# Instrument Metadata # Output tuned for LLM consumption -- deterministic parse of the # EUR-Lex source, no LLM involved in generation. instrument_id: distance-marketing celex: "32002L0065" eli: "http://data.europa.eu/eli/dir/2002/65/oj" full_title: Distance Marketing Directive 2002/65/EC short_title: DMD instrument_type: directive document_type: directive normative_weight: non_binding jurisdiction: EU effective_period: from: "2002-09-23" to: "2026-06-19" dates: adopted: "2002-09-23" status: repealed legal_status: repealed structure_levels: - title - chapter - article total_articles: 23 total_recitals: 34 total_annexes: 0 definitions_article: 2 chunk_strategy: by_chapter chunks: - /distance-marketing/chunks/recitals.md - /distance-marketing/chunks/distance-marketing_t01.md - /distance-marketing/chunks/footnotes.md key_dates: - date: "1993-04-05" type: citation article: "15" context: "…consumer shall be an unfair term within the meaning of Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer…" - date: "1994-05-30" type: citation article: "3" context: "…not covered by Directive 94/19/EC of the European Parliament and of the Council of 30 May 1994 on deposit guarantee schemes(9) and…" - date: "1994-10-26" type: citation article: "6" context: "…or Article 7 of Directive 94/47/EC of the European Parliament and of the Council of 26 October 1994 on the protection of purchasers in…" - date: "1997-03-03" type: citation article: "3" context: "…schemes(9) and Directive 97/9/EC of the European Parliament and of the Council of 3 March 1997 on investor compensation schemes(10).…" - date: "2002-09-23" type: citation article: "18" context: "…service to which Directive 2002/65/EC of the European Parliament and of the Council of 23 September 2002 concerning the distance marketing of…" - date: "2002-09-23" type: citation article: "19" context: "…98/27/EC: \"11. Directive 2002/65/EC of the European Parliament and of the Council of 23 September 2002 concerning the distance marketing of…" - date: "2002-09-23" type: lifecycle context: "Adopted" - date: "2026-06-19" type: lifecycle context: "Repealed" generated_at: "2026-09-08T12:36:53.675Z" articles: - article_number: 1 article_title: Object and scope chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 1" applies_to_entities: - member_states - consumers topics: - consumer_protection keywords: - consumer - SEPA - financial service contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 3 - target: Article 4 external_references: [] recitals: [] - article_number: 2 article_title: Definitions chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 2" applies_to_entities: - consumers topics: - consumer_protection keywords: - consumer - POS - access - scheme - distance contract - financial service - supplier - durable medium - operator or supplier of a means of distance communication contains: obligations: false prohibitions: false permissions: true definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 3 article_title: Information to the consumer prior to the conclusion of the distance contract chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 3" applies_to_entities: - member_states - competent_authorities - consumers topics: - consumer_protection - authorisation - information_requirements - deposit_guarantee keywords: - authorisation - consumer - transaction - POS - access - consent - scheme - ITS - notification - distance contract - financial service - supplier contains: obligations: true prohibitions: false permissions: true definitions: true penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 6 - target: Article 7 paragraph: "1" - target: Article 5 external_references: [] recitals: [] - article_number: 4 article_title: Additional information requirements chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 4" applies_to_entities: - member_states - european_commission - consumers topics: - consumer_protection - information_requirements keywords: - consumer - financial service - supplier contains: obligations: true prohibitions: false permissions: true definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 3 paragraph: "1" - target: Article 20 paragraph: "2" external_references: [] recitals: [] - article_number: 5 article_title: Communication of the contractual terms and conditions and of the prior information chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 5" applies_to_entities: - consumers topics: - consumer_protection - information_requirements keywords: - consumer - access - distance contract - financial service - supplier - durable medium contains: obligations: true prohibitions: false permissions: true definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 3 paragraph: "1" - target: Article 4 external_references: [] recitals: - 34 - article_number: 6 article_title: Right of withdrawal chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 6" applies_to_entities: - member_states - european_commission - consumers topics: - consumer_protection - winding_up - investment_funds keywords: - penalty - consumer - transfer - POS - access - third party - ITS - notification - distance contract - financial service - supplier - durable medium contains: obligations: true prohibitions: true permissions: true definitions: true penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 5 paragraph: "1" - target: Article 3 paragraph: "1" - target: Article 6 paragraph: "1" external_references: [] recitals: [] - article_number: 7 article_title: Payment of the service provided before withdrawal chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 7" applies_to_entities: - member_states - consumers topics: - consumer_protection - insurance keywords: - penalty - consumer - notification - distance contract - supplier contains: obligations: true prohibitions: true permissions: true definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 6 paragraph: "1" - target: Article 3 paragraph: "1" external_references: [] recitals: [] - article_number: 8 article_title: Payment by card chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 8" applies_to_entities: - member_states - consumers topics: - consumer_protection keywords: - fraud - consumer - card - distance contract contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 9 article_title: Unsolicited services chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 9" applies_to_entities: - member_states - consumers topics: - consumer_protection keywords: - consumer - consent - distance contract - financial service contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 10 article_title: Unsolicited communications chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 10" applies_to_entities: - member_states - consumers topics: - consumer_protection - authorisation keywords: - consumer - consent - system - supplier contains: obligations: true prohibitions: true permissions: true definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 11 article_title: Sanctions chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 11" applies_to_entities: - member_states - consumers topics: - consumer_protection keywords: - sanction - penalty - consumer - POS - supplier contains: obligations: true prohibitions: false permissions: true definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 12 article_title: "Imperative nature of this Directive's provisions" chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 12" applies_to_entities: - member_states - consumers topics: - consumer_protection keywords: - consumer contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 13 article_title: Judicial and administrative redress chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 13" applies_to_entities: - member_states - competent_authorities - consumers topics: - consumer_protection keywords: - consumer - POS - RTS - supplier contains: obligations: true prohibitions: false permissions: true definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 14 article_title: Out-of-court redress chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 14" applies_to_entities: - member_states - consumers topics: - consumer_protection keywords: - consumer - cross-border - settlement - financial service contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 15 article_title: Burden of proof chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 15" applies_to_entities: - member_states - consumers topics: - consumer_protection keywords: - consumer - consent - ITS - supplier contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 7 paragraph: "3" external_references: [] recitals: [] - article_number: 16 article_title: Transitional measures chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 16" applies_to_entities: - member_states topics: - consumer_protection keywords: - POS - supplier contains: obligations: false prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: true internal_references: [] external_references: [] recitals: [] - article_number: 17 article_title: Directive 90/619/EC chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 17" applies_to_entities: - member_states topics: - consumer_protection keywords: [] contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 18 article_title: Directive 97/7/EC chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 18" applies_to_entities: - consumers topics: - consumer_protection keywords: - consumer - financial service contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 3 paragraph: "1" external_references: - instrument_type: directive reference: "2002/65/EC" recitals: [] - article_number: 19 article_title: Directive 98/27/EC chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 19" applies_to_entities: - consumers topics: - consumer_protection keywords: - consumer - financial service contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: directive reference: "2002/65/EC" recitals: [] - article_number: 20 article_title: Review chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 20" applies_to_entities: - european_commission - consumers topics: - consumer_protection keywords: - consumer - POS - financial service - supplier contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 3 external_references: [] recitals: [] - article_number: 21 article_title: Transposition chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 21" applies_to_entities: - member_states - european_commission topics: - consumer_protection keywords: - POS contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 22 article_title: Entry into force chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 22" applies_to_entities: [] topics: - consumer_protection keywords: - ITS contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: true internal_references: [] external_references: [] recitals: [] - article_number: 23 article_title: Addressees chunk_file: /distance-marketing/chunks/distance-marketing_t01.md path: "Title 1 > Article 23" applies_to_entities: - member_states topics: - consumer_protection keywords: [] contains: obligations: false prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: []