member state
      - competent authority
      - client
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 74
    article_title: Orderly wind-down of crypto-asset service providers
    chunk_file: /mica/chunks/mica_t05_ch02_obligations_for_all_crypto_asset_service.md
    path: "Title V > Chapter 2 > Article 74"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
    keywords:
      - crypto-asset
      - crypto-asset service provider
      - crypto-asset service
      - client
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 75
      - target: Article 76
      - target: Article 77
      - target: Article 78
      - target: Article 79
    external_references: []
    recitals: []

  - article_number: 75
    article_title: Providing custody and administration of crypto-assets on behalf of clients
    chunk_file: /mica/chunks/mica_t05_ch03_obligations_in_respect_of_specific_crypt.md
    path: "Title V > Chapter 3 > Article 75"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - fraud_prevention
      - authorisation
      - liability
    keywords:
      - fraud
      - authentication
      - liability
      - transaction
      - transfer
      - SEPA
      - POS
      - security
      - access
      - system
      - distributed ledger technology
      - distributed ledger
      - crypto-asset
      - crypto-asset service provider
      - crypto-asset service
      - providing custody and administration of crypto-assets on behalf of clients
      - client
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 59
    external_references: []
    recitals: []

  - article_number: 76
    article_title: Operation of a trading platform for crypto-assets
    chunk_file: /mica/chunks/mica_t05_ch03_obligations_in_respect_of_specific_crypt.md
    path: "Title V > Chapter 3 > Article 76"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - operational_resilience
      - competent_authorities
      - aml
      - customer_due_diligence
      - market_abuse
      - conflicts_of_interest
    keywords:
      - fraud
      - liability
      - transaction
      - e-money
      - POS
      - token
      - data
      - access
      - consent
      - settlement
      - system
      - ITS
      - distributed ledger
      - crypto-asset
      - asset-referenced token
      - e-money token
      - issuer
      - funds
      - crypto-asset service provider
      - crypto-asset service
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 4
        paragraph: "3"
    external_references:
      - instrument_type: directive
        reference: "2015/849"
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 77
    article_title: Exchange of crypto-assets for funds or other crypto-assets
    chunk_file: /mica/chunks/mica_t05_ch03_obligations_in_respect_of_specific_crypt.md
    path: "Title V > Chapter 3 > Article 77"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
    keywords:
      - transaction
      - POS
      - crypto-asset
      - funds
      - crypto-asset service provider
      - crypto-asset service
      - exchange of crypto-assets for funds
      - client
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 78
    article_title: Execution of orders for crypto-assets on behalf of clients
    chunk_file: /mica/chunks/mica_t05_ch03_obligations_in_respect_of_specific_crypt.md
    path: "Title V > Chapter 3 > Article 78"
    applies_to_entities:
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
    keywords:
      - transaction
      - POS
      - consent
      - settlement
      - ITS
      - crypto-asset
      - crypto-asset service provider
      - crypto-asset service
      - execution of orders for crypto-assets on behalf of clients
      - competent authority
      - client
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 79
    article_title: Placing of crypto-assets
    chunk_file: /mica/chunks/mica_t05_ch03_obligations_in_respect_of_specific_crypt.md
    path: "Title V > Chapter 3 > Article 79"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - conflicts_of_interest
    keywords:
      - transaction
      - POS
      - third party
      - crypto-asset
      - issuer
      - offeror
      - crypto-asset service provider
      - crypto-asset service
      - placing of crypto-assets
      - client
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 72
        paragraph: "1"
    external_references: []
    recitals: []

  - article_number: 80
    article_title: Reception and transmission of orders for crypto-assets on behalf of clients
    chunk_file: /mica/chunks/mica_t05_ch03_obligations_in_respect_of_specific_crypt.md
    path: "Title V > Chapter 3 > Article 80"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
    keywords:
      - crypto-asset
      - crypto-asset service provider
      - crypto-asset service
      - reception and transmission of orders for crypto-assets on behalf of clients
      - client
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 81
    article_title: Providing advice on crypto-assets and providing portfolio management of crypto-assets
    chunk_file: /mica/chunks/mica_t05_ch03_obligations_in_respect_of_specific_crypt.md
    path: "Title V > Chapter 3 > Article 81"
    applies_to_entities:
      - member_states
    topics:
      - crypto_assets
      - financial_markets
      - fit_and_proper
      - deposit_guarantee
    keywords:
      - SCA
      - POS
      - access
      - third party
      - system
      - scheme
      - ITS
      - guidelines
      - reporting
      - crypto-asset
      - issuer
      - offeror
      - crypto-asset service provider
      - crypto-asset service
      - providing advice on crypto-assets
      - providing portfolio management of crypto-assets
      - close links
      - client
      - deposit
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: directive
        reference: "2014/49/EU"
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 82
    article_title: Providing transfer services for crypto-assets on behalf of clients
    chunk_file: /mica/chunks/mica_t05_ch03_obligations_in_respect_of_specific_crypt.md
    path: "Title V > Chapter 3 > Article 82"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
    keywords:
      - transfer
      - security
      - system
      - EBA
      - guidelines
      - crypto-asset
      - crypto-asset service provider
      - crypto-asset service
      - providing transfer services for crypto-assets on behalf of clients
      - client
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 83
    article_title: Assessment of proposed acquisitions of crypto-asset service providers
    chunk_file: /mica/chunks/mica_t05_ch04_acquisition_of_crypto_asset_service_prov.md
    path: "Title V > Chapter 4 > Article 83"
    applies_to_entities:
      - competent_authorities
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - competent_authorities
      - aml
    keywords:
      - API
      - POS
      - ITS
      - notification
      - crypto-asset
      - crypto-asset service provider
      - crypto-asset service
      - competent authority
      - qualifying holding
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 84
        paragraph: "4"
    external_references: []
    recitals: []

  - article_number: 84
    article_title: Content of the assessment of proposed acquisitions of crypto-asset service providers
    chunk_file: /mica/chunks/mica_t05_ch04_acquisition_of_crypto_asset_service_prov.md
    path: "Title V > Chapter 4 > Article 84"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - competent_authorities
      - aml
    keywords:
      - POS
      - EBA
      - crypto-asset
      - crypto-asset service provider
      - crypto-asset service
      - competent authority
      - qualifying holding
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 83
        paragraph: "4"
      - target: Article 83
        paragraph: "1"
    external_references:
      - instrument_type: directive
        reference: "2015/849"
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 85
    article_title: Identification of significant crypto-asset service providers
    chunk_file: /mica/chunks/mica_t05_ch05_significant_crypto_asset_service_provide.md
    path: "Title V > Chapter 5 > Article 85"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
    keywords:
      - authorisation
      - ITS
      - crypto-asset
      - crypto-asset service provider
      - crypto-asset service
      - home member state
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 59
      - target: Article 64
      - target: Article 94
        paragraph: "1"
    external_references:
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 86
    article_title: Scope of the rules on market abuse
    chunk_file: /mica/chunks/mica_t06_prevention_and_prohibition_of_market_abu.md
    path: "Title VI > Article 86"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - market_abuse
    keywords:
      - transaction
      - crypto-asset
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 87
    article_title: Inside information
    chunk_file: /mica/chunks/mica_t06_prevention_and_prohibition_of_market_abu.md
    path: "Title VI > Article 87"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - market_abuse
    keywords:
      - POS
      - ITS
      - crypto-asset
      - issuer
      - offeror
      - execution of orders for crypto-assets on behalf of clients
      - client
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 88
    article_title: Public disclosure of inside information
    chunk_file: /mica/chunks/mica_t06_prevention_and_prohibition_of_market_abu.md
    path: "Title VI > Article 88"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - market_abuse
    keywords:
      - POS
      - access
      - issuer
      - offeror
      - competent authority
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: true
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: false
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 87
    external_references:
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 89
    article_title: Prohibition of insider dealing
    chunk_file: /mica/chunks/mica_t06_prevention_and_prohibition_of_market_abu.md
    path: "Title VI > Article 89"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - market_abuse
    keywords:
      - API
      - POS
      - access
      - third party
      - ITS
      - distributed ledger technology
      - distributed ledger
      - crypto-asset
      - issuer
      - offeror
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 90
    article_title: Prohibition of unlawful disclosure of inside information
    chunk_file: /mica/chunks/mica_t06_prevention_and_prohibition_of_market_abu.md
    path: "Title VI > Article 90"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - market_abuse
    keywords:
      - POS
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 89
        paragraph: "4"
    external_references: []
    recitals: []

  - article_number: 91
    article_title: Prohibition of market manipulation
    chunk_file: /mica/chunks/mica_t06_prevention_and_prohibition_of_market_abu.md
    path: "Title VI > Article 91"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - market_abuse
      - conflicts_of_interest
    keywords:
      - transaction
      - POS
      - access
      - crypto-asset
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 92
    article_title: Prevention and detection of market abuse
    chunk_file: /mica/chunks/mica_t06_prevention_and_prohibition_of_market_abu.md
    path: "Title VI > Article 92"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - market_abuse
    keywords:
      - sanction
      - transaction
      - branch
      - cross-border
      - system
      - ITS
      - guidelines
      - notification
      - distributed ledger technology
      - distributed ledger
      - consensus mechanism
      - crypto-asset
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: regulation
        reference: "1095/2010"
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 93
    article_title: Competent authorities
    chunk_file: /mica/chunks/mica_t07_ch01_powers_of_competent_authorities_and_coop.md
    path: "Title VII > Chapter 1 > Article 93"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
    keywords:
      - cross-border
      - ITS
      - EBA
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 94
    article_title: Powers of competent authorities
    chunk_file: /mica/chunks/mica_t07_ch01_powers_of_competent_authorities_and_coop.md
    path: "Title VII > Chapter 1 > Article 94"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_central_bank
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - liability
      - outsourcing
      - competent_authorities
      - enforcement
      - aml
      - market_abuse
      - governance
    keywords:
      - interface
      - liability
      - authorisation
      - transfer
      - e-money
      - POS
      - token
      - data
      - access
      - third party
      - RTS
      - ITS
      - notification
      - crypto-asset
      - asset-referenced token
      - e-money token
      - issuer
      - offer to the public
      - offeror
      - crypto-asset service provider
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: true
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 64
      - target: Article 6
      - target: Article 7
      - target: Article 8
      - target: Article 23
        paragraph: "4"
      - target: Article 88
      - target: Article 89
      - target: Article 90
      - target: Article 91
    external_references:
      - instrument_type: directive
        reference: "2009/110/EC"
      - instrument_type: regulation
        reference: "1024/2013"
    recitals: []

  - article_number: 95
    article_title: Cooperation between competent authorities
    chunk_file: /mica/chunks/mica_t07_ch01_powers_of_competent_authorities_and_coop.md
    path: "Title VII > Chapter 1 > Article 95"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - competent_authorities
      - enforcement
    keywords:
      - supervision
      - e-money
      - POS
      - token
      - security
      - RTS
      - ITS
      - EBA
      - crypto-asset
      - asset-referenced token
      - e-money token
      - issuer
      - crypto-asset service
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: true
      penalties: true
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 111
        paragraph: "1"
      - target: Article 119
    external_references:
      - instrument_type: regulation
        reference: "1095/2010"
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1095/2010"
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 96
    article_title: Cooperation with EBA and ESMA
    chunk_file: /mica/chunks/mica_t07_ch01_powers_of_competent_authorities_and_coop.md
    path: "Title VII > Chapter 1 > Article 96"
    applies_to_entities:
      - competent_authorities
      - european_banking_authority
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - competent_authorities
    keywords:
      - POS
      - EBA
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: true
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: false
      its_mandate: true
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1095/2010"
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 97
    article_title: Promotion of convergence on the classification of crypto-assets
    chunk_file: /mica/chunks/mica_t07_ch01_powers_of_competent_authorities_and_coop.md
    path: "Title VII > Chapter 1 > Article 97"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
    keywords:
      - POS
      - token
      - EBA
      - guidelines
      - crypto-asset
      - asset-referenced token
      - host member state
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 8
        paragraph: "4"
      - target: Article 17
        paragraph: "1"
      - target: Article 18
        paragraph: "2"
      - target: Article 2
        paragraph: "3"
      - target: Article 109
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1094/2010"
      - instrument_type: regulation
        reference: "1095/2010"
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1094/2010"
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 98
    article_title: Cooperation with other authorities
    chunk_file: /mica/chunks/mica_t07_ch01_powers_of_competent_authorities_and_coop.md
    path: "Title VII > Chapter 1 > Article 98"
    applies_to_entities:
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - competent_authorities
    keywords:
      - supervision
      - e-money
      - token
      - crypto-asset
      - asset-referenced token
      - e-money token
      - issuer
      - offeror
      - crypto-asset service provider
      - crypto-asset service
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 99
    article_title: Duty of notification
    chunk_file: /mica/chunks/mica_t07_ch01_powers_of_competent_authorities_and_coop.md
    path: "Title VII > Chapter 1 > Article 99"
    applies_to_entities:
      - member_states
      - european_banking_authority
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
    keywords:
      - EBA
      - notification
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 100
    article_title: Professional secrecy
    chunk_file: /mica/chunks/mica_t07_ch01_powers_of_competent_authorities_and_coop.md
    path: "Title VII > Chapter 1 > Article 100"
    applies_to_entities:
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
    keywords:
      - competent authority
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 101
    article_title: Data protection
    chunk_file: /mica/chunks/mica_t07_ch01_powers_of_competent_authorities_and_coop.md
    path: "Title VII > Chapter 1 > Article 101"
    applies_to_entities:
      - competent_authorities
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
      - data_protection
      - competent_authorities
    keywords:
      - POS
      - data
      - EBA
      - personal data
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: regulation
        reference: "2016/679"
      - instrument_type: regulation
        reference: "2018/1725"
    recitals: []

  - article_number: 102
    article_title: Precautionary measures
    chunk_file: /mica/chunks/mica_t07_ch01_powers_of_competent_authorities_and_coop.md
    path: "Title VII > Chapter 1 > Article 102"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - competent_authorities
      - enforcement
    keywords:
      - e-money
      - token
      - EBA
      - crypto-asset
      - asset-referenced token
      - e-money token
      - issuer
      - offeror
      - crypto-asset service provider
      - crypto-asset service
      - home member state
      - host member state
      - competent authority
      - retail holder
      - client
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: regulation
        reference: "1095/2010"
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 103
    article_title: ESMA temporary intervention powers
    chunk_file: /mica/chunks/mica_t07_ch01_powers_of_competent_authorities_and_coop.md
    path: "Title VII > Chapter 1 > Article 103"
    applies_to_entities:
      - competent_authorities
      - consumers
    topics:
      - crypto_assets
      - financial_markets
    keywords:
      - consumer
      - e-money
      - POS
      - token
      - system
      - ITS
      - crypto-asset
      - asset-referenced token
      - e-money token
      - crypto-asset service
      - competent authority
      - client
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 105
      - target: Article 106
        paragraph: "2"
      - target: Article 139
    external_references:
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 104
    article_title: EBA temporary intervention powers
    chunk_file: /mica/chunks/mica_t07_ch01_powers_of_competent_authorities_and_coop.md
    path: "Title VII > Chapter 1 > Article 104"
    applies_to_entities:
      - competent_authorities
      - european_banking_authority
      - consumers
    topics:
      - crypto_assets
      - financial_markets
    keywords:
      - consumer
      - e-money
      - POS
      - token
      - system
      - ITS
      - EBA
      - crypto-asset
      - asset-referenced token
      - e-money token
      - crypto-asset service
      - competent authority
      - client
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 105
      - target: Article 106
        paragraph: "2"
      - target: Article 139
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 105
    article_title: Product intervention by competent authorities
    chunk_file: /mica/chunks/mica_t07_ch01_powers_of_competent_authorities_and_coop.md
    path: "Title VII > Chapter 1 > Article 105"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
      - competent_authorities
    keywords:
      - supervision
      - e-money
      - POS
      - token
      - system
      - ITS
      - EBA
      - notification
      - crypto-asset
      - asset-referenced token
      - e-money token
      - crypto-asset service
      - competent authority
      - client
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 139
    external_references: []
    recitals: []

  - article_number: 106
    article_title: Coordination with ESMA or EBA
    chunk_file: /mica/chunks/mica_t07_ch01_powers_of_competent_authorities_and_coop.md
    path: "Title VII > Chapter 1 > Article 106"
    applies_to_entities:
      - competent_authorities
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
    keywords:
      - e-money
      - POS
      - token
      - ITS
      - EBA
      - notification
      - asset-referenced token
      - e-money token
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 105
      - target: Article 105
        paragraph: "3"
    external_references: []
    recitals: []

  - article_number: 107
    article_title: Cooperation with third countries
    chunk_file: /mica/chunks/mica_t07_ch01_powers_of_competent_authorities_and_coop.md
    path: "Title VII > Chapter 1 > Article 107"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - competent_authorities
    keywords:
      - POS
      - EBA
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 100
    external_references:
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 108
    article_title: Complaints-handling by competent authorities
    chunk_file: /mica/chunks/mica_t07_ch01_powers_of_competent_authorities_and_coop.md
    path: "Title VII > Chapter 1 > Article 108"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_banking_authority
      - consumers
    topics:
      - crypto_assets
      - financial_markets
      - competent_authorities
      - enforcement
    keywords:
      - consumer
      - e-money
      - token
      - ITS
      - EBA
      - crypto-asset
      - asset-referenced token
      - e-money token
      - issuer
      - offeror
      - crypto-asset service provider
      - crypto-asset service
      - competent authority
      - client
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 109
    external_references: []
    recitals: []

  - article_number: 109
    article_title: "Register of crypto-asset white papers, of issuers of asset-referenced tokens and e-money tokens, and of crypto-asset service providers"
    chunk_file: /mica/chunks/mica_t07_ch02_esma_register.md
    path: "Title VII > Chapter 2 > Article 109"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - competent_authorities
    keywords:
      - authorisation
      - SEPA
      - e-money
      - electronic money
      - token
      - data
      - branch
      - ITS
      - notification
      - crypto-asset
      - asset-referenced token
      - e-money token
      - issuer
      - applicant issuer
      - offer to the public
      - crypto-asset service provider
      - crypto-asset service
      - credit institution
      - host member state
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 94
        paragraph: "1"
      - target: Article 102
    external_references:
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 110
    article_title: Register of non-compliant entities providing crypto-asset services
    chunk_file: /mica/chunks/mica_t07_ch02_esma_register.md
    path: "Title VII > Chapter 2 > Article 110"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - authorisation
      - competent_authorities
      - enforcement
    keywords:
      - authorisation
      - access
      - ITS
      - EBA
      - crypto-asset
      - crypto-asset service
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 59
      - target: Article 94
        paragraph: "1"
    external_references:
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 110a
    article_title: Accessibility of information on the European single access point
    chunk_file: /mica/chunks/mica_t07_ch02_esma_register.md
    path: "Title VII > Chapter 2 > Article 110a"
    applies_to_entities:
      - member_states
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - data_protection
    keywords:
      - e-money
      - POS
      - token
      - data
      - access
      - guidelines
      - crypto-asset
      - asset-referenced token
      - e-money token
      - issuer
      - offeror
      - crypto-asset service provider
      - crypto-asset service
      - personal data
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: false
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 88
        paragraph: "1"
      - target: Article 109
      - target: Article 110
    external_references:
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 111
    article_title: Administrative penalties and other administrative measures
    chunk_file: /mica/chunks/mica_t07_ch03_administrative_penalties_and_other_admin.md
    path: "Title VII > Chapter 3 > Article 111"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - enforcement
      - sanctions
      - authorisation
      - competent_authorities
      - governance
      - financial_statements
      - consolidation
    keywords:
      - authorisation
      - POS
      - RTS
      - ITS
      - EBA
      - crypto-asset
      - official currency
      - crypto-asset service provider
      - crypto-asset service
      - management body
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 94
      - target: Article 4
      - target: Article 5
      - target: Article 6
      - target: Article 7
      - target: Article 8
      - target: Article 9
      - target: Article 10
      - target: Article 11
      - target: Article 12
      - target: Article 13
      - target: Article 14
      - target: Article 16
      - target: Article 17
      - target: Article 19
      - target: Article 22
      - target: Article 23
      - target: Article 25
      - target: Article 27
      - target: Article 28
      - target: Article 29
      - target: Article 30
      - target: Article 31
      - target: Article 32
      - target: Article 33
      - target: Article 34
      - target: Article 35
      - target: Article 36
      - target: Article 37
      - target: Article 38
      - target: Article 39
      - target: Article 40
      - target: Article 41
      - target: Article 46
      - target: Article 47
      - target: Article 48
      - target: Article 49
      - target: Article 50
      - target: Article 51
      - target: Article 53
      - target: Article 54
      - target: Article 55
      - target: Article 59
      - target: Article 60
      - target: Article 64
      - target: Article 65
      - target: Article 66
      - target: Article 67
      - target: Article 68
      - target: Article 69
      - target: Article 70
      - target: Article 71
      - target: Article 72
      - target: Article 73
      - target: Article 74
      - target: Article 75
      - target: Article 76
      - target: Article 77
      - target: Article 78
      - target: Article 79
      - target: Article 80
      - target: Article 81
      - target: Article 82
      - target: Article 83
      - target: Article 88
      - target: Article 89
      - target: Article 90
      - target: Article 91
      - target: Article 92
      - target: Article 94
        paragraph: "3"
    external_references:
      - instrument_type: directive
        reference: "2013/34/EU"
    recitals: []

  - article_number: 112
    article_title: Exercise of supervisory powers and powers to impose penalties
    chunk_file: /mica/chunks/mica_t07_ch03_administrative_penalties_and_other_admin.md
    path: "Title VII > Chapter 3 > Article 112"
    applies_to_entities:
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - enforcement
      - sanctions
      - competent_authorities
    keywords:
      - penalty
      - POS
      - cross-border
      - ITS
      - crypto-asset
      - crypto-asset service provider
      - crypto-asset service
      - competent authority
      - retail holder
      - client
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 111
    external_references: []
    recitals: []

  - article_number: 113
    article_title: Right of appeal
    chunk_file: /mica/chunks/mica_t07_ch03_administrative_penalties_and_other_admin.md
    path: "Title VII > Chapter 3 > Article 113"
    applies_to_entities:
      - member_states
      - competent_authorities
      - consumers
    topics:
      - crypto_assets
      - financial_markets
      - enforcement
      - sanctions
      - authorisation
    keywords:
      - authorisation
      - consumer
      - RTS
      - ITS
      - crypto-asset
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 114
    article_title: Publication of decisions
    chunk_file: /mica/chunks/mica_t07_ch03_administrative_penalties_and_other_admin.md
    path: "Title VII > Chapter 3 > Article 114"
    applies_to_entities:
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - enforcement
      - sanctions
      - data_protection
      - competent_authorities
    keywords:
      - penalty
      - POS
      - data
      - RTS
      - ITS
      - competent authority
      - personal data
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 111
    external_references: []
    recitals: []

  - article_number: 115
    article_title: Reporting of administrative penalties and other administrative measures to ESMA and EBA
    chunk_file: /mica/chunks/mica_t07_ch03_administrative_penalties_and_other_admin.md
    path: "Title VII > Chapter 3 > Article 115"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
      - enforcement
      - sanctions
      - competent_authorities
    keywords:
      - penalty
      - POS
      - data
      - access
      - EBA
      - reporting
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 111
      - target: Article 111
        paragraph: "1"
    external_references: []
    recitals: []

  - article_number: 116
    article_title: Reporting of infringements and protection of reporting persons
    chunk_file: /mica/chunks/mica_t07_ch03_administrative_penalties_and_other_admin.md
    path: "Title VII > Chapter 3 > Article 116"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - enforcement
      - sanctions
    keywords:
      - reporting
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: directive
        reference: "2019/1937"
    recitals: []

  - article_number: 117
    article_title: Supervisory responsibilities of EBA with respect to issuers of significant asset-referenced tokens and issuers of significant e-money tokens
    chunk_file: /mica/chunks/mica_t07_ch04_supervisory_responsibilities_of_eba_with.md
    path: "Title VII > Chapter 4 > Article 117"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_central_bank
    topics:
      - crypto_assets
      - financial_markets
      - supervision
      - electronic_money
      - competent_authorities
    keywords:
      - supervision
      - e-money
      - electronic money
      - POS
      - token
      - ITS
      - EBA
      - crypto-asset
      - asset-referenced token
      - e-money token
      - issuer
      - crypto-asset service
      - home member state
      - competent authority
      - electronic money institution
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 43
      - target: Article 22
      - target: Article 23
      - target: Article 24
      - target: Article 25
      - target: Article 34
        paragraph: "7"
      - target: Article 34
        paragraph: "12"
      - target: Article 35
        paragraph: "3"
      - target: Article 35
        paragraph: "5"
      - target: Article 36
        paragraph: "10"
      - target: Article 41
      - target: Article 42
      - target: Article 46
      - target: Article 47
      - target: Article 56
      - target: Article 55
      - target: Article 58
      - target: Article 24
        paragraph: "3"
      - target: Article 20
        paragraph: "1"
    external_references:
      - instrument_type: regulation
        reference: "1024/2013"
      - instrument_type: directive
        reference: "2009/110/EC"
    recitals: []

  - article_number: 118
    article_title: EBA crypto-asset committee
    chunk_file: /mica/chunks/mica_t07_ch04_supervisory_responsibilities_of_eba_with.md
    path: "Title VII > Chapter 4 > Article 118"
    applies_to_entities:
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
      - supervision
      - electronic_money
    keywords:
      - POS
      - ITS
      - EBA
      - crypto-asset
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: true
      its_mandate: true
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 119
    article_title: Colleges for issuers of significant asset-referenced tokens and significant e-money tokens
    chunk_file: /mica/chunks/mica_t07_ch04_supervisory_responsibilities_of_eba_with.md
    path: "Title VII > Chapter 4 > Article 119"
    applies_to_entities:
      - payment_service_providers
      - credit_institutions
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - supervision
      - electronic_money
    keywords:
      - SCA
      - e-money
      - token
      - ITS
      - EBA
      - crypto-asset
      - asset-referenced token
      - e-money token
      - official currency
      - issuer
      - funds
      - crypto-asset service provider
      - crypto-asset service
      - providing custody and administration of crypto-assets on behalf of clients
      - credit institution
      - investment firm
      - home member state
      - competent authority
      - client
      - payment services
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 43
      - target: Article 37
      - target: Article 34
        paragraph: "5"
      - target: Article 126
      - target: Article 120
      - target: Article 120
        paragraph: "3"
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 120
    article_title: Non-binding opinions of the colleges for issuers of significant asset-referenced tokens and significant e-money tokens
    chunk_file: /mica/chunks/mica_t07_ch04_supervisory_responsibilities_of_eba_with.md
    path: "Title VII > Chapter 4 > Article 120"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_central_bank
    topics:
      - crypto_assets
      - financial_markets
      - supervision
      - electronic_money
      - authorisation
      - own_funds
      - recovery_resolution
    keywords:
      - authorisation
      - e-money
      - token
      - ITS
      - EBA
      - crypto-asset
      - asset-referenced token
      - e-money token
      - issuer
      - funds
      - crypto-asset service provider
      - crypto-asset service
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 119
        paragraph: "1"
      - target: Article 117
        paragraph: "3"
      - target: Article 35
        paragraph: "2"
      - target: Article 35
        paragraph: "3"
      - target: Article 35
        paragraph: "5"
      - target: Article 45
        paragraph: "5"
      - target: Article 58
        paragraph: "1"
      - target: Article 46
      - target: Article 47
      - target: Article 55
      - target: Article 25
        paragraph: "1"
      - target: Article 25
        paragraph: "2"
      - target: Article 25
        paragraph: "4"
      - target: Article 130
      - target: Article 126
      - target: Article 138
      - target: Article 119
        paragraph: "2"
      - target: Article 51
        paragraph: "12"
    external_references: []
    recitals: []

  - article_number: 121
    article_title: Legal privilege
    chunk_file: /mica/chunks/mica_t07_ch05_eba_s_powers_and_competences_with_respec.md
    path: "Title VII > Chapter 5 > Article 121"
    applies_to_entities:
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - authorisation
    keywords:
      - EBA
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 122
      - target: Article 123
      - target: Article 124
      - target: Article 125
    external_references: []
    recitals: []

  - article_number: 122
    article_title: Request for information
    chunk_file: /mica/chunks/mica_t07_ch05_eba_s_powers_and_competences_with_respec.md
    path: "Title VII > Chapter 5 > Article 122"
    applies_to_entities:
      - payment_service_providers
      - credit_institutions
      - member_states
      - competent_authorities
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - authorisation
      - governance
    keywords:
      - penalty
      - e-money
      - POS
      - token
      - third party
      - ITS
      - EBA
      - crypto-asset
      - asset-referenced token
      - e-money token
      - issuer
      - crypto-asset service provider
      - crypto-asset service
      - providing custody and administration of crypto-assets on behalf of clients
      - management body
      - credit institution
      - investment firm
      - competent authority
      - client
      - payment services
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 117
      - target: Article 34
        paragraph: "5"
      - target: Article 37
      - target: Article 131
      - target: Article 132
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 123
    article_title: General investigative powers
    chunk_file: /mica/chunks/mica_t07_ch05_eba_s_powers_and_competences_with_respec.md
    path: "Title VII > Chapter 5 > Article 123"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - authorisation
      - enforcement
      - governance
    keywords:
      - authorisation
      - penalty
      - e-money
      - POS
      - token
      - data
      - consent
      - ITS
      - EBA
      - asset-referenced token
      - e-money token
      - issuer
      - management body
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 117
      - target: Article 119
        paragraph: "1"
      - target: Article 132
      - target: Article 131
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 124
    article_title: On-site inspections
    chunk_file: /mica/chunks/mica_t07_ch05_eba_s_powers_and_competences_with_respec.md
    path: "Title VII > Chapter 5 > Article 124"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - authorisation
      - enforcement
    keywords:
      - authorisation
      - penalty
      - e-money
      - POS
      - token
      - ITS
      - EBA
      - asset-referenced token
      - e-money token
      - issuer
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 117
      - target: Article 119
      - target: Article 123
        paragraph: "1"
      - target: Article 132
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 125
    article_title: Exchange of information
    chunk_file: /mica/chunks/mica_t07_ch05_eba_s_powers_and_competences_with_respec.md
    path: "Title VII > Chapter 5 > Article 125"
    applies_to_entities:
      - payment_service_providers
      - credit_institutions
      - member_states
      - competent_authorities
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - competent_authorities
      - governance
    keywords:
      - e-money
      - POS
      - token
      - third party
      - RTS
      - ITS
      - EBA
      - crypto-asset
      - asset-referenced token
      - e-money token
      - issuer
      - crypto-asset service provider
      - crypto-asset service
      - providing custody and administration of crypto-assets on behalf of clients
      - management body
      - credit institution
      - investment firm
      - competent authority
      - client
      - payment services
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 117
      - target: Article 96
      - target: Article 34
        paragraph: "5"
      - target: Article 37
      - target: Article 123
      - target: Article 124
    external_references: []
    recitals: []

  - article_number: 126
    article_title: Administrative agreements on the exchange of information between EBA and third countries
    chunk_file: /mica/chunks/mica_t07_ch05_eba_s_powers_and_competences_with_respec.md
    path: "Title VII > Chapter 5 > Article 126"
    applies_to_entities:
      - competent_authorities
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - data_protection
    keywords:
      - transfer
      - data
      - ITS
      - EBA
      - personal data
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 117
      - target: Article 129
    external_references:
      - instrument_type: regulation
        reference: "2018/1725"
    recitals: []

  - article_number: 127
    article_title: Disclosure of information from third countries
    chunk_file: /mica/chunks/mica_t07_ch05_eba_s_powers_and_competences_with_respec.md
    path: "Title VII > Chapter 5 > Article 127"
    applies_to_entities:
      - competent_authorities
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - enforcement
    keywords:
      - POS
      - RTS
      - ITS
      - EBA
      - competent authority
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 128
    article_title: Cooperation with other authorities
    chunk_file: /mica/chunks/mica_t07_ch05_eba_s_powers_and_competences_with_respec.md
    path: "Title VII > Chapter 5 > Article 128"
    applies_to_entities:
      - competent_authorities
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
    keywords:
      - supervision
      - e-money
      - token
      - EBA
      - asset-referenced token
      - e-money token
      - issuer
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 119
        paragraph: "2"
    external_references: []
    recitals: []

  - article_number: 129
    article_title: Professional secrecy
    chunk_file: /mica/chunks/mica_t07_ch05_eba_s_powers_and_competences_with_respec.md
    path: "Title VII > Chapter 5 > Article 129"
    applies_to_entities:
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
    keywords:
      - RTS
      - EBA
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 130
    article_title: Supervisory measures by EBA
    chunk_file: /mica/chunks/mica_t07_ch05_eba_s_powers_and_competences_with_respec.md
    path: "Title VII > Chapter 5 > Article 130"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_commission
      - european_central_bank
      - consumers
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - authorisation
      - liability
      - data_protection
      - enforcement
      - consumer_protection
      - governance
    keywords:
      - authorisation
      - supervision
      - penalty
      - consumer
      - e-money
      - POS
      - token
      - data
      - system
      - ITS
      - EBA
      - crypto-asset
      - asset-referenced token
      - e-money token
      - official currency
      - issuer
      - offer to the public
      - crypto-asset service provider
      - crypto-asset service
      - management body
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 131
      - target: Article 132
      - target: Article 29
      - target: Article 23
        paragraph: "4"
      - target: Article 24
        paragraph: "3"
      - target: Article 58
        paragraph: "3"
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 131
    article_title: Fines
    chunk_file: /mica/chunks/mica_t07_ch05_eba_s_powers_and_competences_with_respec.md
    path: "Title VII > Chapter 5 > Article 131"
    applies_to_entities:
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - enforcement
      - governance
    keywords:
      - e-money
      - POS
      - token
      - system
      - ITS
      - EBA
      - asset-referenced token
      - e-money token
      - issuer
      - management body
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 134
        paragraph: "8"
    external_references: []
    recitals: []

  - article_number: 132
    article_title: Periodic penalty payments
    chunk_file: /mica/chunks/mica_t07_ch05_eba_s_powers_and_competences_with_respec.md
    path: "Title VII > Chapter 5 > Article 132"
    applies_to_entities:
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - enforcement
    keywords:
      - penalty
      - POS
      - data
      - EBA
      - notification
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 130
      - target: Article 122
        paragraph: "1"
      - target: Article 122
      - target: Article 123
      - target: Article 124
    external_references: []
    recitals: []

  - article_number: 133
    article_title: "Disclosure, nature, enforcement and allocation of fines and periodic penalty payments"
    chunk_file: /mica/chunks/mica_t07_ch05_eba_s_powers_and_competences_with_respec.md
    path: "Title VII > Chapter 5 > Article 133"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - liability
      - data_protection
    keywords:
      - penalty
      - POS
      - data
      - ITS
      - EBA
      - personal data
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 131
      - target: Article 132
    external_references: []
    recitals: []

  - article_number: 134
    article_title: Procedural rules for taking supervisory measures and imposing fines
    chunk_file: /mica/chunks/mica_t07_ch05_eba_s_powers_and_competences_with_respec.md
    path: "Title VII > Chapter 5 > Article 134"
    applies_to_entities:
      - competent_authorities
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - liability
      - enforcement
    keywords:
      - supervision
      - penalty
      - e-money
      - POS
      - token
      - access
      - ITS
      - EBA
      - asset-referenced token
      - e-money token
      - issuer
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: true
      delegated_powers: true
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 117
      - target: Article 122
      - target: Article 123
      - target: Article 124
      - target: Article 121
      - target: Article 135
      - target: Article 130
      - target: Article 131
      - target: Article 139
    external_references: []
    recitals: []

  - article_number: 135
    article_title: Hearing of the persons concerned
    chunk_file: /mica/chunks/mica_t07_ch05_eba_s_powers_and_competences_with_respec.md
    path: "Title VII > Chapter 5 > Article 135"
    applies_to_entities:
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - liability
    keywords:
      - POS
      - access
      - ITS
      - EBA
      - crypto-asset
      - retail holder
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 130
    external_references: []
    recitals: []

  - article_number: 136
    article_title: Review by the Court of Justice
    chunk_file: /mica/chunks/mica_t07_ch05_eba_s_powers_and_competences_with_respec.md
    path: "Title VII > Chapter 5 > Article 136"
    applies_to_entities:
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - enforcement
    keywords:
      - penalty
      - POS
      - EBA
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 137
    article_title: Supervisory fees
    chunk_file: /mica/chunks/mica_t07_ch05_eba_s_powers_and_competences_with_respec.md
    path: "Title VII > Chapter 5 > Article 137"
    applies_to_entities:
      - competent_authorities
      - european_banking_authority
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - refunds
    keywords:
      - e-money
      - token
      - ITS
      - EBA
      - asset-referenced token
      - e-money token
      - issuer
      - funds
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 117
      - target: Article 119
      - target: Article 138
      - target: Article 139
    external_references: []
    recitals: []

  - article_number: 138
    article_title: Delegation of tasks by EBA to competent authorities
    chunk_file: /mica/chunks/mica_t07_ch05_eba_s_powers_and_competences_with_respec.md
    path: "Title VII > Chapter 5 > Article 138"
    applies_to_entities:
      - competent_authorities
      - european_banking_authority
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - electronic_money
      - refunds
    keywords:
      - e-money
      - token
      - EBA
      - asset-referenced token
      - e-money token
      - issuer
      - competent authority
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 122
      - target: Article 123
      - target: Article 137
        paragraph: "3"
      - target: Article 139
    external_references: []
    recitals: []

  - article_number: 139
    article_title: Exercise of the delegation
    chunk_file: /mica/chunks/mica_t08_delegated_acts.md
    path: "Title VIII > Article 139"
    applies_to_entities:
      - member_states
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - delegated_acts
    keywords:
      - POS
      - RTS
      - notification
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 3
      - target: Article 43
      - target: Article 103
      - target: Article 104
      - target: Article 105
      - target: Article 134
      - target: Article 137
    external_references: []
    recitals: []

  - article_number: 140
    article_title: Reports on the application of this Regulation
    chunk_file: /mica/chunks/mica_t09_transitional_and_final_provisions.md
    path: "Title IX > Article 140"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - final_provisions
      - transitional_provisions
      - fraud_prevention
      - authorisation
      - operational_resilience
      - enforcement
      - own_funds
    keywords:
      - fraud
      - SCA
      - API
      - supervision
      - transaction
      - e-money
      - electronic money
      - POS
      - ATM
      - token
      - data
      - access
      - system
      - network
      - RTS
      - EBA
      - consensus mechanism
      - crypto-asset
      - asset-referenced token
      - e-money token
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: true
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 54
      - target: Article 81
      - target: Article 78
      - target: Article 79
      - target: Article 80
      - target: Article 43
        paragraph: "1"
      - target: Article 85
      - target: Article 4
      - target: Article 16
      - target: Article 141
      - target: Article 142
    external_references:
      - instrument_type: regulation
        reference: "2019/2033"
      - instrument_type: directive
        reference: "2019/2034"
    recitals: []

  - article_number: 141
    article_title: ESMA annual report on market developments
    chunk_file: /mica/chunks/mica_t09_transitional_and_final_provisions.md
    path: "Title IX > Article 141"
    applies_to_entities:
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - final_provisions
      - transitional_provisions
      - fraud_prevention
      - authorisation
      - competent_authorities
      - aml
      - customer_due_diligence
    keywords:
      - fraud
      - SCA
      - API
      - authorisation
      - transaction
      - e-money
      - electronic money
      - POS
      - token
      - data
      - RTS
      - EBA
      - crypto-asset
      - asset-referenced token
      - e-money token
      - issuer
      - funds
      - crypto-asset service provider
      - crypto-asset service
      - electronic money institution
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 54
    external_references: []
    recitals: []

  - article_number: 142
    article_title: Report on latest developments in crypto-assets
    chunk_file: /mica/chunks/mica_t09_transitional_and_final_provisions.md
    path: "Title IX > Article 142"
    applies_to_entities:
      - european_banking_authority
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - final_provisions
      - transitional_provisions
    keywords:
      - transfer
      - e-money
      - POS
      - ATM
      - token
      - system
      - EBA
      - crypto-asset
      - e-money token
      - issuer
      - offeror
      - crypto-asset service provider
      - crypto-asset service
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: directive
        reference: "2015/2366"
    recitals: []

  - article_number: 143
    article_title: Transitional measures
    chunk_file: /mica/chunks/mica_t09_transitional_and_final_provisions.md
    path: "Title IX > Article 143"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_banking_authority
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - final_provisions
      - transitional_provisions
      - authorisation
      - competent_authorities
    keywords:
      - authorisation
      - e-money
      - token
      - ITS
      - EBA
      - crypto-asset
      - asset-referenced token
      - e-money token
      - issuer
      - crypto-asset service provider
      - crypto-asset service
      - credit institution
      - competent authority
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: true
    internal_references:
      - target: Article 4
      - target: Article 5
      - target: Article 6
      - target: Article 7
      - target: Article 8
      - target: Article 9
      - target: Article 10
      - target: Article 11
      - target: Article 12
      - target: Article 13
      - target: Article 14
      - target: Article 15
      - target: Article 63
      - target: Article 21
      - target: Article 17
      - target: Article 62
      - target: Article 117
      - target: Article 43
        paragraph: "11"
    external_references: []
    recitals: []

  - article_number: 144
    article_title: Amendment to Regulation (EU) No 1093/2010
    chunk_file: /mica/chunks/mica_t09_transitional_and_final_provisions.md
    path: "Title IX > Article 144"
    applies_to_entities:
      - competent_authorities
      - financial_entities
    topics:
      - crypto_assets
      - financial_markets
      - final_provisions
      - transitional_provisions
    keywords:
      - RTS
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: directive
        reference: "2002/87/EC"
      - instrument_type: directive
        reference: "2008/48/EC"
      - instrument_type: directive
        reference: "2009/110/EC"
      - instrument_type: regulation
        reference: "575/2013"
      - instrument_type: directive
        reference: "2013/36/EU"
      - instrument_type: directive
        reference: "2014/49/EU"
      - instrument_type: directive
        reference: "2014/92/EU"
      - instrument_type: directive
        reference: "2015/2366"
      - instrument_type: regulation
        reference: "2023/1114"
      - instrument_type: directive
        reference: "2002/65/EC"
      - instrument_type: regulation
        reference: "1024/2013"
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 145
    article_title: Amendment to Regulation (EU) No 1095/2010
    chunk_file: /mica/chunks/mica_t09_transitional_and_final_provisions.md
    path: "Title IX > Article 145"
    applies_to_entities:
      - competent_authorities
    topics:
      - crypto_assets
      - financial_markets
      - final_provisions
      - transitional_provisions
      - investment_funds
    keywords:
      - RTS
      - ITS
      - crypto-asset
      - issuer
      - offeror
      - crypto-asset service provider
      - crypto-asset service
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: regulation
        reference: "1095/2010"
      - instrument_type: directive
        reference: "98/26/EC"
      - instrument_type: directive
        reference: "2009/65/EC"
      - instrument_type: directive
        reference: "2011/61/EU"
      - instrument_type: regulation
        reference: "1060/2009"
      - instrument_type: directive
        reference: "2014/65/EU"
      - instrument_type: regulation
        reference: "2017/1129"
      - instrument_type: regulation
        reference: "2023/1114"
      - instrument_type: directive
        reference: "2002/87/EC"
      - instrument_type: directive
        reference: "2002/65/EC"
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 146
    article_title: Amendment to Directive 2013/36/EU
    chunk_file: /mica/chunks/mica_t09_transitional_and_final_provisions.md
    path: "Title IX > Article 146"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - final_provisions
      - transitional_provisions
    keywords:
      - electronic money
      - token
      - crypto-asset
      - asset-referenced token
      - crypto-asset service
    contains:
      obligations: false
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: directive
        reference: "2013/36/EU"
      - instrument_type: regulation
        reference: "2023/1114"
      - instrument_type: regulation
        reference: "2023/1114"
      - instrument_type: regulation
        reference: "2023/1114"
    recitals: []

  - article_number: 147
    article_title: Amendment to Directive (EU) 2019/1937
    chunk_file: /mica/chunks/mica_t09_transitional_and_final_provisions.md
    path: "Title IX > Article 147"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - final_provisions
      - transitional_provisions
    keywords:
      - crypto-asset
    contains:
      obligations: false
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: directive
        reference: "2019/1937"
      - instrument_type: regulation
        reference: "2023/1114"
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1095/2010"
      - instrument_type: directive
        reference: "2013/36/EU"
      - instrument_type: directive
        reference: "2019/1937"
    recitals: []

  - article_number: 148
    article_title: Transposition of amendments to Directives 2013/36/EU and (EU) 2019/1937
    chunk_file: /mica/chunks/mica_t09_transitional_and_final_provisions.md
    path: "Title IX > Article 148"
    applies_to_entities:
      - member_states
      - european_banking_authority
      - european_commission
    topics:
      - crypto_assets
      - financial_markets
      - final_provisions
      - transitional_provisions
    keywords:
      - POS
      - EBA
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 146
      - target: Article 147
      - target: Article 116
    external_references:
      - instrument_type: directive
        reference: "2013/36/EU"
      - instrument_type: directive
        reference: "2019/1937"
    recitals: []

  - article_number: 149
    article_title: Entry into force and application
    chunk_file: /mica/chunks/mica_t09_transitional_and_final_provisions.md
    path: "Title IX > Article 149"
    applies_to_entities: []
    topics:
      - crypto_assets
      - financial_markets
      - final_provisions
      - transitional_provisions
    keywords:
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: true
    internal_references:
      - target: Article 2
      - target: Article 3
      - target: Article 6
      - target: Article 14
        paragraph: "1"
      - target: Article 17
      - target: Article 18
      - target: Article 139
    external_references: []
    recitals: []