# Instrument Metadata
# Output tuned for LLM consumption -- deterministic parse of the
# EUR-Lex source, no LLM involved in generation.

instrument_id: ficod
celex: "32002L0087"
eli: "http://data.europa.eu/eli/dir/2002/87/oj"
full_title: Financial Conglomerates Directive 2002/87/EC
short_title: FICOD
instrument_type: directive
document_type: directive
normative_weight: binding
jurisdiction: EU
effective_period:
  from: "2003-02-11"
  to: null
dates:
  adopted: "2002-12-16"
  entered_into_force: "2003-02-11"
status: in_force
legal_status: in_force
structure_levels:
  - title
  - chapter
  - article
total_articles: 40
total_recitals: 0
total_annexes: 2
definitions_article: 2
chunk_strategy: by_chapter
chunks:
  - /ficod/chunks/ficod_t01_objective_and_definitions.md
  - /ficod/chunks/ficod_t02_ch01_scope.md
  - /ficod/chunks/ficod_t02_ch02_financial_position.md
  - /ficod/chunks/ficod_t02_ch03_measures_to_facilitate_supplementary_sup.md
  - /ficod/chunks/ficod_t02_ch04_third_countries.md
  - /ficod/chunks/ficod_t03_delegated_acts_and_implementing_measures.md
  - /ficod/chunks/ficod_t04_amendments_to_existing_directives.md
  - /ficod/chunks/ficod_t05_asset_management_companies.md
  - /ficod/chunks/ficod_t06_transitional_and_final_provisions.md
  - /ficod/chunks/annexes.md
key_dates:
  - date: "1978-07-25"
    type: citation
    article: "2"
    context: "…meaning of the first sentence of Article 17 of Fourth Council Directive 78/660/EEC of 25 July 1978 on the annual accounts of certain…"
  - date: "1983-06-13"
    type: citation
    article: "2"
    context: "…a parent undertaking as defined in Article 1 of Seventh Council Directive 83/349/EEC of 13 June 1983 on consolidated accounts (14) or any…"
  - date: "2002-12-16"
    type: citation
    article: "23"
    context: "…3 of Annex I to Directive 2002/87/EC of the European Parliament and of the Council of 16 December 2002 on the supplementary supervision of…"
  - date: "2002-12-16"
    type: citation
    article: "26"
    context: "…the meaning of Directive 2002/87/EC of the European Parliament and of the Council of 16 December 2002 on the supplementary supervision of…"
  - date: "2002-12-16"
    type: lifecycle
    context: "Adopted"
  - date: "2003-02-11"
    type: lifecycle
    context: "Entered into force"
  - date: "2004-08-11"
    type: deadline
    article: "32"
    context: "…and administrative provisions necessary to comply with this Directive before 11 August 2004. They shall forthwith inform the…"
  - date: "2006-06-14"
    type: citation
    article: "2"
    context: "…3(1)(d) of Directive 2006/49/EC of the European Parliament and of the Council of 14 June 2006 on the capital adequacy of investment…"
  - date: "2007-08-11"
    type: review
    article: "31"
    context: "1. By 11 August 2007, the Commission shall submit to the…"
  - date: "2010-11-24"
    type: citation
    article: "12"
    context: "…15 of Regulation (EU) No 1092/2010 of the European Parliament and of the Council of 24 November 2010 on European Union macro-prudential…"
  - date: "2010-11-24"
    type: citation
    article: "9b"
    context: "…by Regulation (EU) No 1092/2010 of the European Parliament and of the Council of 24 November 2010 on the European Union…"
  - date: "2015-01-01"
    type: deadline
    article: "21a"
    context: "…Committee shall submit those draft regulatory technical standards to the Commission by 1 January 2015. Power is delegated to the Commission…"

generated_at: "2026-09-08T12:37:01.431Z"

articles:
  - article_number: 1
    article_title: Subject matter
    chunk_file: /ficod/chunks/ficod_t01_objective_and_definitions.md
    path: "Title 1 > Article 1"
    applies_to_entities: []
    topics:
      - prudential
      - financial_conglomerates
      - definitions
      - authorisation
    keywords:
      - authorisation
      - supervision
      - sectoral rules
      - financial conglomerate
    contains:
      obligations: false
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: directive
        reference: "2009/65/EC"
      - instrument_type: directive
        reference: "2009/138/EC"
      - instrument_type: directive
        reference: "2011/61/EU"
    recitals: []

  - article_number: 2
    article_title: Definitions
    chunk_file: /ficod/chunks/ficod_t01_objective_and_definitions.md
    path: "Title 1 > Article 2"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - financial_entities
    topics:
      - prudential
      - financial_conglomerates
      - definitions
      - authorisation
      - capital_requirements
      - credit_risk
      - market_risk
      - insurance
      - reinsurance
      - group_supervision
      - investment_funds
    keywords:
      - API
      - authorisation
      - supervision
      - transaction
      - POS
      - ITS
      - credit institution
      - insurance undertaking
      - investment firm
      - regulated entity
      - asset management company
      - alternative investment fund manager
      - reinsurance undertaking
      - sectoral rules
      - financial sector
      - parent undertaking
      - subsidiary undertaking
      - participation
      - group
      - control
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: true
    internal_references:
      - target: Article 3
        paragraph: "2"
      - target: Article 3
        paragraph: "1"
      - target: Article 10
      - target: Article 21a
        paragraph: "1"
    external_references:
      - instrument_type: directive
        reference: "2009/138"
      - instrument_type: directive
        reference: "2009/65/EC"
      - instrument_type: directive
        reference: "2009/65/EC"
      - instrument_type: directive
        reference: "2011/61/EU"
      - instrument_type: directive
        reference: "2011/61/EU"
      - instrument_type: directive
        reference: "2009/138/EC"
      - instrument_type: directive
        reference: "2009/138/EC"
      - instrument_type: directive
        reference: "2013/36/EU"
      - instrument_type: directive
        reference: "2009/138/EC"
      - instrument_type: directive
        reference: "2009/138/EC"
    recitals: []

  - article_number: 3
    article_title: Thresholds for identifying a financial conglomerate
    chunk_file: /ficod/chunks/ficod_t01_objective_and_definitions.md
    path: "Title 1 > Article 3"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_banking_authority
    topics:
      - prudential
      - financial_conglomerates
      - definitions
      - competent_authorities
      - investment_funds
      - financial_statements
    keywords:
      - supervision
      - POS
      - ITS
      - EBA
      - guidelines
      - alternative investment fund manager
      - sectoral rules
      - financial sector
      - participation
      - group
      - financial conglomerate
      - competent authorities
      - relevant competent authorities
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 2
        paragraph: "14"
      - target: Article 7
      - target: Article 6
        paragraph: "5"
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1094/2010"
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 4
    article_title: Identifying a financial conglomerate
    chunk_file: /ficod/chunks/ficod_t01_objective_and_definitions.md
    path: "Title 1 > Article 4"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - prudential
      - financial_conglomerates
      - definitions
      - authorisation
      - competent_authorities
      - financial_statements
    keywords:
      - POS
      - ITS
      - regulated entity
      - financial sector
      - parent undertaking
      - group
      - financial conglomerate
      - mixed financial holding company
      - competent authorities
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 2
      - target: Article 3
      - target: Article 5
      - target: Article 10
      - target: Article 2
        paragraph: "14"
      - target: Article 1
    external_references: []
    recitals: []

  - article_number: 5
    article_title: Scope of supplementary supervision of regulated entities referred to in Article 1
    chunk_file: /ficod/chunks/ficod_t02_ch01_scope.md
    path: "Title 2 > Chapter 1 > Article 5"
    applies_to_entities:
      - member_states
      - competent_authorities
      - financial_entities
    topics:
      - prudential
      - financial_conglomerates
      - scope
      - competent_authorities
    keywords:
      - API
      - supervision
      - POS
      - ITS
      - regulated entity
      - sectoral rules
      - financial sector
      - parent undertaking
      - participation
      - group
      - financial conglomerate
      - mixed financial holding company
      - competent authorities
      - relevant competent authorities
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 1
      - target: Article 6
      - target: Article 7
      - target: Article 8
      - target: Article 9
      - target: Article 10
      - target: Article 11
      - target: Article 12
      - target: Article 13
      - target: Article 14
      - target: Article 15
      - target: Article 16
      - target: Article 17
      - target: Article 18
      - target: Article 2
        paragraph: "14"
    external_references: []
    recitals: []

  - article_number: 6
    article_title: Capital adequacy
    chunk_file: /ficod/chunks/ficod_t02_ch02_financial_position.md
    path: "Title 2 > Chapter 2 > Article 6"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - financial_entities
    topics:
      - prudential
      - financial_conglomerates
      - authorisation
      - own_funds
      - capital_requirements
      - insurance
      - reinsurance
      - group_supervision
      - consolidation
    keywords:
      - API
      - authorisation
      - supervision
      - transfer
      - POS
      - data
      - credit institution
      - insurance undertaking
      - investment firm
      - regulated entity
      - reinsurance undertaking
      - sectoral rules
      - parent undertaking
      - participation
      - group
      - financial conglomerate
      - mixed financial holding company
      - competent authorities
      - relevant competent authorities
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 9
        paragraph: "2"
      - target: Article 1
    external_references:
      - instrument_type: directive
        reference: "2009/138/EC"
    recitals: []

  - article_number: 7
    article_title: Risk concentration
    chunk_file: /ficod/chunks/ficod_t02_ch02_financial_position.md
    path: "Title 2 > Chapter 2 > Article 7"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - prudential
      - financial_conglomerates
    keywords:
      - supervision
      - ITS
      - guidelines
      - regulated entity
      - sectoral rules
      - financial sector
      - participation
      - financial conglomerate
      - mixed financial holding company
      - competent authorities
      - relevant competent authorities
      - risk concentration
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 9
        paragraph: "2"
      - target: Article 1
      - target: Article 14
        paragraph: "2"
    external_references:
      - instrument_type: directive
        reference: "2009/138/EC"
    recitals: []

  - article_number: 8
    article_title: Intra-group transactions
    chunk_file: /ficod/chunks/ficod_t02_ch02_financial_position.md
    path: "Title 2 > Chapter 2 > Article 8"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - prudential
      - financial_conglomerates
      - capital_requirements
    keywords:
      - API
      - supervision
      - transaction
      - ITS
      - guidelines
      - regulated entity
      - sectoral rules
      - financial sector
      - participation
      - group
      - financial conglomerate
      - mixed financial holding company
      - competent authorities
      - relevant competent authorities
      - intra-group transactions
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 9
        paragraph: "2"
      - target: Article 1
      - target: Article 14
        paragraph: "2"
    external_references:
      - instrument_type: directive
        reference: "2009/138/EC"
    recitals: []

  - article_number: 9
    article_title: Internal control mechanisms and risk management processes
    chunk_file: /ficod/chunks/ficod_t02_ch02_financial_position.md
    path: "Title 2 > Chapter 2 > Article 9"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - prudential
      - financial_conglomerates
      - supervision
      - competent_authorities
      - own_funds
      - capital_requirements
      - internal_control
    keywords:
      - API
      - supervision
      - transaction
      - POS
      - data
      - branch
      - system
      - guidelines
      - reporting
      - participation
      - group
      - control
      - financial conglomerate
      - competent authorities
      - intra-group transactions
      - risk concentration
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 6
      - target: Article 5
      - target: Article 14
        paragraph: "2"
    external_references:
      - instrument_type: directive
        reference: "2009/138/EC"
    recitals: []

  - article_number: 9a
    article_title: Role of the Joint Committee
    chunk_file: /ficod/chunks/ficod_t02_ch03_measures_to_facilitate_supplementary_sup.md
    path: "Title 2 > Chapter 3 > Article 9a"
    applies_to_entities: []
    topics:
      - prudential
      - financial_conglomerates
      - supervision
    keywords:
      - supervision
      - cross-border
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1094/2010"
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 9b
    article_title: Stress testing
    chunk_file: /ficod/chunks/ficod_t02_ch03_measures_to_facilitate_supplementary_sup.md
    path: "Title 2 > Chapter 3 > Article 9b"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - prudential
      - financial_conglomerates
      - supervision
    keywords:
      - POS
      - system
      - financial conglomerate
      - competent authorities
      - relevant competent authorities
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1094/2010"
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 10
    article_title: Competent authority responsible for exercising supplementary supervision (the coordinator)
    chunk_file: /ficod/chunks/ficod_t02_ch03_measures_to_facilitate_supplementary_sup.md
    path: "Title 2 > Chapter 3 > Article 10"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - prudential
      - financial_conglomerates
      - supervision
      - authorisation
      - competent_authorities
      - financial_statements
    keywords:
      - supervision
      - ITS
      - regulated entity
      - sectoral rules
      - financial sector
      - parent undertaking
      - group
      - financial conglomerate
      - mixed financial holding company
      - competent authorities
      - relevant competent authorities
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 11
    article_title: Tasks of the coordinator
    chunk_file: /ficod/chunks/ficod_t02_ch03_measures_to_facilitate_supplementary_sup.md
    path: "Title 2 > Chapter 3 > Article 11"
    applies_to_entities:
      - competent_authorities
    topics:
      - prudential
      - financial_conglomerates
      - supervision
      - capital_requirements
      - internal_control
    keywords:
      - API
      - supervision
      - transaction
      - SEPA
      - POS
      - system
      - guidelines
      - reporting
      - sectoral rules
      - group
      - control
      - financial conglomerate
      - competent authorities
      - relevant competent authorities
      - intra-group transactions
      - risk concentration
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 6
      - target: Article 7
      - target: Article 8
      - target: Article 9
      - target: Article 3
      - target: Article 4
      - target: Article 5
        paragraph: "4"
      - target: Article 12
        paragraph: "2"
      - target: Article 16
      - target: Article 18
      - target: Article 12
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1094/2010"
      - instrument_type: regulation
        reference: "1095/2010"
      - instrument_type: directive
        reference: "2009/138/EC"
      - instrument_type: directive
        reference: "2009/138/EC"
      - instrument_type: directive
        reference: "2009/138/EC"
    recitals: []

  - article_number: 12
    article_title: Cooperation and exchange of information between competent authorities
    chunk_file: /ficod/chunks/ficod_t02_ch03_measures_to_facilitate_supplementary_sup.md
    path: "Title 2 > Chapter 3 > Article 12"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_central_bank
    topics:
      - prudential
      - financial_conglomerates
      - supervision
      - authorisation
      - competent_authorities
      - capital_requirements
      - internal_control
    keywords:
      - API
      - authorisation
      - supervision
      - sanction
      - transaction
      - POS
      - branch
      - system
      - ITS
      - regulated entity
      - sectoral rules
      - parent undertaking
      - group
      - control
      - financial conglomerate
      - competent authorities
      - intra-group transactions
      - risk concentration
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 10
      - target: Article 11
      - target: Article 14
        paragraph: "2"
    external_references: []
    recitals: []

  - article_number: 12a
    article_title: Cooperation and exchange of information with the Joint Committee
    chunk_file: /ficod/chunks/ficod_t02_ch03_measures_to_facilitate_supplementary_sup.md
    path: "Title 2 > Chapter 3 > Article 12a"
    applies_to_entities:
      - competent_authorities
    topics:
      - prudential
      - financial_conglomerates
      - supervision
      - competent_authorities
    keywords:
      - POS
      - ITS
      - financial conglomerate
      - competent authorities
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 9
        paragraph: "4"
      - target: Article 12
        paragraph: "1"
    external_references:
      - instrument_type: regulation
        reference: "1094/2010"
      - instrument_type: regulation
        reference: "1095/2010"
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 12b
    article_title: Common guidelines
    chunk_file: /ficod/chunks/ficod_t02_ch03_measures_to_facilitate_supplementary_sup.md
    path: "Title 2 > Chapter 3 > Article 12b"
    applies_to_entities:
      - competent_authorities
    topics:
      - prudential
      - financial_conglomerates
      - supervision
      - group_supervision
    keywords:
      - supervision
      - POS
      - guidelines
      - group
      - financial conglomerate
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: directive
        reference: "2009/138/EC"
    recitals: []

  - article_number: 13
    article_title: Management body of mixed financial holding companies
    chunk_file: /ficod/chunks/ficod_t02_ch03_measures_to_facilitate_supplementary_sup.md
    path: "Title 2 > Chapter 3 > Article 13"
    applies_to_entities:
      - member_states
    topics:
      - prudential
      - financial_conglomerates
      - supervision
      - governance
    keywords:
      - mixed financial holding company
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 14
    article_title: Access to information
    chunk_file: /ficod/chunks/ficod_t02_ch03_measures_to_facilitate_supplementary_sup.md
    path: "Title 2 > Chapter 3 > Article 14"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - prudential
      - financial_conglomerates
      - supervision
    keywords:
      - supervision
      - POS
      - access
      - regulated entity
      - financial conglomerate
      - competent authorities
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1094/2010"
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 15
    article_title: Verification
    chunk_file: /ficod/chunks/ficod_t02_ch03_measures_to_facilitate_supplementary_sup.md
    path: "Title 2 > Chapter 3 > Article 15"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - prudential
      - financial_conglomerates
      - supervision
    keywords:
      - ITS
      - financial conglomerate
      - competent authorities
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 16
    article_title: Enforcement measures
    chunk_file: /ficod/chunks/ficod_t02_ch03_measures_to_facilitate_supplementary_sup.md
    path: "Title 2 > Chapter 3 > Article 16"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - prudential
      - financial_conglomerates
      - supervision
    keywords:
      - transaction
      - POS
      - ITS
      - guidelines
      - group
      - financial conglomerate
      - mixed financial holding company
      - competent authorities
      - intra-group transactions
      - risk concentration
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 6
      - target: Article 7
      - target: Article 8
      - target: Article 9
      - target: Article 17
        paragraph: "2"
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1094/2010"
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 17
    article_title: Additional powers of the competent authorities
    chunk_file: /ficod/chunks/ficod_t02_ch03_measures_to_facilitate_supplementary_sup.md
    path: "Title 2 > Chapter 3 > Article 17"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - prudential
      - financial_conglomerates
      - supervision
      - competent_authorities
    keywords:
      - POS
      - RTS
      - sectoral rules
      - financial conglomerate
      - competent authorities
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 18
    article_title: Parent undertakings in a third country
    chunk_file: /ficod/chunks/ficod_t02_ch04_third_countries.md
    path: "Title 2 > Chapter 4 > Article 18"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_commission
    topics:
      - prudential
      - financial_conglomerates
      - authorisation
      - competent_authorities
    keywords:
      - supervision
      - ITS
      - guidelines
      - sectoral rules
      - parent undertaking
      - financial conglomerate
      - mixed financial holding company
      - competent authorities
      - relevant competent authorities
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 5
        paragraph: "3"
      - target: Article 5
        paragraph: "2"
      - target: Article 10
        paragraph: "2"
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1094/2010"
      - instrument_type: regulation
        reference: "1095/2010"
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1093/2010"
    recitals: []

  - article_number: 19
    article_title: Cooperation with third-country competent authorities
    chunk_file: /ficod/chunks/ficod_t02_ch04_third_countries.md
    path: "Title 2 > Chapter 4 > Article 19"
    applies_to_entities:
      - competent_authorities
    topics:
      - prudential
      - financial_conglomerates
    keywords:
      - supervision
      - financial conglomerate
      - competent authorities
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: directive
        reference: "2009/138/EC"
    recitals: []

  - article_number: 20
    article_title: Powers conferred on the Commission
    chunk_file: /ficod/chunks/ficod_t03_delegated_acts_and_implementing_measures.md
    path: "Title 3 > Article 20"
    applies_to_entities:
      - european_commission
    topics:
      - prudential
      - financial_conglomerates
      - delegated_acts
    keywords: []
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 21c
      - target: Article 2
      - target: Article 21a
    external_references: []
    recitals: []

  - article_number: 21
    article_title: Committee
    chunk_file: /ficod/chunks/ficod_t03_delegated_acts_and_implementing_measures.md
    path: "Title 3 > Article 21"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - prudential
      - financial_conglomerates
      - delegated_acts
    keywords:
      - supervision
      - transaction
      - ITS
      - guidelines
      - group
      - financial conglomerate
      - competent authorities
      - intra-group transactions
      - risk concentration
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 21a
    article_title: Technical standards
    chunk_file: /ficod/chunks/ficod_t03_delegated_acts_and_implementing_measures.md
    path: "Title 3 > Article 21a"
    applies_to_entities:
      - competent_authorities
      - european_commission
    topics:
      - prudential
      - financial_conglomerates
      - delegated_acts
    keywords:
      - transaction
      - reporting
      - group
      - financial conglomerate
      - competent authorities
      - relevant competent authorities
      - risk concentration
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 2
        paragraph: "11"
      - target: Article 2
        paragraph: "17"
      - target: Article 3
        paragraph: "5"
      - target: Article 6
        paragraph: "2"
      - target: Article 2
      - target: Article 7
      - target: Article 8
      - target: Article 7
        paragraph: "2"
      - target: Article 8
        paragraph: "2"
      - target: Article 6
        paragraph: "4"
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1094/2010"
      - instrument_type: regulation
        reference: "1095/2010"
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "575/2013"
      - instrument_type: directive
        reference: "2009/138/EC"
      - instrument_type: directive
        reference: "2009/138/EC"
    recitals: []

  - article_number: 21b
    article_title: Common Guidelines
    chunk_file: /ficod/chunks/ficod_t03_delegated_acts_and_implementing_measures.md
    path: "Title 3 > Article 21b"
    applies_to_entities: []
    topics:
      - prudential
      - financial_conglomerates
      - delegated_acts
    keywords:
      - guidelines
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 3
        paragraph: "8"
      - target: Article 7
        paragraph: "5"
      - target: Article 8
        paragraph: "5"
      - target: Article 9
        paragraph: "6"
      - target: Article 11
        paragraph: "1"
      - target: Article 12b
      - target: Article 21
        paragraph: "4"
    external_references:
      - instrument_type: regulation
        reference: "1093/2010"
      - instrument_type: regulation
        reference: "1094/2010"
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 21c
    article_title: Exercise of the delegation
    chunk_file: /ficod/chunks/ficod_t03_delegated_acts_and_implementing_measures.md
    path: "Title 3 > Article 21c"
    applies_to_entities:
      - european_commission
    topics:
      - prudential
      - financial_conglomerates
      - delegated_acts
    keywords:
      - POS
      - notification
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 20
    external_references: []
    recitals: []

  - article_number: 23
    article_title: Amendments to Directive 79/267/EEC
    chunk_file: /ficod/chunks/ficod_t04_amendments_to_existing_directives.md
    path: "Title 4 > Article 23"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - financial_entities
    topics:
      - prudential
      - financial_conglomerates
      - amendments
      - authorisation
      - insurance
      - solvency_capital
      - reinsurance
      - group_supervision
      - internal_control
      - consolidation
    keywords:
      - authorisation
      - supervision
      - POS
      - credit institution
      - insurance undertaking
      - investment firm
      - reinsurance undertaking
      - parent undertaking
      - participation
      - group
      - control
      - financial conglomerate
      - competent authorities
      - relevant competent authorities
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 12a
      - target: Article 18
        paragraph: "2"
      - target: Article 6
    external_references:
      - instrument_type: directive
        reference: "2002/87/EC"
    recitals: []

  - article_number: 25
    article_title: Amendments to Directive 92/96/EEC
    chunk_file: /ficod/chunks/ficod_t04_amendments_to_existing_directives.md
    path: "Title 4 > Article 25"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - payment_systems
    topics:
      - prudential
      - financial_conglomerates
      - amendments
      - authorisation
      - insurance
    keywords:
      - POS
      - system
      - credit institution
      - insurance undertaking
      - investment firm
      - parent undertaking
      - control
      - competent authorities
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 14
    external_references: []
    recitals: []

  - article_number: 26
    article_title: Amendments to Directive 93/6/EEC
    chunk_file: /ficod/chunks/ficod_t04_amendments_to_existing_directives.md
    path: "Title 4 > Article 26"
    applies_to_entities:
      - credit_institutions
      - financial_entities
    topics:
      - prudential
      - financial_conglomerates
      - amendments
      - insurance
    keywords:
      - supervision
      - credit institution
      - insurance undertaking
      - investment firm
      - parent undertaking
      - subsidiary undertaking
      - financial conglomerate
      - mixed financial holding company
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: directive
        reference: "2002/87/EC"
    recitals: []

  - article_number: 27
    article_title: Amendments to Directive 93/22/EEC
    chunk_file: /ficod/chunks/ficod_t04_amendments_to_existing_directives.md
    path: "Title 4 > Article 27"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
    topics:
      - prudential
      - financial_conglomerates
      - amendments
      - authorisation
      - insurance
    keywords:
      - authorisation
      - supervision
      - POS
      - credit institution
      - insurance undertaking
      - investment firm
      - parent undertaking
      - group
      - control
      - competent authorities
      - relevant competent authorities
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 6
      - target: Article 9
        paragraph: "2"
    external_references: []
    recitals: []

  - article_number: 29
    article_title: Amendments to Directive 2000/12/EC
    chunk_file: /ficod/chunks/ficod_t04_amendments_to_existing_directives.md
    path: "Title 4 > Article 29"
    applies_to_entities:
      - credit_institutions
      - member_states
    topics:
      - prudential
      - financial_conglomerates
      - amendments
      - authorisation
      - insurance
    keywords:
      - POS
      - credit institution
      - insurance undertaking
      - investment firm
      - parent undertaking
      - control
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 16
        paragraph: "2"
      - target: Article 12
    external_references: []
    recitals: []

  - article_number: 30
    article_title: Asset management companies
    chunk_file: /ficod/chunks/ficod_t05_asset_management_companies.md
    path: "Title 5 > Article 30"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - financial_entities
    topics:
      - prudential
      - financial_conglomerates
      - supervision
      - competent_authorities
      - insurance
      - reinsurance
    keywords:
      - supervision
      - POS
      - credit institution
      - insurance undertaking
      - investment firm
      - regulated entity
      - asset management company
      - reinsurance undertaking
      - sectoral rules
      - group
      - financial conglomerate
      - competent authorities
      - relevant competent authorities
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 3
        paragraph: "2"
    external_references: []
    recitals: []

  - article_number: 30a
    article_title: Alternative investment fund managers
    chunk_file: /ficod/chunks/ficod_t05_asset_management_companies.md
    path: "Title 5 > Article 30a"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - financial_entities
    topics:
      - prudential
      - financial_conglomerates
      - supervision
      - competent_authorities
      - insurance
      - investment_funds
    keywords:
      - supervision
      - POS
      - credit institution
      - insurance undertaking
      - investment firm
      - alternative investment fund manager
      - sectoral rules
      - group
      - financial conglomerate
      - competent authorities
      - relevant competent authorities
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 3
        paragraph: "2"
    external_references: []
    recitals: []

  - article_number: 30b
    article_title: Accessibility of information on the European single access point
    chunk_file: /ficod/chunks/ficod_t05_asset_management_companies.md
    path: "Title 5 > Article 30b"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_commission
    topics:
      - prudential
      - financial_conglomerates
      - data_protection
    keywords:
      - POS
      - data
      - access
      - guidelines
      - regulated entity
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: false
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 9
        paragraph: "4"
    external_references:
      - instrument_type: regulation
        reference: "1095/2010"
    recitals: []

  - article_number: 31
    article_title: Report by the Commission
    chunk_file: /ficod/chunks/ficod_t06_transitional_and_final_provisions.md
    path: "Title 6 > Article 31"
    applies_to_entities:
      - member_states
      - european_commission
    topics:
      - prudential
      - financial_conglomerates
      - final_provisions
      - transitional_provisions
      - own_funds
      - capital_requirements
    keywords:
      - API
      - supervision
      - transaction
      - POS
      - ITS
      - group
      - financial conglomerate
      - intra-group transactions
      - risk concentration
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 21
      - target: Article 6
        paragraph: "2"
      - target: Article 7
        paragraph: "2"
    external_references: []
    recitals: []

  - article_number: 32
    article_title: Transposition
    chunk_file: /ficod/chunks/ficod_t06_transitional_and_final_provisions.md
    path: "Title 6 > Article 32"
    applies_to_entities:
      - member_states
      - european_commission
    topics:
      - prudential
      - financial_conglomerates
      - final_provisions
      - transitional_provisions
    keywords:
      - supervision
      - POS
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 33
    article_title: Entry into force
    chunk_file: /ficod/chunks/ficod_t06_transitional_and_final_provisions.md
    path: "Title 6 > Article 33"
    applies_to_entities: []
    topics:
      - prudential
      - financial_conglomerates
      - final_provisions
      - transitional_provisions
    keywords:
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: true
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 34
    article_title: Addressees
    chunk_file: /ficod/chunks/ficod_t06_transitional_and_final_provisions.md
    path: "Title 6 > Article 34"
    applies_to_entities:
      - member_states
    topics:
      - prudential
      - financial_conglomerates
      - final_provisions
      - transitional_provisions
    keywords: []
    contains:
      obligations: false
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []