# Instrument Metadata
# Output tuned for LLM consumption -- deterministic parse of the
# EUR-Lex source, no LLM involved in generation.

instrument_id: eba
celex: "32010R1093"
eli: "http://data.europa.eu/eli/reg/2010/1093/oj"
full_title: EBA Regulation (EU) No 1093/2010
short_title: EBA Regulation
instrument_type: regulation
document_type: regulation
normative_weight: binding
jurisdiction: EU
effective_period:
  from: "2011-01-01"
  to: null
dates:
  adopted: "2010-11-24"
  entered_into_force: "2011-01-01"
status: in_force
structure_levels:
  - title
  - chapter
  - article
total_articles: 82
total_recitals: 69
definitions_article: 4
chunk_strategy: by_chapter
chunks:
  - /eba/chunks/recitals.md
  - /eba/chunks/eba_t01_establishment_and_legal_status.md
  - /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
  - /eba/chunks/eba_t03_ch01_board_of_supervisors.md
  - /eba/chunks/eba_t03_ch02_management_board.md
  - /eba/chunks/eba_t03_ch03_chairperson.md
  - /eba/chunks/eba_t03_ch04_executive_director.md
  - /eba/chunks/eba_t04_ch01_joint_committee_of_european_supervisory_.md
  - /eba/chunks/eba_t04_ch02_board_of_appeal.md
  - /eba/chunks/eba_t05_remedies.md
  - /eba/chunks/eba_t06_financial_provisions.md
  - /eba/chunks/eba_t07_general_provisions.md
  - /eba/chunks/eba_t08_transitional_and_final_provisions.md

generated_at: "2026-05-01T17:48:31.286Z"

articles:
  - article_number: 1
    article_title: Establishment and scope of action
    chunk_file: /eba/chunks/eba_t01_establishment_and_legal_status.md
    path: "Title 1 > Article 1"
    applies_to_entities:
      - payment_institutions
      - electronic_money_institutions
      - credit_institutions
      - competent_authorities
      - european_banking_authority
      - european_commission
      - financial_entities
    topics:
      - supervisory_framework
    keywords:
      - supervision
      - e-money
      - POS
      - system
      - RTS
      - ITS
      - reporting
      - financial institutions
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 258
    external_references:
      - instrument_type: directive
        reference: "2002/87/EC"
      - instrument_type: regulation
        reference: "1781/2006"
      - instrument_type: directive
        reference: "2005/60/EC"
      - instrument_type: directive
        reference: "2002/65/EC"
      - instrument_type: directive
        reference: "2007/64/EC"
      - instrument_type: directive
        reference: "2009/110/EC"
    recitals: []

  - article_number: 2
    article_title: European System of Financial Supervision
    chunk_file: /eba/chunks/eba_t01_establishment_and_legal_status.md
    path: "Title 1 > Article 2"
    applies_to_entities:
      - member_states
      - competent_authorities
      - financial_entities
    topics:
      - supervisory_framework
    keywords:
      - supervision
      - POS
      - system
      - financial institutions
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 54
      - target: Article 55
      - target: Article 56
      - target: Article 57
      - target: Article 1
        paragraph: "2"
      - target: Article 4
        paragraph: "3"
    external_references: []
    recitals: []

  - article_number: 3
    article_title: Accountability of the Authorities
    chunk_file: /eba/chunks/eba_t01_establishment_and_legal_status.md
    path: "Title 1 > Article 3"
    applies_to_entities: []
    topics:
      - supervisory_framework
    keywords: []
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 2
        paragraph: "2"
    external_references: []
    recitals:
      - 53
      - 68

  - article_number: 4
    article_title: Definitions
    chunk_file: /eba/chunks/eba_t01_establishment_and_legal_status.md
    path: "Title 1 > Article 4"
    applies_to_entities:
      - credit_institutions
      - competent_authorities
      - financial_entities
    topics:
      - supervisory_framework
      - deposit_guarantee
    keywords:
      - POS
      - scheme
      - financial institutions
    contains:
      obligations: false
      prohibitions: false
      permissions: false
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 3
        paragraph: "1"
      - target: Article 3
        paragraph: "2"
    external_references:
      - instrument_type: directive
        reference: "2002/87/EC"
      - instrument_type: directive
        reference: "2005/60/EC"
      - instrument_type: directive
        reference: "2007/64/EC"
      - instrument_type: directive
        reference: "2009/110/EC"
      - instrument_type: directive
        reference: "2002/65/EC"
    recitals: []

  - article_number: 5
    article_title: Legal status
    chunk_file: /eba/chunks/eba_t01_establishment_and_legal_status.md
    path: "Title 1 > Article 5"
    applies_to_entities:
      - member_states
    topics:
      - supervisory_framework
    keywords:
      - POS
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals:
      - 66

  - article_number: 6
    article_title: Composition
    chunk_file: /eba/chunks/eba_t01_establishment_and_legal_status.md
    path: "Title 1 > Article 6"
    applies_to_entities: []
    topics:
      - supervisory_framework
    keywords:
      - POS
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 43
      - target: Article 47
      - target: Article 48
      - target: Article 53
      - target: Article 60
    external_references: []
    recitals: []

  - article_number: 7
    article_title: Seat
    chunk_file: /eba/chunks/eba_t01_establishment_and_legal_status.md
    path: "Title 1 > Article 7"
    applies_to_entities: []
    topics:
      - supervisory_framework
    keywords:
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 8
    article_title: Tasks and powers of the Authority
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 8"
    applies_to_entities:
      - competent_authorities
      - european_commission
      - consumers
      - financial_entities
    topics:
      - supervisory_framework
      - consumer_protection
    keywords:
      - supervision
      - consumer
      - POS
      - data
      - access
      - system
      - ITS
      - guidelines
      - financial institutions
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: true
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 1
        paragraph: "2"
      - target: Article 21
      - target: Article 22
      - target: Article 23
      - target: Article 24
      - target: Article 25
      - target: Article 26
      - target: Article 10
      - target: Article 15
      - target: Article 16
      - target: Article 17
        paragraph: "3"
      - target: Article 18
      - target: Article 19
      - target: Article 17
        paragraph: "6"
      - target: Article 34
      - target: Article 35
    external_references: []
    recitals: []

  - article_number: 9
    article_title: Tasks related to consumer protection and financial activities
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 9"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_commission
      - consumers
    topics:
      - supervisory_framework
      - consumer_protection
    keywords:
      - consumer
      - POS
      - ATM
      - system
      - ITS
      - guidelines
      - reporting
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 1
        paragraph: "5"
      - target: Article 1
        paragraph: "2"
      - target: Article 18
      - target: Article 44
        paragraph: "1"
    external_references: []
    recitals: []

  - article_number: 10
    article_title: Regulatory technical standards
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 10"
    applies_to_entities:
      - european_commission
    topics:
      - supervisory_framework
    keywords:
      - POS
      - ITS
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: true
      penalties: false
      delegated_powers: true
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 290
      - target: Article 1
        paragraph: "2"
      - target: Article 37
    external_references: []
    recitals: []

  - article_number: 11
    article_title: Exercise of the delegation
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 11"
    applies_to_entities:
      - european_commission
    topics:
      - supervisory_framework
    keywords: []
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 10
      - target: Article 14
      - target: Article 12
      - target: Article 13
    external_references: []
    recitals: []

  - article_number: 12
    article_title: Revocation of the delegation
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 12"
    applies_to_entities:
      - european_commission
    topics:
      - supervisory_framework
    keywords: []
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 10
    external_references: []
    recitals: []

  - article_number: 13
    article_title: Objections to regulatory technical standards
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 13"
    applies_to_entities:
      - european_commission
    topics:
      - supervisory_framework
    keywords:
      - notification
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 296
    external_references: []
    recitals: []

  - article_number: 14
    article_title: Non-endorsement or amendment of draft regulatory technical standards
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 14"
    applies_to_entities:
      - european_commission
    topics:
      - supervisory_framework
    keywords:
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: true
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 10
    external_references: []
    recitals: []

  - article_number: 15
    article_title: Implementing technical standards
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 15"
    applies_to_entities:
      - european_commission
    topics:
      - supervisory_framework
      - implementing_acts
    keywords:
      - POS
      - ITS
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: true
      rts_mandate: false
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 291
      - target: Article 1
        paragraph: "2"
      - target: Article 37
    external_references: []
    recitals: []

  - article_number: 16
    article_title: Guidelines and recommendations
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 16"
    applies_to_entities:
      - competent_authorities
      - european_commission
      - financial_entities
    topics:
      - supervisory_framework
      - competent_authorities
    keywords:
      - ITS
      - guidelines
      - financial institutions
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 37
      - target: Article 43
        paragraph: "5"
    external_references: []
    recitals:
      - 53

  - article_number: 17
    article_title: Breach of Union law
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 17"
    applies_to_entities:
      - competent_authorities
      - european_commission
      - financial_entities
    topics:
      - supervisory_framework
      - competent_authorities
    keywords:
      - system
      - ITS
      - financial institutions
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: true
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 1
        paragraph: "2"
      - target: Article 10
      - target: Article 11
      - target: Article 12
      - target: Article 13
      - target: Article 14
      - target: Article 15
      - target: Article 35
      - target: Article 258
      - target: Article 43
        paragraph: "5"
    external_references: []
    recitals: []

  - article_number: 18
    article_title: Action in emergency situations
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 18"
    applies_to_entities:
      - competent_authorities
      - european_commission
      - financial_entities
    topics:
      - supervisory_framework
    keywords:
      - POS
      - system
      - ITS
      - financial institutions
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: true
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 1
        paragraph: "2"
      - target: Article 258
    external_references: []
    recitals: []

  - article_number: 19
    article_title: Settlement of disagreements between competent authorities in cross-border situations
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 19"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_commission
      - financial_entities
    topics:
      - supervisory_framework
    keywords:
      - cross-border
      - settlement
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 17
      - target: Article 1
        paragraph: "2"
      - target: Article 44
        paragraph: "1"
      - target: Article 258
      - target: Article 50
        paragraph: "2"
    external_references: []
    recitals: []

  - article_number: 20
    article_title: Settlement of disagreements between competent authorities across sectors
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 20"
    applies_to_entities:
      - competent_authorities
    topics:
      - supervisory_framework
    keywords:
      - settlement
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 19
      - target: Article 56
      - target: Article 4
        paragraph: "2"
    external_references: []
    recitals: []

  - article_number: 21
    article_title: Colleges of supervisors
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 21"
    applies_to_entities:
      - competent_authorities
      - financial_entities
    topics:
      - supervisory_framework
      - supervision
    keywords:
      - POS
      - access
      - cross-border
      - system
      - guidelines
      - financial institutions
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 23
      - target: Article 32
      - target: Article 16
      - target: Article 19
    external_references: []
    recitals: []

  - article_number: 22
    article_title: General provisions
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 22"
    applies_to_entities:
      - competent_authorities
      - european_commission
      - financial_entities
    topics:
      - supervisory_framework
    keywords:
      - supervision
      - POS
      - system
      - RTS
      - ITS
      - guidelines
      - financial institutions
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 25
      - target: Article 1
        paragraph: "2"
      - target: Article 35
    external_references: []
    recitals: []

  - article_number: 23
    article_title: Identification and measurement of systemic risk
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 23"
    applies_to_entities:
      - credit_institutions
      - financial_entities
    topics:
      - supervisory_framework
    keywords:
      - supervision
      - POS
      - settlement
      - system
      - financial institutions
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 25
    external_references: []
    recitals: []

  - article_number: 24
    article_title: Permanent capacity to respond to systemic risks
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 24"
    applies_to_entities: []
    topics:
      - supervisory_framework
    keywords:
      - POS
      - system
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 22
      - target: Article 23
      - target: Article 1
        paragraph: "2"
    external_references: []
    recitals: []

  - article_number: 25
    article_title: Recovery and resolution procedures
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 25"
    applies_to_entities: []
    topics:
      - supervisory_framework
    keywords:
      - cross-border
      - system
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 1
        paragraph: "2"
      - target: Article 10
      - target: Article 11
      - target: Article 12
      - target: Article 13
      - target: Article 14
      - target: Article 15
    external_references: []
    recitals: []

  - article_number: 26
    article_title: European system of deposit guarantee schemes
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 26"
    applies_to_entities:
      - financial_entities
    topics:
      - supervisory_framework
      - deposit_guarantee
    keywords:
      - POS
      - system
      - scheme
      - ITS
      - guidelines
      - financial institutions
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 16
      - target: Article 1
        paragraph: "2"
      - target: Article 10
      - target: Article 11
      - target: Article 12
      - target: Article 13
      - target: Article 14
      - target: Article 15
      - target: Article 81
    external_references: []
    recitals: []

  - article_number: 27
    article_title: European system of bank resolution and funding arrangements
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 27"
    applies_to_entities:
      - credit_institutions
      - financial_entities
    topics:
      - supervisory_framework
    keywords:
      - POS
      - system
      - financial institutions
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 81
    external_references: []
    recitals: []

  - article_number: 28
    article_title: Delegation of tasks and responsibilities
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 28"
    applies_to_entities:
      - member_states
      - competent_authorities
      - financial_entities
    topics:
      - supervisory_framework
      - competent_authorities
    keywords:
      - supervision
      - consent
      - cross-border
      - financial institutions
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 1
        paragraph: "2"
    external_references: []
    recitals: []

  - article_number: 29
    article_title: Common supervisory culture
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 29"
    applies_to_entities:
      - competent_authorities
      - european_commission
    topics:
      - supervisory_framework
      - data_protection
    keywords:
      - POS
      - data
      - scheme
      - guidelines
      - reporting
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 1
        paragraph: "3"
    external_references: []
    recitals: []

  - article_number: 30
    article_title: Peer reviews of competent authorities
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 30"
    applies_to_entities:
      - competent_authorities
    topics:
      - supervisory_framework
      - competent_authorities
      - enforcement
    keywords:
      - sanction
      - POS
      - guidelines
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: true
      delegated_powers: false
      implementing_powers: false
      rts_mandate: true
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 10
      - target: Article 11
      - target: Article 12
      - target: Article 13
      - target: Article 14
      - target: Article 15
      - target: Article 1
        paragraph: "2"
      - target: Article 16
      - target: Article 16
        paragraph: "3"
    external_references: []
    recitals: []

  - article_number: 31
    article_title: Coordination function
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 31"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - supervisory_framework
    keywords:
      - liability
      - POS
      - system
      - ITS
      - reporting
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 19
      - target: Article 21
      - target: Article 35
    external_references: []
    recitals: []

  - article_number: 32
    article_title: Assessment of market developments
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 32"
    applies_to_entities:
      - competent_authorities
      - european_commission
      - financial_entities
    topics:
      - supervisory_framework
    keywords:
      - POS
      - ITS
      - financial institutions
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 33
    article_title: International relations
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 33"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - supervisory_framework
    keywords:
      - ITS
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 1
        paragraph: "2"
      - target: Article 43
        paragraph: "5"
    external_references: []
    recitals: []

  - article_number: 34
    article_title: Other tasks
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 34"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_commission
    topics:
      - supervisory_framework
    keywords:
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 19a
        paragraph: "1"
      - target: Article 35
    external_references: []
    recitals: []

  - article_number: 35
    article_title: Collection of information
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 35"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - financial_entities
    topics:
      - supervisory_framework
      - competent_authorities
      - information_requirements
    keywords:
      - POS
      - access
      - system
      - ITS
      - reporting
      - financial institutions
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 70
    external_references: []
    recitals: []

  - article_number: 36
    article_title: Relationship with the ESRB
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 36"
    applies_to_entities:
      - competent_authorities
      - financial_entities
    topics:
      - supervisory_framework
      - competent_authorities
    keywords:
      - data
      - ITS
      - financial institutions
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 37
    article_title: Banking Stakeholder Group
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 37"
    applies_to_entities:
      - credit_institutions
      - consumers
      - financial_entities
    topics:
      - supervisory_framework
    keywords:
      - consumer
      - POS
      - ITS
      - guidelines
      - financial institutions
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: true
      its_mandate: true
      transitional: false
    internal_references:
      - target: Article 10
      - target: Article 11
      - target: Article 12
      - target: Article 13
      - target: Article 14
      - target: Article 15
      - target: Article 16
      - target: Article 70
      - target: Article 29
      - target: Article 30
      - target: Article 32
    external_references: []
    recitals: []

  - article_number: 38
    article_title: Safeguards
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 38"
    applies_to_entities:
      - member_states
      - competent_authorities
      - european_commission
    topics:
      - supervisory_framework
    keywords:
      - SCA
      - ITS
      - notification
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 18
      - target: Article 19
        paragraph: "3"
      - target: Article 18
        paragraph: "3"
    external_references: []
    recitals: []

  - article_number: 39
    article_title: Decision-making procedures
    chunk_file: /eba/chunks/eba_t02_tasks_and_powers_of_the_authority.md
    path: "Title 2 > Article 39"
    applies_to_entities:
      - competent_authorities
      - financial_entities
    topics:
      - supervisory_framework
    keywords:
      - system
      - ITS
      - financial institutions
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 17
        paragraph: "3"
      - target: Article 18
        paragraph: "3"
      - target: Article 17
    external_references: []
    recitals: []

  - article_number: 40
    article_title: Composition
    chunk_file: /eba/chunks/eba_t03_ch01_board_of_supervisors.md
    path: "Title 3 > Chapter 1 > Article 40"
    applies_to_entities:
      - credit_institutions
      - member_states
      - competent_authorities
      - european_commission
      - european_central_bank
    topics:
      - supervisory_framework
      - competent_authorities
    keywords:
      - supervision
      - POS
      - scheme
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 41
    article_title: Internal committees and panels
    chunk_file: /eba/chunks/eba_t03_ch01_board_of_supervisors.md
    path: "Title 3 > Chapter 1 > Article 41"
    applies_to_entities:
      - competent_authorities
    topics:
      - supervisory_framework
    keywords:
      - POS
      - settlement
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 19
      - target: Article 19
        paragraph: "2"
      - target: Article 44
        paragraph: "1"
    external_references: []
    recitals: []

  - article_number: 42
    article_title: Independence
    chunk_file: /eba/chunks/eba_t03_ch01_board_of_supervisors.md
    path: "Title 3 > Chapter 1 > Article 42"
    applies_to_entities:
      - member_states
    topics:
      - supervisory_framework
    keywords: []
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 43
    article_title: Tasks
    chunk_file: /eba/chunks/eba_t03_ch01_board_of_supervisors.md
    path: "Title 3 > Chapter 1 > Article 43"
    applies_to_entities:
      - european_commission
    topics:
      - supervisory_framework
    keywords:
      - POS
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 53
        paragraph: "7"
      - target: Article 63
      - target: Article 48
        paragraph: "5"
    external_references: []
    recitals: []

  - article_number: 44
    article_title: Decision-making
    chunk_file: /eba/chunks/eba_t03_ch01_board_of_supervisors.md
    path: "Title 3 > Chapter 1 > Article 44"
    applies_to_entities:
      - financial_entities
    topics:
      - supervisory_framework
    keywords:
      - POS
      - ITS
      - financial institutions
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: true
    internal_references:
      - target: Article 10
      - target: Article 11
      - target: Article 12
      - target: Article 13
      - target: Article 14
      - target: Article 15
      - target: Article 16
      - target: Article 9
        paragraph: "5"
      - target: Article 16
        paragraph: "4"
      - target: Article 3
      - target: Article 19
        paragraph: "3"
      - target: Article 75
        paragraph: "3"
      - target: Article 1
        paragraph: "2"
    external_references: []
    recitals: []

  - article_number: 45
    article_title: Composition
    chunk_file: /eba/chunks/eba_t03_ch02_management_board.md
    path: "Title 3 > Chapter 2 > Article 45"
    applies_to_entities:
      - european_commission
      - financial_entities
    topics:
      - supervisory_framework
    keywords:
      - POS
      - RTS
      - ITS
      - financial institutions
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 63
    external_references: []
    recitals: []

  - article_number: 46
    article_title: Independence
    chunk_file: /eba/chunks/eba_t03_ch02_management_board.md
    path: "Title 3 > Chapter 2 > Article 46"
    applies_to_entities:
      - member_states
    topics:
      - supervisory_framework
    keywords: []
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 47
    article_title: Tasks
    chunk_file: /eba/chunks/eba_t03_ch02_management_board.md
    path: "Title 3 > Chapter 2 > Article 47"
    applies_to_entities: []
    topics:
      - supervisory_framework
      - implementing_acts
    keywords:
      - POS
      - access
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 63
      - target: Article 64
      - target: Article 68
        paragraph: "2"
      - target: Article 72
      - target: Article 53
        paragraph: "7"
      - target: Article 58
        paragraph: "3"
      - target: Article 58
        paragraph: "5"
    external_references: []
    recitals: []

  - article_number: 48
    article_title: Appointment and tasks
    chunk_file: /eba/chunks/eba_t03_ch03_chairperson.md
    path: "Title 3 > Chapter 3 > Article 48"
    applies_to_entities:
      - financial_entities
    topics:
      - supervisory_framework
    keywords:
      - supervision
      - ITS
      - financial institutions
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 49
    article_title: Independence
    chunk_file: /eba/chunks/eba_t03_ch03_chairperson.md
    path: "Title 3 > Chapter 3 > Article 49"
    applies_to_entities:
      - member_states
    topics:
      - supervisory_framework
    keywords:
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 68
    external_references: []
    recitals: []

  - article_number: 50
    article_title: Report
    chunk_file: /eba/chunks/eba_t03_ch03_chairperson.md
    path: "Title 3 > Chapter 3 > Article 50"
    applies_to_entities: []
    topics:
      - supervisory_framework
    keywords:
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 11
      - target: Article 12
      - target: Article 13
      - target: Article 14
      - target: Article 15
      - target: Article 16
      - target: Article 17
      - target: Article 18
      - target: Article 20
      - target: Article 33
    external_references: []
    recitals: []

  - article_number: 51
    article_title: Appointment
    chunk_file: /eba/chunks/eba_t03_ch04_executive_director.md
    path: "Title 3 > Chapter 4 > Article 51"
    applies_to_entities:
      - financial_entities
    topics:
      - supervisory_framework
    keywords:
      - supervision
      - financial institutions
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 52
    article_title: Independence
    chunk_file: /eba/chunks/eba_t03_ch04_executive_director.md
    path: "Title 3 > Chapter 4 > Article 52"
    applies_to_entities:
      - member_states
    topics:
      - supervisory_framework
    keywords:
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 68
    external_references: []
    recitals: []

  - article_number: 53
    article_title: Tasks
    chunk_file: /eba/chunks/eba_t03_ch04_executive_director.md
    path: "Title 3 > Chapter 4 > Article 53"
    applies_to_entities: []
    topics:
      - supervisory_framework
    keywords: []
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 47
        paragraph: "2"
      - target: Article 63
      - target: Article 64
      - target: Article 68
    external_references: []
    recitals: []

  - article_number: 54
    article_title: Establishment
    chunk_file: /eba/chunks/eba_t04_ch01_joint_committee_of_european_supervisory_.md
    path: "Title 4 > Chapter 1 > Article 54"
    applies_to_entities:
      - competent_authorities
      - financial_entities
    topics:
      - supervisory_framework
      - supervision
      - aml
    keywords: []
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 56
    external_references: []
    recitals: []

  - article_number: 55
    article_title: Composition
    chunk_file: /eba/chunks/eba_t04_ch01_joint_committee_of_european_supervisory_.md
    path: "Title 4 > Chapter 1 > Article 55"
    applies_to_entities:
      - european_commission
    topics:
      - supervisory_framework
      - supervision
    keywords:
      - POS
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 57
    external_references: []
    recitals: []

  - article_number: 56
    article_title: Joint positions and common acts
    chunk_file: /eba/chunks/eba_t04_ch01_joint_committee_of_european_supervisory_.md
    path: "Title 4 > Chapter 1 > Article 56"
    applies_to_entities:
      - competent_authorities
    topics:
      - supervisory_framework
      - supervision
    keywords:
      - POS
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 10
      - target: Article 11
      - target: Article 12
      - target: Article 13
      - target: Article 14
      - target: Article 15
      - target: Article 1
        paragraph: "2"
    external_references:
      - instrument_type: directive
        reference: "2002/87/EC"
    recitals: []

  - article_number: 57
    article_title: Sub-Committees
    chunk_file: /eba/chunks/eba_t04_ch01_joint_committee_of_european_supervisory_.md
    path: "Title 4 > Chapter 1 > Article 57"
    applies_to_entities:
      - member_states
      - competent_authorities
    topics:
      - supervisory_framework
      - supervision
    keywords:
      - POS
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 56
      - target: Article 55
        paragraph: "1"
    external_references: []
    recitals: []

  - article_number: 58
    article_title: Composition and operation
    chunk_file: /eba/chunks/eba_t04_ch02_board_of_appeal.md
    path: "Title 4 > Chapter 2 > Article 58"
    applies_to_entities:
      - competent_authorities
      - european_commission
    topics:
      - supervisory_framework
    keywords:
      - POS
      - ITS
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 59
    article_title: Independence and impartiality
    chunk_file: /eba/chunks/eba_t04_ch02_board_of_appeal.md
    path: "Title 4 > Chapter 2 > Article 59"
    applies_to_entities: []
    topics:
      - supervisory_framework
    keywords:
      - POS
      - ITS
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 60
    article_title: Appeals
    chunk_file: /eba/chunks/eba_t05_remedies.md
    path: "Title 5 > Article 60"
    applies_to_entities:
      - competent_authorities
    topics:
      - supervisory_framework
    keywords:
      - ITS
      - notification
    contains:
      obligations: true
      prohibitions: true
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 17
      - target: Article 18
      - target: Article 19
      - target: Article 1
        paragraph: "2"
    external_references: []
    recitals: []

  - article_number: 61
    article_title: Actions before the Court of Justice of the European Union
    chunk_file: /eba/chunks/eba_t05_remedies.md
    path: "Title 5 > Article 61"
    applies_to_entities:
      - member_states
    topics:
      - supervisory_framework
    keywords: []
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 263
      - target: Article 265
    external_references: []
    recitals: []

  - article_number: 62
    article_title: Budget of the Authority
    chunk_file: /eba/chunks/eba_t06_financial_provisions.md
    path: "Title 6 > Article 62"
    applies_to_entities:
      - financial_entities
    topics:
      - supervisory_framework
    keywords:
      - supervision
      - POS
      - financial institutions
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: true
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: true
    internal_references:
      - target: Article 3
        paragraph: "3"
    external_references: []
    recitals: []

  - article_number: 63
    article_title: Establishment of the budget
    chunk_file: /eba/chunks/eba_t06_financial_provisions.md
    path: "Title 6 > Article 63"
    applies_to_entities:
      - european_commission
    topics:
      - supervisory_framework
      - authorisation
    keywords:
      - branch
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 313
      - target: Article 314
    external_references: []
    recitals: []

  - article_number: 64
    article_title: Implementation and control of the budget
    chunk_file: /eba/chunks/eba_t06_financial_provisions.md
    path: "Title 6 > Article 64"
    applies_to_entities:
      - competent_authorities
      - european_commission
    topics:
      - supervisory_framework
    keywords: []
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 128
      - target: Article 129
      - target: Article 146
        paragraph: "3"
    external_references: []
    recitals: []

  - article_number: 65
    article_title: Financial rules
    chunk_file: /eba/chunks/eba_t06_financial_provisions.md
    path: "Title 6 > Article 65"
    applies_to_entities:
      - european_commission
    topics:
      - supervisory_framework
    keywords: []
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 66
    article_title: Anti-fraud measures
    chunk_file: /eba/chunks/eba_t06_financial_provisions.md
    path: "Title 6 > Article 66"
    applies_to_entities: []
    topics:
      - supervisory_framework
      - fraud_prevention
    keywords:
      - fraud
      - POS
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 67
    article_title: Privileges and immunities
    chunk_file: /eba/chunks/eba_t07_general_provisions.md
    path: "Title 7 > Article 67"
    applies_to_entities: []
    topics:
      - supervisory_framework
    keywords:
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 68
    article_title: Staff
    chunk_file: /eba/chunks/eba_t07_general_provisions.md
    path: "Title 7 > Article 68"
    applies_to_entities:
      - member_states
      - european_commission
    topics:
      - supervisory_framework
      - implementing_acts
    keywords:
      - POS
      - RTS
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 110
    external_references: []
    recitals: []

  - article_number: 69
    article_title: Liability of the Authority
    chunk_file: /eba/chunks/eba_t07_general_provisions.md
    path: "Title 7 > Article 69"
    applies_to_entities:
      - member_states
    topics:
      - supervisory_framework
      - liability
    keywords:
      - liability
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 70
    article_title: Obligation of professional secrecy
    chunk_file: /eba/chunks/eba_t07_general_provisions.md
    path: "Title 7 > Article 70"
    applies_to_entities:
      - member_states
      - competent_authorities
      - financial_entities
    topics:
      - supervisory_framework
    keywords:
      - ITS
      - financial institutions
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 339
      - target: Article 16
      - target: Article 1
        paragraph: "2"
    external_references: []
    recitals: []

  - article_number: 71
    article_title: Data protection
    chunk_file: /eba/chunks/eba_t07_general_provisions.md
    path: "Title 7 > Article 71"
    applies_to_entities:
      - member_states
    topics:
      - supervisory_framework
      - data_protection
    keywords:
      - data
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: directive
        reference: "95/46/EC"
    recitals: []

  - article_number: 72
    article_title: Access to documents
    chunk_file: /eba/chunks/eba_t07_general_provisions.md
    path: "Title 7 > Article 72"
    applies_to_entities: []
    topics:
      - supervisory_framework
    keywords:
      - access
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 228
      - target: Article 263
    external_references: []
    recitals: []

  - article_number: 73
    article_title: Language arrangements
    chunk_file: /eba/chunks/eba_t07_general_provisions.md
    path: "Title 7 > Article 73"
    applies_to_entities: []
    topics:
      - supervisory_framework
    keywords: []
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 74
    article_title: Headquarters Agreement
    chunk_file: /eba/chunks/eba_t07_general_provisions.md
    path: "Title 7 > Article 74"
    applies_to_entities:
      - member_states
    topics:
      - supervisory_framework
    keywords:
      - POS
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 75
    article_title: Participation of third countries
    chunk_file: /eba/chunks/eba_t07_general_provisions.md
    path: "Title 7 > Article 75"
    applies_to_entities:
      - financial_entities
    topics:
      - supervisory_framework
    keywords:
      - financial institutions
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 1
        paragraph: "2"
      - target: Article 216
    external_references: []
    recitals: []

  - article_number: 76
    article_title: Preparatory actions
    chunk_file: /eba/chunks/eba_t08_transitional_and_final_provisions.md
    path: "Title 8 > Article 76"
    applies_to_entities:
      - european_commission
    topics:
      - supervisory_framework
      - final_provisions
      - transitional_provisions
      - authorisation
      - liability
    keywords:
      - liability
      - transfer
      - POS
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: true
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: true
    internal_references:
      - target: Article 51
    external_references: []
    recitals: []

  - article_number: 77
    article_title: Transitional staff provisions
    chunk_file: /eba/chunks/eba_t08_transitional_and_final_provisions.md
    path: "Title 8 > Article 77"
    applies_to_entities: []
    topics:
      - supervisory_framework
      - final_provisions
      - transitional_provisions
      - authorisation
    keywords:
      - POS
      - agent
      - ITS
    contains:
      obligations: true
      prohibitions: true
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: true
    internal_references:
      - target: Article 68
    external_references: []
    recitals: []

  - article_number: 78
    article_title: National provisions
    chunk_file: /eba/chunks/eba_t08_transitional_and_final_provisions.md
    path: "Title 8 > Article 78"
    applies_to_entities:
      - member_states
    topics:
      - supervisory_framework
      - final_provisions
      - transitional_provisions
    keywords: []
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 79
    article_title: Amendments
    chunk_file: /eba/chunks/eba_t08_transitional_and_final_provisions.md
    path: "Title 8 > Article 79"
    applies_to_entities: []
    topics:
      - supervisory_framework
      - final_provisions
      - transitional_provisions
    keywords: []
    contains:
      obligations: false
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references: []
    recitals: []

  - article_number: 80
    article_title: Repeal
    chunk_file: /eba/chunks/eba_t08_transitional_and_final_provisions.md
    path: "Title 8 > Article 80"
    applies_to_entities: []
    topics:
      - supervisory_framework
      - final_provisions
      - transitional_provisions
    keywords: []
    contains:
      obligations: false
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references: []
    external_references:
      - instrument_type: decision
        reference: "2009/78"
    recitals: []

  - article_number: 81
    article_title: Review
    chunk_file: /eba/chunks/eba_t08_transitional_and_final_provisions.md
    path: "Title 8 > Article 81"
    applies_to_entities:
      - competent_authorities
      - european_commission
    topics:
      - supervisory_framework
      - final_provisions
      - transitional_provisions
    keywords:
      - supervision
      - SEPA
      - POS
      - system
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: false
    internal_references:
      - target: Article 38
      - target: Article 19
    external_references: []
    recitals: []

  - article_number: 82
    article_title: Entry into force
    chunk_file: /eba/chunks/eba_t08_transitional_and_final_provisions.md
    path: "Title 8 > Article 82"
    applies_to_entities: []
    topics:
      - supervisory_framework
      - final_provisions
      - transitional_provisions
    keywords:
      - ITS
    contains:
      obligations: true
      prohibitions: false
      permissions: false
      definitions: false
      penalties: false
      delegated_powers: false
      implementing_powers: false
      rts_mandate: false
      its_mandate: false
      transitional: true
    internal_references:
      - target: Article 76
      - target: Article 77
        paragraph: "1"
      - target: Article 77
        paragraph: "2"
    external_references: []
    recitals: []