# Instrument Metadata # Output tuned for LLM consumption -- deterministic parse of the # EUR-Lex source, no LLM involved in generation. instrument_id: crd-iv celex: "32013L0036" eli: "http://data.europa.eu/eli/dir/2013/36/oj" full_title: Capital Requirements Directive IV (2013/36/EU) short_title: CRD IV instrument_type: directive document_type: directive normative_weight: binding jurisdiction: EU effective_period: from: "2013-07-17" to: null dates: adopted: "2013-06-26" entered_into_force: "2013-07-17" status: in_force legal_status: in_force structure_levels: - title - chapter - article total_articles: 190 total_recitals: 0 total_annexes: 2 definitions_article: 3 chunk_strategy: by_chapter chunks: - /crd-iv/chunks/crd-iv_t01_subject_matter_scope_and_definitions.md - /crd-iv/chunks/crd-iv_t02_competent_authorities.md - /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md - /crd-iv/chunks/crd-iv_t03_ch02_qualifying_holding_in_a_credit_instituti.md - /crd-iv/chunks/crd-iv_t03_ch03_acquisition_or_divestiture_of_a_material.md - /crd-iv/chunks/crd-iv_t03_ch04_material_transfers_of_assets_and_liabili.md - /crd-iv/chunks/crd-iv_t03_ch05_mergers_and_divisions.md - /crd-iv/chunks/crd-iv_t05_ch01_general_principles.md - /crd-iv/chunks/crd-iv_t05_ch02_the_right_of_establishment_of_credit_ins.md - /crd-iv/chunks/crd-iv_t05_ch03_exercise_of_the_freedom_to_provide_servi.md - /crd-iv/chunks/crd-iv_t05_ch04_powers_of_the_competent_authorities_of_t.md - /crd-iv/chunks/crd-iv_t06_relations_with_third_countries.md - /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md - /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md - /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md - /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md - /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md - /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md - /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md - /crd-iv/chunks/crd-iv_t08_disclosure_by_competent_authorities.md - /crd-iv/chunks/crd-iv_t09_delegated_and_implementing_acts.md - /crd-iv/chunks/crd-iv_t10_amendments_of_directive_2002_87_ec.md - /crd-iv/chunks/crd-iv_t11_ch01_transitional_provisions_on_the_supervisi.md - /crd-iv/chunks/crd-iv_t11_ch01_transitional_provisions_on_financial_hol.md - /crd-iv/chunks/crd-iv_t11_ch02_transitional_provisions_for_capital_buff.md - /crd-iv/chunks/crd-iv_t11_ch03_final_provisions.md - /crd-iv/chunks/annexes.md key_dates: - date: "1978-07-25" type: citation article: "63" context: "…in an institution the tasks described in Article 51 of Council Directive 78/660/EEC of 25 July 1978 on the annual accounts of certain…" - date: "1983-06-13" type: citation article: "63" context: "…of certain types of companies (24), Article 37 of Council Directive 83/349/EEC of 13 June 1983 on consolidated accounts (25) Article…" - date: "1993-01-01" type: deadline article: "36" context: "…in accordance with the provisions in force in their host Member States, before 1 January 1993, shall be presumed to have been…" - date: "1993-01-01" type: deadline article: "39" context: "…shall not affect rights acquired by credit institutions providing services before 1 January 1993. 4. EBA shall develop draft…" - date: "2004-12-15" type: citation article: "14" context: "…9 and 10 of Directive 2004/109/EC of the European Parliament and of the Council of 15 December 2004 on the harmonisation of transparency…" - date: "2006-05-17" type: citation article: "63" context: "…accordance with Directive 2006/43/EC of the European Parliament and of the Council of 17 May 2006 on statutory audits of annual…" - date: "2009-04-30" type: citation article: "75" context: "…on sound remuneration policies set out in Commission Recommendation 2009/384/EC of 30 April 2009 on remuneration policies in the…" - date: "2013-06-26" type: lifecycle context: "Adopted" - date: "2013-07-17" type: lifecycle context: "Entered into force" - date: "2013-12-31" type: deadline article: "162" context: "1. By 31 December 2013 Member States shall adopt and publish…" - date: "2014-01-01" type: application article: "162" context: "…to comply with this Directive. Member States shall apply those provisions from 1 January 2014. Member States shall communicate to…" - date: "2014-01-01" type: application article: "163" context: "Directives 2006/48/EC and 2006/49/EC are repealed with effect from 1 January 2014. References to the repealed…" - date: "2014-01-01" type: deadline article: "140" context: "…in paragraph 5. EBA shall submit those draft regulatory standards to the Commission by 1 January 2014. Power is delegated to the Commission…" - date: "2014-01-01" type: deadline article: "143" context: "…1. EBA shall submit those draft implementing technical standards to the Commission by 1 January 2014. Power is conferred on the Commission…" - date: "2014-01-01" type: deadline article: "35" context: "…the draft technical standards referred to in paragraphs 5 and 6 to the Commission by 1 January 2014." - date: "2014-01-01" type: deadline article: "36" context: "…the draft technical standards referred to in paragraphs 5 and 6 to the Commission by 1 January 2014." - date: "2014-01-01" type: deadline article: "39" context: "…the draft technical standards referred to in paragraphs 4 and 5 to the Commission by 1 January 2014." - date: "2014-01-01" type: deadline article: "50" context: "…the draft technical standards referred to in paragraphs 6 and 7 to the Commission by 1 January 2014." - date: "2014-01-01" type: deadline article: "77" context: "…EBA shall submit those draft regulatory technical standards to the Commission by 1 January 2014. Power is delegated to the Commission…" - date: "2014-01-01" type: deadline article: "78" context: "…EBA shall submit those draft implementing technical standards to the Commission by 1 January 2014. Power is conferred on the Commission…" - date: "2014-01-01" type: review article: "78" context: "…3. EBA shall submit those draft regulatory technical standards to the Commission by 1 January 2014. Power is delegated to the Commission…" - date: "2014-03-31" type: deadline article: "94" context: "…Member States may set a lower maximum percentage. EBA shall prepare and publish, by 31 March 2014, guidelines on the applicable…" - date: "2014-06-30" type: deadline article: "131" context: "…EBA shall submit those draft regulatory technical standards to the Commission by 30 June 2014. Power is delegated to the Commission…" - date: "2014-07-01" type: deadline article: "113" context: "…EBA shall submit those draft implementing technical standards to the Commission by 1 July 2014. Power is conferred on the Commission…" - date: "2014-07-01" type: deadline article: "89" context: "…referred to in paragraph 1(a), (b) and (c) for the first time on 1 July 2014. 3. By 1 July 2014, all global systemically important…" - date: "2014-07-01" type: review article: "161" context: "…proposal to the European Parliament and to the Council if appropriate. 9. By 1 July 2014, EBA shall report to the Commission…" - date: "2014-12-31" type: deadline article: "116" context: "…EBA shall submit those draft regulatory technical standards to the Commission by 31 December 2014. Power is delegated to the Commission…" - date: "2014-12-31" type: deadline article: "51" context: "…the draft technical standards referred to in paragraphs 4 and 5 to the Commission by 31 December 2014." - date: "2014-12-31" type: review article: "161" context: "…to apply to any staff covered by point (b)(ii) of the first subparagraph. 4. By 31 December 2014, the Commission shall review and…" - date: "2014-12-31" type: review article: "89" context: "…The Commission shall submit its report to the European Parliament and to the Council by 31 December 2014. In the event that the Commission…" - date: "2015-01-01" type: deadline article: "131" context: "…issue guidelines, in accordance with Article 16 of Regulation (EU) No 1093/2010, by 1 January 2015 on the criteria to determine the…" - date: "2015-04-01" type: review article: "78" context: "…accordance with Article 15 of Regulation (EU) No 1093/2010. 9. The Commission shall, by 1 April 2015 and after consulting EBA, submit a…" - date: "2015-07-18" type: review article: "68" context: "…the period necessary, in accordance with the applicable data protection rules. 4. By 18 July 2015 EBA shall submit a report to the…" - date: "2015-12-31" type: deadline article: "22" context: "…24. EBA shall submit those draft implementing technical standards to the Commission by 31 December 2015. Power is conferred on the Commission…" - date: "2015-12-31" type: deadline article: "8" context: "…the draft technical standards referred to in paragraphs 2 and 3 to the Commission by 31 December 2015. 5. EBA shall issue guidelines, in…" - date: "2015-12-31" type: review article: "161" context: "…and to the Council together with a legislative proposal if appropriate. 6. By 31 December 2015, the Commission shall consult the…" - date: "2016-01-01" type: application article: "162" context: "…2. By way of derogation from paragraph 1, Title VII, Chapter 4 shall apply from 1 January 2016. 3. The laws, regulations and…" - date: "2016-06-30" type: review article: "161" context: "…between institutions on the basis of their legal structure or ownership model. 2. By 30 June 2016, the Commission shall, in close…" - date: "2016-12-31" type: deadline article: "160" context: "…1 January 2016 and 31 December 2018. 2. For the period from 1 January 2016 until 31 December 2016: (a) the capital conservation buffer…" - date: "2016-12-31" type: review article: "161" context: "…and to the Council together with a legislative proposal if appropriate. 5. By 31 December 2016, the Commission shall review and…" - date: "2017-12-31" type: deadline article: "160" context: "…92(3) of Regulation (EU) No 575/2013. 3. For the period from 1 January 2017 until 31 December 2017: (a) the capital conservation buffer…" - date: "2018-12-31" type: deadline article: "160" context: "…92(3) of Regulation (EU) No 575/2013. 4. For the period from 1 January 2018 until 31 December 2018: (a) the capital conservation buffer…" - date: "2019-12-28" type: deadline article: "94" context: "…EBA shall submit those draft regulatory technical standards to the Commission by 28 December 2019. Power is delegated to the Commission…" - date: "2020-01-01" type: deadline article: "117" context: "…with the second subparagraph of Article 19(1) of Regulation (EU) No 1093/2010. 6. By 1 January 2020, EBA shall issue guidelines, in…" - date: "2020-06-28" type: deadline article: "84" context: "…EBA shall submit those draft regulatory technical standards to the Commission by 28 June 2020. Power is delegated to the Commission…" - date: "2020-06-28" type: review article: "98" context: "…5. EBA shall submit those draft regulatory technical standards to the Commission by 28 June 2020. Power is delegated to the Commission…" - date: "2020-06-30" type: deadline article: "133" context: "…issue guidelines, in accordance with Article 16 of Regulation (EU) No 1093/2010, by 30 June 2020 on the appropriate subsets of…" - date: "2020-12-26" type: deadline article: "8a" context: "…EBA shall submit those draft regulatory technical standards to the Commission by 26 December 2020. 7. EBA shall develop draft…" - date: "2020-12-27" type: deadline article: "8a" context: "…shall apply for authorisation in accordance with Article 8 of this Directive by 27 December 2020. 3a. By way of derogation from…" - date: "2020-12-31" type: review article: "131" context: "…specificities. After having consulted the ESRB, EBA shall report to the Commission by 31 December 2020 on the appropriate methodology for…" - date: "2021-01-01" type: review article: "89" context: "…this Article, this Article shall cease to apply and shall be deleted accordingly. 6. By 1 January 2021, the Commission, after consulting…" - date: "2021-06-26" type: deadline article: "94" context: "…of the European Parliament and of the Council (33) shall continue to apply until 26 June 2021. 3. By way of derogation from…" - date: "2021-06-28" type: deadline article: "159a" context: "…existing on 27 June 2019 shall apply for approval in accordance with Article 21a by 28 June 2021. If a financial holding company or…" - date: "2021-06-28" type: review article: "21b" context: "…by this Article should be revised to reflect best international practices. 10. By 28 June 2021, EBA shall submit a report to the…" - date: "2021-06-28" type: review article: "98" context: "…report on its findings to the Commission, the European Parliament and to the Council by 28 June 2021. On the basis of the outcome of its…" - date: "2021-06-30" type: review article: "89" context: "…and whether further relevant information requirements may be added to paragraph 1. By 30 June 2021, the Commission shall, on the basis…" - date: "2023-06-28" type: review article: "94" context: "…of the nature of the responsibilities and job profile of those staff members. 6. By 28 June 2023, the Commission, in close cooperation…" - date: "2023-12-30" type: review article: "21b" context: "…undertaking or, if paragraph 2 applies, two intermediate EU parent undertakings by 30 December 2023. 9. By 30 December 2026 the…" - date: "2023-12-31" type: review article: "161" context: "…use of such refinancing operations and funding support measures if appropriate. 10. By 31 December 2023, the Commission shall review and…" - date: "2025-04-10" type: deadline article: "104a" context: "…exposure amount calculated in accordance with Article 92(4) of that Regulation. 7. By 10 April 2025, EBA shall issue guidelines, in…" - date: "2025-07-10" type: deadline article: "106" context: "…website for centralised disclosures, or the financial statements of institutions. By 10 July 2025, EBA shall, taking into consideration…" - date: "2026-01-10" type: deadline article: "21b" context: "…6. EBA shall submit those draft implementing technical standards to the Commission by 10 January 2026. Power is conferred on the Commission…" - date: "2026-01-10" type: deadline article: "23" context: "…(12). EBA shall submit those draft regulatory technical standards to the Commission by 10 January 2026. Power is delegated to the Commission…" - date: "2026-01-10" type: deadline article: "48l" context: "…2. EBA shall submit those draft implementing technical standards to the Commission by 10 January 2026. Power is conferred on the Commission…" - date: "2026-01-10" type: deadline article: "65" context: "…Commission the measures of national law which they adopt pursuant to this paragraph by 10 January 2026 and, without delay, any subsequent…" - date: "2026-01-10" type: deadline article: "87a" context: "…or public bodies in charge of climate change and environmental supervision. 5. By 10 January 2026, EBA shall issue guidelines, in…" - date: "2026-01-10" type: deadline article: "8a" context: "…EBA shall submit those draft regulatory technical standards to the Commission by 10 January 2026. Power is delegated to the Commission…" - date: "2026-01-10" type: review article: "100" context: "…the stress testing of ESG risks. The Joint Committee shall publish those guidelines by 10 January 2026. EBA, EIOPA and ESMA shall, through…" - date: "2026-06-25" type: deadline article: "100" context: "…shall issue the guidelines referred to in the first subparagraph of this paragraph by 25 June 2026." - date: "2026-07-10" type: deadline article: "27b" context: "…EBA shall submit those draft regulatory technical standards to the Commission by 10 July 2026. Power is delegated to the Commission…" - date: "2026-07-10" type: deadline article: "27c" context: "…EBA shall submit those draft implementing technical standards to the Commission by 10 July 2026. Power is conferred on the Commission…" - date: "2026-07-10" type: deadline article: "4a" context: "…or appointed. 9. To ensure a proportionate application of this Article, EBA shall, by 10 July 2026 issue guidelines, in accordance with…" - date: "2026-07-10" type: deadline article: "91" context: "…technical standards referred to in the first subparagraph to the Commission by 10 July 2026. Power is delegated to the Commission…" - date: "2026-07-10" type: deadline article: "91a" context: "…Countering the Financing of Terrorism shall decide whether to grant such access. 8. By 10 July 2026, EBA shall issue guidelines, in…" - date: "2026-07-11" type: deadline article: "21c" context: "…1 shall be without prejudice to existing contracts that were entered into before 11 July 2026." - date: "2026-12-30" type: review article: "21b" context: "…paragraph 2 applies, two intermediate EU parent undertakings by 30 December 2023. 9. By 30 December 2026 the Commission shall, after…" - date: "2027-01-10" type: deadline article: "27k" context: "…EBA shall submit those draft implementing technical standards to the Commission by 10 January 2027. Power is conferred on the Commission…" - date: "2028-12-31" type: review article: "8a" context: "…paragraph in accordance with Articles 10 to 14 of Regulation (EU) No 1093/2010. 8. By 31 December 2028, EBA shall submit a report to the…" - date: "2029-07-18" type: review article: "70" context: "…person that may be held responsible for the same conduct in both proceedings. 5. By 18 July 2029, EBA shall submit a report to the…" - date: "2029-12-31" type: review article: "91" context: "…Authority for Anti-Money Laundering and Countering the Financing of Terrorism. 12. By 31 December 2029, EBA, in close cooperation with the…" generated_at: "2026-09-14T05:41:59.321Z" articles: - article_number: 1 article_title: Subject matter chunk_file: /crd-iv/chunks/crd-iv_t01_subject_matter_scope_and_definitions.md path: "Title I > Article 1" applies_to_entities: - credit_institutions - competent_authorities topics: - prudential - banking - scope - general_provisions - definitions keywords: - supervision - access - credit institution - institution contains: obligations: false prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 2 article_title: Scope chunk_file: /crd-iv/chunks/crd-iv_t01_subject_matter_scope_and_definitions.md path: "Title I > Article 2" applies_to_entities: - credit_institutions - financial_entities topics: - prudential - banking - scope - general_provisions - definitions keywords: - transaction - POS - RTS - ITS - institution - financial institution - central banks contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 34 external_references: [] recitals: [] - article_number: 3 article_title: Definitions chunk_file: /crd-iv/chunks/crd-iv_t01_subject_matter_scope_and_definitions.md path: "Title I > Article 3" applies_to_entities: - credit_institutions - member_states - competent_authorities - financial_entities topics: - prudential - banking - scope - general_provisions - definitions - authorisation - own_funds - capital_buffers - credit_risk - market_risk - counterparty_credit_risk - securitisation - insurance - reinsurance - trading_venues - crypto_assets - derivatives_clearing - governance - remuneration - internal_control - consolidation keywords: - API - authorisation - penalty - POS - branch - system - ITS - reporting - credit institution - investment firm - institution - insurance undertaking - reinsurance undertaking - management body - management body in its supervisory function - management body in its management function - senior management - key function holders - internal control functions - heads of internal control functions contains: obligations: true prohibitions: false permissions: false definitions: true penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 21a - target: Article 21a paragraph: "4" - target: Article 21a paragraph: "6" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "2014/59" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "2023/1114" recitals: [] - article_number: 4 article_title: Designation and powers of the competent authorities chunk_file: /crd-iv/chunks/crd-iv_t02_competent_authorities.md path: "Title II > Article 4" applies_to_entities: - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - competent_authorities - internal_control keywords: - supervision - penalty - transaction - SEPA - POS - system - EBA - institution - control - home member state - periodic penalty payment contains: obligations: true prohibitions: false permissions: false definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "2014/59" recitals: [] - article_number: 4a article_title: Supervisory independence of competent authorities chunk_file: /crd-iv/chunks/crd-iv_t02_competent_authorities.md path: "Title II > Article 4a" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_central_bank topics: - prudential - banking - competent_authorities - investment_funds - conflicts_of_interest keywords: - supervision - POS - access - system - ITS - EBA - guidelines - institution - parent undertaking - control - competent authority - central banks - financial instrument contains: obligations: true prohibitions: false permissions: true definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "1024/2013" - instrument_type: regulation reference: "806/2014" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 5 article_title: Coordination within Member States chunk_file: /crd-iv/chunks/crd-iv_t02_competent_authorities.md path: "Title II > Article 5" applies_to_entities: - credit_institutions - member_states - competent_authorities - financial_entities topics: - prudential - banking keywords: - supervision - credit institution - institution - financial institution - competent authority contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 6 article_title: Cooperation within the European System of Financial Supervision chunk_file: /crd-iv/chunks/crd-iv_t02_competent_authorities.md path: "Title II > Article 6" applies_to_entities: - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - competent_authorities keywords: - supervision - POS - system - EBA - guidelines contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 7 article_title: Union dimension of supervision chunk_file: /crd-iv/chunks/crd-iv_t02_competent_authorities.md path: "Title II > Article 7" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking keywords: - supervision - system contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 8 article_title: Authorisation chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 8" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - data_access - payment_systems - authorisation - information_requirements keywords: - authorisation - EBA - guidelines - credit institution - institution - qualifying holding - competent authority contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: true transitional: false internal_references: - target: Article 10 - target: Article 11 - target: Article 12 - target: Article 13 - target: Article 14 external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 8a article_title: Specific requirements for authorisation of credit institutions referred to in point (1)(b) of Article 4(1) of Regulation (EU) No 575/2013 chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 8a" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - data_access - payment_systems - authorisation - competent_authorities - information_requirements - credit_risk - counterparty_credit_risk keywords: - authorisation - POS - branch - system - ITS - EBA - notification - credit institution - investment firm - institution - systemic risk - competent authority - group contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: false transitional: false internal_references: - target: Article 4 paragraph: "1" - target: Article 8 - target: Article 10 external_references: - instrument_type: directive reference: "2014/65/EU" - instrument_type: directive reference: "2014/65" - instrument_type: directive reference: "2014/65/EU" - instrument_type: directive reference: "2014/65/EU" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 9 article_title: Prohibition against persons or undertakings other than credit institutions from carrying out the business of taking deposits or other repayable funds from the public chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 9" applies_to_entities: - credit_institutions - member_states - european_banking_authority - european_commission topics: - prudential - banking - data_access - payment_systems keywords: - POS - ITS - EBA - credit institution - institution - control contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 10 article_title: "Programme of operations, structural organisation and governance arrangements" chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 10" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - data_access - payment_systems - authorisation - competent_authorities keywords: - authorisation - credit institution - institution - parent undertaking - group contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 74 paragraph: "1" external_references: [] recitals: [] - article_number: 11 article_title: Economic needs chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 11" applies_to_entities: - member_states topics: - prudential - banking - data_access - payment_systems - authorisation keywords: - authorisation contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 12 article_title: Initial capital chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 12" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - data_access - payment_systems - authorisation - competent_authorities - own_funds keywords: - API - authorisation - SEPA - ITS - EBA - credit institution - institution - own funds contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 13 paragraph: "1" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 13 article_title: Effective direction of the business and place of the head office chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 13" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - data_access - payment_systems - authorisation - competent_authorities - governance keywords: - authorisation - ITS - credit institution - institution - management body contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 91 paragraph: "1" external_references: [] recitals: [] - article_number: 14 article_title: Shareholders and members chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 14" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - data_access - payment_systems - authorisation - competent_authorities - trading_venues keywords: - authorisation - POS - ITS - credit institution - institution - qualifying holding - close links - financial instrument - regulated market contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 23 paragraph: "1" - target: Article 23 paragraph: "2" - target: Article 23 paragraph: "3" - target: Article 24 external_references: [] recitals: [] - article_number: 15 article_title: Refusal of authorisation chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 15" applies_to_entities: - credit_institutions - competent_authorities topics: - prudential - banking - data_access - payment_systems - authorisation keywords: - authorisation - credit institution - institution - competent authority contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 16 article_title: Prior consultation of the competent authorities of other Member States chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 16" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - data_access - payment_systems - authorisation - competent_authorities - insurance - governance keywords: - authorisation - supervision - credit institution - investment firm - institution - insurance undertaking - management body - parent undertaking - subsidiary - control - competent authority - group contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 17 article_title: Branches of credit institutions authorised in another Member State chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 17" applies_to_entities: - credit_institutions - member_states topics: - prudential - banking - data_access - payment_systems - authorisation keywords: - API - authorisation - supervision - branch - credit institution - institution - host member state contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 35 - target: Article 36 paragraph: "1" - target: Article 36 paragraph: "2" - target: Article 36 paragraph: "3" - target: Article 37 - target: Article 40 - target: Article 41 - target: Article 42 - target: Article 43 - target: Article 44 - target: Article 45 - target: Article 46 - target: Article 49 - target: Article 74 - target: Article 75 external_references: [] recitals: [] - article_number: 18 article_title: Withdrawal of authorisation chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 18" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - data_access - payment_systems - authorisation keywords: - authorisation - POS - security - ITS - credit institution - institution - resolution authority contains: obligations: false prohibitions: false permissions: true definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 4 paragraph: "1" - target: Article 104 paragraph: "1" - target: Article 105 - target: Article 67 paragraph: "1" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "2014/59" - instrument_type: regulation reference: "806/2014" - instrument_type: directive reference: "2014/59" - instrument_type: regulation reference: "806/2014" - instrument_type: directive reference: "2014/59" - instrument_type: regulation reference: "806/2014" recitals: [] - article_number: 19 article_title: Name of credit institutions chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 19" applies_to_entities: - credit_institutions - member_states topics: - prudential - banking - data_access - payment_systems keywords: - POS - credit institution - institution - host member state contains: obligations: false prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 20 article_title: Notification of authorisation and withdrawal of authorisation chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 20" applies_to_entities: - credit_institutions - competent_authorities - european_banking_authority topics: - prudential - banking - data_access - payment_systems - authorisation - competent_authorities keywords: - API - authorisation - ITS - EBA - notification - credit institution - institution - consolidating supervisor - group contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 8 - target: Article 14 paragraph: "3" - target: Article 74 paragraph: "1" - target: Article 109 paragraph: "2" - target: Article 4 paragraph: "1" - target: Article 12 paragraph: "1" external_references: [] recitals: [] - article_number: 21 article_title: Waiver for credit institutions permanently affiliated to a central body chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 21" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - data_access - payment_systems keywords: - ITS - credit institution - institution contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 10 - target: Article 12 - target: Article 13 paragraph: "1" - target: Article 17 - target: Article 33 - target: Article 34 - target: Article 35 - target: Article 36 paragraph: "1" - target: Article 39 - target: Article 40 - target: Article 41 - target: Article 42 - target: Article 43 - target: Article 44 - target: Article 45 - target: Article 46 external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 21a article_title: Approval of financial holding companies and mixed financial holding companies chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 21a" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - financial_entities topics: - prudential - banking - data_access - payment_systems - authorisation - supervision - competent_authorities - governance - consolidation keywords: - authorisation - supervision - transfer - POS - ITS - EBA - credit institution - institution - management body - parent undertaking - subsidiary - financial holding company - mixed financial holding company - financial institution - parent financial holding company in a member state - eu parent financial holding company - parent mixed financial holding company in a member state - eu parent mixed financial holding company - participation - control contains: obligations: true prohibitions: true permissions: true definitions: true penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 8 - target: Article 91 paragraph: "1" - target: Article 14 - target: Article 22 paragraph: "2" - target: Article 27a paragraph: "6" - target: Article 121 - target: Article 65 - target: Article 66 - target: Article 67 - target: Article 68 - target: Article 69 - target: Article 70 - target: Article 71 - target: Article 72 external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "2014/59" - instrument_type: regulation reference: "1093/2010" - instrument_type: directive reference: "2002/87/EC" - instrument_type: regulation reference: "1094/2010" - instrument_type: directive reference: "2002/87" recitals: [] - article_number: 21b article_title: Intermediate EU parent undertaking chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 21b" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - data_access - payment_systems - authorisation - competent_authorities - recovery_resolution - financial_statements keywords: - SEPA - POS - ATM - branch - ITS - EBA - reporting - credit institution - investment firm - institution - parent undertaking - financial holding company - mixed financial holding company - resolution authority - group - third-country group contains: obligations: true prohibitions: true permissions: true definitions: true penalties: false delegated_powers: true implementing_powers: false rts_mandate: false its_mandate: true transitional: false internal_references: - target: Article 8 - target: Article 21a external_references: - instrument_type: directive reference: "2014/65/EU" - instrument_type: directive reference: "2014/59" - instrument_type: regulation reference: "600/2014" - instrument_type: directive reference: "2014/65" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 21c article_title: Requirement to establish a branch for the provision of banking services by third-country undertakings chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 21c" applies_to_entities: [] topics: - prudential - banking - data_access - payment_systems keywords: - branch contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 22 article_title: Notification and assessment of proposed acquisitions chunk_file: /crd-iv/chunks/crd-iv_t03_ch02_qualifying_holding_in_a_credit_instituti.md path: "Title III > Chapter 2 > Article 22" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - competent_authorities keywords: - API - supervision - POS - access - ITS - EBA - notification - credit institution - institution - subsidiary - qualifying holding - competent authority contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: false its_mandate: true transitional: false internal_references: - target: Article 23 paragraph: "4" - target: Article 23 paragraph: "1" - target: Article 24 external_references: - instrument_type: directive reference: "2009/65/EC" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 23 article_title: Assessment criteria chunk_file: /crd-iv/chunks/crd-iv_t03_ch02_qualifying_holding_in_a_credit_instituti.md path: "Title III > Chapter 2 > Article 23" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - competent_authorities - information_requirements - aml - governance keywords: - supervision - POS - ITS - EBA - notification - credit institution - institution - management body - qualifying holding - competent authority - group contains: obligations: true prohibitions: true permissions: true definitions: true penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: false transitional: false internal_references: - target: Article 22 paragraph: "1" - target: Article 22 paragraph: "3" - target: Article 91 paragraph: "1" - target: Article 22 paragraph: "2" - target: Article 22 paragraph: "4" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "2002/87/EC" - instrument_type: directive reference: "2009/110/EC" - instrument_type: directive reference: "2015/849" - instrument_type: directive reference: "2015/849" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 24 article_title: Cooperation between competent authorities chunk_file: /crd-iv/chunks/crd-iv_t03_ch02_qualifying_holding_in_a_credit_instituti.md path: "Title III > Chapter 2 > Article 24" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - authorisation - competent_authorities - insurance - reinsurance - investment_funds keywords: - POS - ITS - credit institution - investment firm - institution - insurance undertaking - reinsurance undertaking - parent undertaking - control - competent authority contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: directive reference: "2009/65/EC" - instrument_type: directive reference: "2009/65/EC" - instrument_type: directive reference: "2009/65/EC" recitals: [] - article_number: 25 article_title: Notification in the case of a divestiture chunk_file: /crd-iv/chunks/crd-iv_t03_ch02_qualifying_holding_in_a_credit_instituti.md path: "Title III > Chapter 2 > Article 25" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking keywords: - API - POS - ITS - notification - credit institution - institution - subsidiary - qualifying holding contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 26 article_title: Information obligations and penalties chunk_file: /crd-iv/chunks/crd-iv_t03_ch02_qualifying_holding_in_a_credit_instituti.md path: "Title III > Chapter 2 > Article 26" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - competent_authorities - information_requirements - trading_venues - governance keywords: - API - penalty - POS - credit institution - institution - management body - qualifying holding - regulated market contains: obligations: true prohibitions: false permissions: true definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 22 paragraph: "1" - target: Article 25 - target: Article 65 - target: Article 66 - target: Article 67 - target: Article 68 - target: Article 69 - target: Article 70 - target: Article 71 - target: Article 72 external_references: [] recitals: [] - article_number: 27 article_title: Criteria for qualifying holdings chunk_file: /crd-iv/chunks/crd-iv_t03_ch02_qualifying_holding_in_a_credit_instituti.md path: "Title III > Chapter 2 > Article 27" applies_to_entities: - member_states topics: - prudential - banking keywords: - POS - institution - qualifying holding - financial instrument contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 22 - target: Article 25 - target: Article 26 external_references: [] recitals: [] - article_number: 27a article_title: Notification and assessment of the acquisition chunk_file: /crd-iv/chunks/crd-iv_t03_ch03_acquisition_or_divestiture_of_a_material.md path: "Title III > Chapter 3 > Article 27a" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - competent_authorities keywords: - API - POS - scheme - ITS - notification - credit institution - institution - financial holding company - mixed financial holding company - qualifying holding - competent authority - consolidating supervisor - consolidated situation - eligible capital - group contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 21a paragraph: "1" - target: Article 27b paragraph: "5" - target: Article 27b paragraph: "1" - target: Article 22 paragraph: "1" - target: Article 22 paragraph: "2" - target: Article 21a external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "2015/849" recitals: [] - article_number: 27b article_title: Assessment criteria chunk_file: /crd-iv/chunks/crd-iv_t03_ch03_acquisition_or_divestiture_of_a_material.md path: "Title III > Chapter 3 > Article 27b" applies_to_entities: - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - competent_authorities - information_requirements - aml keywords: - POS - ITS - EBA - notification - competent authority contains: obligations: true prohibitions: true permissions: true definitions: true penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: false transitional: false internal_references: - target: Article 27a paragraph: "1" - target: Article 27a paragraph: "9" - target: Article 27a paragraph: "5" - target: Article 27f paragraph: "1" - target: Article 27i paragraph: "1" - target: Article 27j - target: Article 27a - target: Article 27i external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "2015/849" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 27c article_title: Cooperation between competent authorities chunk_file: /crd-iv/chunks/crd-iv_t03_ch03_acquisition_or_divestiture_of_a_material.md path: "Title III > Chapter 3 > Article 27c" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - authorisation - competent_authorities - insurance - reinsurance keywords: - POS - ITS - EBA - notification - credit institution - investment firm - institution - insurance undertaking - reinsurance undertaking - parent undertaking - asset management company - financial holding company - mixed financial holding company - control - competent authority - consolidating supervisor - consolidated situation - group contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: false its_mandate: true transitional: false internal_references: - target: Article 27b paragraph: "1" - target: Article 27a paragraph: "2" - target: Article 21a paragraph: "1" - target: Article 27a paragraph: "3" external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 27d article_title: Notification of divestiture chunk_file: /crd-iv/chunks/crd-iv_t03_ch03_acquisition_or_divestiture_of_a_material.md path: "Title III > Chapter 3 > Article 27d" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking keywords: - POS - notification - institution - competent authority contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 21a paragraph: "1" - target: Article 27a paragraph: "2" external_references: [] recitals: [] - article_number: 27e article_title: Information obligations and penalties chunk_file: /crd-iv/chunks/crd-iv_t03_ch03_acquisition_or_divestiture_of_a_material.md path: "Title III > Chapter 3 > Article 27e" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking keywords: - POS - competent authority contains: obligations: true prohibitions: false permissions: false definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 27a paragraph: "1" external_references: [] recitals: [] - article_number: 27f article_title: Notification of material transfers of assets and liabilities chunk_file: /crd-iv/chunks/crd-iv_t03_ch04_material_transfers_of_assets_and_liabili.md path: "Title III > Chapter 4 > Article 27f" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - competent_authorities - securitisation keywords: - transaction - transfer - POS - ITS - notification - institution - competent authority - consolidated situation - group contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 21a paragraph: "1" external_references: - instrument_type: directive reference: "2014/59" recitals: [] - article_number: 27g article_title: Information obligations and penalties chunk_file: /crd-iv/chunks/crd-iv_t03_ch04_material_transfers_of_assets_and_liabili.md path: "Title III > Chapter 4 > Article 27g" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking keywords: - POS contains: obligations: true prohibitions: false permissions: false definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 27f paragraph: "1" external_references: [] recitals: [] - article_number: 27h article_title: Scope and definitions chunk_file: /crd-iv/chunks/crd-iv_t03_ch05_mergers_and_divisions.md path: "Title III > Chapter 5 > Article 27h" applies_to_entities: [] topics: - prudential - banking keywords: - API - transfer - POS - RTS - ITS contains: obligations: true prohibitions: true permissions: false definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: directive reference: "2014/59" recitals: [] - article_number: 27i article_title: Notification and assessment of the merger or division chunk_file: /crd-iv/chunks/crd-iv_t03_ch05_mergers_and_divisions.md path: "Title III > Chapter 5 > Article 27i" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - authorisation - competent_authorities keywords: - authorisation - supervision - POS - ITS - notification - credit institution - institution - competent authority - group contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 21a paragraph: "1" - target: Article 27j paragraph: "5" - target: Article 27j paragraph: "1" - target: Article 8 - target: Article 21a external_references: - instrument_type: directive reference: "2015/849" recitals: [] - article_number: 27j article_title: Assessment criteria chunk_file: /crd-iv/chunks/crd-iv_t03_ch05_mergers_and_divisions.md path: "Title III > Chapter 5 > Article 27j" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - competent_authorities - aml keywords: - POS - ITS - notification - competent authority contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 27i paragraph: "1" - target: Article 27i paragraph: "5" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "2002/87/EC" - instrument_type: directive reference: "2009/110/EC" - instrument_type: directive reference: "2015/849" recitals: [] - article_number: 27k article_title: Cooperation between competent authorities chunk_file: /crd-iv/chunks/crd-iv_t03_ch05_mergers_and_divisions.md path: "Title III > Chapter 5 > Article 27k" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - authorisation - competent_authorities - insurance - reinsurance keywords: - POS - EBA - credit institution - investment firm - institution - insurance undertaking - reinsurance undertaking - parent undertaking - asset management company - control - competent authority contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: false its_mandate: true transitional: false internal_references: - target: Article 27j paragraph: "1" external_references: - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 27l article_title: Information obligations and penalties chunk_file: /crd-iv/chunks/crd-iv_t03_ch05_mergers_and_divisions.md path: "Title III > Chapter 5 > Article 27l" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking keywords: - POS contains: obligations: true prohibitions: false permissions: false definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 27i paragraph: "1" external_references: [] recitals: [] - article_number: 33 article_title: Credit institutions chunk_file: /crd-iv/chunks/crd-iv_t05_ch01_general_principles.md path: "Title V > Chapter 1 > Article 33" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - authorisation keywords: - authorisation - branch - credit institution - institution contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 35 - target: Article 36 paragraph: "1" - target: Article 36 paragraph: "2" - target: Article 36 paragraph: "3" - target: Article 39 paragraph: "1" - target: Article 39 paragraph: "2" - target: Article 40 - target: Article 41 - target: Article 42 - target: Article 43 - target: Article 44 - target: Article 45 - target: Article 46 external_references: [] recitals: [] - article_number: 34 article_title: Financial institutions chunk_file: /crd-iv/chunks/crd-iv_t05_ch01_general_principles.md path: "Title V > Chapter 1 > Article 34" applies_to_entities: - credit_institutions - member_states - competent_authorities - financial_entities topics: - prudential - banking - authorisation - supervision - own_funds keywords: - API - supervision - POS - consent - branch - notification - credit institution - institution - parent undertaking - subsidiary - financial institution - control - home member state - host member state - own funds contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 35 - target: Article 36 paragraph: "1" - target: Article 36 paragraph: "2" - target: Article 36 paragraph: "3" - target: Article 39 paragraph: "1" - target: Article 39 paragraph: "2" - target: Article 40 - target: Article 41 - target: Article 42 - target: Article 43 - target: Article 44 - target: Article 45 - target: Article 46 - target: Article 39 external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 35 article_title: Notification requirement and interaction between competent authorities chunk_file: /crd-iv/chunks/crd-iv_t05_ch02_the_right_of_establishment_of_credit_ins.md path: "Title V > Chapter 2 > Article 35" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission - financial_entities topics: - prudential - banking - competent_authorities - own_funds keywords: - POS - branch - RTS - ITS - EBA - notification - credit institution - institution - parent undertaking - financial institution - home member state - host member state - own funds contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: true transitional: false internal_references: - target: Article 34 external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 36 article_title: Commencement of activities chunk_file: /crd-iv/chunks/crd-iv_t05_ch02_the_right_of_establishment_of_credit_ins.md path: "Title V > Chapter 2 > Article 36" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking keywords: - supervision - branch - ITS - EBA - notification - credit institution - institution - home member state - host member state contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: true transitional: false internal_references: - target: Article 35 - target: Article 35 paragraph: "2" - target: Article 33 - target: Article 52 external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 37 article_title: Information about refusals chunk_file: /crd-iv/chunks/crd-iv_t05_ch02_the_right_of_establishment_of_credit_ins.md path: "Title V > Chapter 2 > Article 37" applies_to_entities: - member_states - european_banking_authority - european_commission topics: - prudential - banking keywords: - EBA contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 35 - target: Article 36 paragraph: "3" external_references: [] recitals: [] - article_number: 38 article_title: Aggregation of branches chunk_file: /crd-iv/chunks/crd-iv_t05_ch02_the_right_of_establishment_of_credit_ins.md path: "Title V > Chapter 2 > Article 38" applies_to_entities: - credit_institutions - member_states topics: - prudential - banking keywords: - branch - credit institution - institution contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 39 article_title: Notification procedure chunk_file: /crd-iv/chunks/crd-iv_t05_ch03_exercise_of_the_freedom_to_provide_servi.md path: "Title V > Chapter 3 > Article 39" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - passporting keywords: - ITS - EBA - notification - credit institution - institution - home member state - host member state contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: true transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 40 article_title: Reporting requirements chunk_file: /crd-iv/chunks/crd-iv_t05_ch04_powers_of_the_competent_authorities_of_t.md path: "Title V > Chapter 4 > Article 40" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking keywords: - POS - branch - RTS - reporting - credit institution - institution - host member state contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 51 paragraph: "1" - target: Article 53 paragraph: "1" external_references: [] recitals: [] - article_number: 41 article_title: Measures taken by the competent authorities of the home Member State in relation to activities carried out in the host Member State chunk_file: /crd-iv/chunks/crd-iv_t05_ch04_powers_of_the_competent_authorities_of_t.md path: "Title V > Chapter 4 > Article 41" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority topics: - prudential - banking keywords: - POS - branch - ITS - EBA - credit institution - institution - home member state - host member state contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 50 external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 42 article_title: Reasons and communication chunk_file: /crd-iv/chunks/crd-iv_t05_ch04_powers_of_the_competent_authorities_of_t.md path: "Title V > Chapter 4 > Article 42" applies_to_entities: - credit_institutions topics: - prudential - banking - passporting keywords: - credit institution - institution contains: obligations: true prohibitions: false permissions: false definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 41 paragraph: "1" - target: Article 43 external_references: [] recitals: [] - article_number: 43 article_title: Precautionary measures chunk_file: /crd-iv/chunks/crd-iv_t05_ch04_powers_of_the_competent_authorities_of_t.md path: "Title V > Chapter 4 > Article 43" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority topics: - prudential - banking keywords: - POS - ITS - EBA - credit institution - institution - home member state - host member state contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 41 external_references: - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 44 article_title: Powers of host Member States chunk_file: /crd-iv/chunks/crd-iv_t05_ch04_powers_of_the_competent_authorities_of_t.md path: "Title V > Chapter 4 > Article 44" applies_to_entities: - credit_institutions - member_states topics: - prudential - banking keywords: - transaction - POS - credit institution - institution - host member state contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 40 - target: Article 41 external_references: [] recitals: [] - article_number: 45 article_title: Measures following withdrawal of authorisation chunk_file: /crd-iv/chunks/crd-iv_t05_ch04_powers_of_the_competent_authorities_of_t.md path: "Title V > Chapter 4 > Article 45" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - authorisation keywords: - authorisation - transaction - POS - ITS - credit institution - institution - home member state - host member state contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 46 article_title: Advertising chunk_file: /crd-iv/chunks/crd-iv_t05_ch04_powers_of_the_competent_authorities_of_t.md path: "Title V > Chapter 4 > Article 46" applies_to_entities: - credit_institutions - member_states topics: - prudential - banking keywords: - credit institution - institution - host member state contains: obligations: true prohibitions: false permissions: false definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 47 article_title: Notification in relation to third-country branches and conditions of access for credit institutions with such branches chunk_file: /crd-iv/chunks/crd-iv_t06_relations_with_third_countries.md path: "Title VI > Article 47" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - authorisation - competent_authorities - own_funds keywords: - authorisation - supervision - POS - ATM - access - branch - ITS - EBA - notification - credit institution - institution - key function holders - competent authority - own funds - group - third-country group contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 21b paragraph: "4" external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 48 article_title: Cooperation with supervisory authorities of third countries regarding supervision on a consolidated basis chunk_file: /crd-iv/chunks/crd-iv_t06_relations_with_third_countries.md path: "Title VI > Article 48" applies_to_entities: - member_states - competent_authorities - european_banking_authority - european_commission - financial_entities topics: - prudential - banking - consolidation keywords: - supervision - POS - ITS - EBA - institution - parent undertaking - financial institution - participation - consolidated basis contains: obligations: true prohibitions: false permissions: true definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 48k article_title: Regulatory and financial information on third-country branches and on the head undertaking chunk_file: /crd-iv/chunks/crd-iv_t06_relations_with_third_countries.md path: "Title VI > Article 48k" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking keywords: - transaction - POS - branch - reporting - competent authority - consolidated basis - group contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 48h - target: Article 21c external_references: - instrument_type: directive reference: "2014/49/EU" - instrument_type: regulation reference: "1606/2002" recitals: [] - article_number: 48l article_title: Standard forms and templates and frequency of reporting chunk_file: /crd-iv/chunks/crd-iv_t06_relations_with_third_countries.md path: "Title VI > Article 48l" applies_to_entities: - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking keywords: - POS - branch - EBA - reporting - competent authority contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: false its_mandate: true transitional: false internal_references: - target: Article 48k - target: Article 48k paragraph: "2" external_references: - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 49 article_title: Competence of the competent authorities of the home and host Member States chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 49" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - authorisation keywords: - supervision - ATM - institution - home member state - host member state - consolidated basis contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 33 - target: Article 34 external_references: [] recitals: [] - article_number: 50 article_title: Collaboration concerning supervision chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 50" applies_to_entities: - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - supervision - authorisation - recovery_resolution - internal_control - deposit_guarantee keywords: - authorisation - supervision - POS - branch - system - ITS - EBA - institution - systemic risk - control - home member state - host member state contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: true transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 51 article_title: Significant branches chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 51" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - supervision - payment_systems keywords: - POS - branch - settlement - clearing - system - ITS - EBA - credit institution - institution - competent authority - consolidating supervisor - home member state - host member state contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: true transitional: false internal_references: - target: Article 112 paragraph: "1" - target: Article 117 paragraph: "1" - target: Article 114 paragraph: "1" - target: Article 58 paragraph: "4" - target: Article 59 paragraph: "1" - target: Article 97 - target: Article 113 paragraph: "2" - target: Article 104 - target: Article 105 - target: Article 86 paragraph: "11" - target: Article 116 - target: Article 50 - target: Article 7 external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 52 article_title: On-the-spot checking and inspection of branches established in another Member State chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 52" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - authorisation - risk_assessment keywords: - POS - branch - system - ITS - institution - home member state - host member state contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 50 - target: Article 118 - target: Article 99 external_references: [] recitals: [] - article_number: 53 article_title: Professional secrecy chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 53" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - supervision - competent_authorities keywords: - POS - RTS - EBA - credit institution - institution contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 100 external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "2019/2033" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1095/2010" - instrument_type: directive reference: "2019/2034" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 54 article_title: Use of confidential information chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 54" applies_to_entities: - credit_institutions - competent_authorities topics: - prudential - banking - supervision - internal_control keywords: - POS - access - credit institution - institution - control - competent authority - consolidated basis contains: obligations: true prohibitions: false permissions: false definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 53 - target: Article 72 external_references: [] recitals: [] - article_number: 54a article_title: "" chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 54a" applies_to_entities: [] topics: - prudential - banking - supervision keywords: [] contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 53 - target: Article 54 external_references: [] recitals: [] - article_number: 55 article_title: Cooperation agreements chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 55" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision keywords: - POS - EBA contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 56 - target: Article 57 paragraph: "1" - target: Article 53 paragraph: "1" external_references: - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 56 article_title: Exchange of information between authorities chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 56" applies_to_entities: - member_states - competent_authorities - financial_entities topics: - prudential - banking - supervision - insurance keywords: - supervision - SEPA - POS - system - scheme - ITS - institution - insurance undertaking - financial institution - group contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 53 paragraph: "1" - target: Article 54 external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "2015/849" recitals: [] - article_number: 57 article_title: Exchange of information with oversight bodies chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 57" applies_to_entities: - member_states - competent_authorities - european_banking_authority - financial_entities topics: - prudential - banking - supervision - authorisation - competent_authorities - insurance keywords: - POS - system - scheme - ITS - EBA - institution - insurance undertaking - financial institution contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 53 - target: Article 54 - target: Article 55 - target: Article 53 paragraph: "1" external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 58 article_title: "Transmission of information concerning monetary, deposit protection, systemic and payment aspects" chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 58" applies_to_entities: - credit_institutions - member_states - competent_authorities - payment_systems topics: - prudential - banking - supervision - payment_systems keywords: - POS - settlement - clearing - system - scheme - ITS - institution - competent authority - escb central banks - central banks contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 54 - target: Article 53 paragraph: "1" - target: Article 114 paragraph: "1" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1094/2010" - instrument_type: regulation reference: "1094/2010" - instrument_type: regulation reference: "1095/2010" recitals: [] - article_number: 58a article_title: Transmission of information to international bodies chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 58a" applies_to_entities: - credit_institutions - competent_authorities topics: - prudential - banking - supervision - data_protection keywords: - POS - data - access - settlement - ITS - competent authority contains: obligations: true prohibitions: false permissions: true definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 53 paragraph: "1" - target: Article 54 external_references: - instrument_type: regulation reference: "2016/679" recitals: [] - article_number: 59 article_title: Transmission of information to other entities chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 59" applies_to_entities: - member_states - competent_authorities - financial_entities topics: - prudential - banking - supervision - authorisation - data_protection - insurance keywords: - supervision - POS - data - access - RTS - institution - insurance undertaking - financial institution contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 53 paragraph: "1" - target: Article 54 - target: Article 114 paragraph: "1" external_references: - instrument_type: directive reference: "95/46/EC" recitals: [] - article_number: 60 article_title: Disclosure of information obtained by on-the-spot checks and inspections chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 60" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision keywords: - consent contains: obligations: true prohibitions: true permissions: false definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 52 paragraph: "3" - target: Article 53 paragraph: "2" - target: Article 56 - target: Article 52 paragraph: "1" - target: Article 52 paragraph: "2" - target: Article 59 external_references: [] recitals: [] - article_number: 61 article_title: Disclosure of information concerning clearing and settlement services chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 61" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - payment_systems keywords: - consent - settlement - clearing contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 53 - target: Article 54 - target: Article 55 - target: Article 53 paragraph: "1" - target: Article 53 paragraph: "2" external_references: [] recitals: [] - article_number: 62 article_title: Processing of personal data chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 62" applies_to_entities: [] topics: - prudential - banking - supervision - data_protection keywords: - POS - data contains: obligations: true prohibitions: false permissions: false definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: directive reference: "95/46/EC" recitals: [] - article_number: 63 article_title: Duty of persons responsible for the legal control of annual and consolidated accounts chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 63" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - authorisation - liability - governance keywords: - liability - authorisation - POS - ITS - institution - management body - control - close links contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: directive reference: "2006/43/EC" - instrument_type: directive reference: "2009/65/EC" recitals: [] - article_number: 64 article_title: Supervisory powers and powers to impose penalties chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 64" applies_to_entities: - competent_authorities topics: - prudential - banking - supervision - authorisation - competent_authorities keywords: - authorisation - POS - institution contains: obligations: true prohibitions: false permissions: false definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 18 - target: Article 102 - target: Article 104 - target: Article 105 - target: Article 21a paragraph: "6" external_references: [] recitals: [] - article_number: 65 article_title: "Administrative penalties, periodic penalty payments and other administrative measures" chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 65" applies_to_entities: - member_states - competent_authorities - european_commission - ict_third_party_providers topics: - prudential - banking - supervision - authorisation - outsourcing - competent_authorities - enforcement - governance keywords: - authorisation - supervision - penalty - POS - consent - system - notification - institution - management body - senior management - key function holders - competent authority - consolidating supervisor - periodic penalty payment contains: obligations: true prohibitions: true permissions: true definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 64 - target: Article 92 paragraph: "3" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "2022/2554" recitals: [] - article_number: 66 article_title: "Administrative penalties, periodic penalty payments and other administrative measures for breaches of authorisation requirements and requirements for acquisitions or divestiture of material holdings, material transfers of assets and liabilities, mergers or divisions" chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 66" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - supervision - authorisation - enforcement - sanctions - governance - consolidation - fair_value keywords: - API - authorisation - penalty - transfer - POS - ITS - credit institution - institution - management body - parent undertaking - subsidiary - financial holding company - mixed financial holding company - qualifying holding - competent authority - eligible capital - group - periodic penalty payment contains: obligations: true prohibitions: true permissions: true definitions: true penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 8 - target: Article 8a - target: Article 9 - target: Article 22 paragraph: "1" - target: Article 25 - target: Article 21a paragraph: "1" - target: Article 27a paragraph: "1" - target: Article 27d - target: Article 27f paragraph: "1" - target: Article 27i paragraph: "1" - target: Article 65 paragraph: "2" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 67 article_title: Other provisions chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 67" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - authorisation - liability - enforcement - sanctions - own_funds - credit_risk - liquidity_risk - leverage_ratio - large_exposures - trading_venues - governance - remuneration - consolidation - fair_value keywords: - API - authorisation - penalty - POS - data - ITS - institution - management body - parent undertaking - financial holding company - mixed financial holding company - qualifying holding - competent authority - consolidated basis - sub-consolidated basis - own funds - regulated market - leverage - group - periodic penalty payment contains: obligations: true prohibitions: true permissions: true definitions: true penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 22 paragraph: "1" - target: Article 25 - target: Article 26 paragraph: "1" - target: Article 74 - target: Article 141 - target: Article 91 - target: Article 104 paragraph: "1" - target: Article 105 - target: Article 92 - target: Article 94 - target: Article 95 - target: Article 18 - target: Article 65 paragraph: "2" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "2005/60/EC" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 68 article_title: Publication of administrative penalties chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 68" applies_to_entities: - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - supervision - liability - data_protection - competent_authorities keywords: - penalty - POS - data - EBA - institution - competent authority contains: obligations: true prohibitions: false permissions: true definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 69 article_title: Exchange of information on penalties and maintenance of a central database by EBA chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 69" applies_to_entities: - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - supervision - competent_authorities keywords: - POS - data - access - EBA - competent authority contains: obligations: true prohibitions: false permissions: false definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 53 paragraph: "1" - target: Article 65 - target: Article 66 - target: Article 67 - target: Article 13 paragraph: "1" - target: Article 16 paragraph: "3" - target: Article 91 paragraph: "1" - target: Article 121 - target: Article 68 external_references: [] recitals: [] - article_number: 70 article_title: "Effective application of administrative penalties and other administrative measures, and exercise of powers to impose penalties by competent authorities" chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 70" applies_to_entities: - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - supervision - competent_authorities - enforcement keywords: - penalty - POS - cross-border - system - ITS - EBA - competent authority - periodic penalty payment contains: obligations: true prohibitions: false permissions: true definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 71 article_title: Reporting of breaches chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 71" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - data_protection keywords: - POS - ATM - data - RTS - reporting - institution contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "95/46/EC" recitals: [] - article_number: 72 article_title: Right of appeal chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 72" applies_to_entities: - member_states topics: - prudential - banking - supervision - authorisation keywords: - authorisation - POS contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 73 article_title: Internal Capital chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 73" applies_to_entities: [] topics: - prudential - banking keywords: - SCA - API - POS - institution - esg risk contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 74 article_title: Internal governance and recovery and resolution plans chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 74" applies_to_entities: - competent_authorities - european_banking_authority topics: - prudential - banking - governance - remuneration - internal_control keywords: - SCA - POS - system - network - EBA - guidelines - institution - control - esg risk contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 76 - target: Article 77 - target: Article 78 - target: Article 79 - target: Article 80 - target: Article 81 - target: Article 82 - target: Article 83 - target: Article 84 - target: Article 85 - target: Article 86 - target: Article 87 - target: Article 88 - target: Article 89 - target: Article 90 - target: Article 91 - target: Article 92 - target: Article 93 - target: Article 94 - target: Article 95 external_references: - instrument_type: regulation reference: "2022/2554" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 75 article_title: Oversight of remuneration policies chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 75" applies_to_entities: - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - competent_authorities - remuneration keywords: - EBA - guidelines - reporting - institution - home member state contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 92 - target: Article 93 - target: Article 94 - target: Article 95 external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 76 article_title: Treatment of risks chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 76" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - large_exposures - valuation - governance - remuneration - conflicts_of_interest - risk_management - internal_control keywords: - SCA - API - POS - ATM - access - system - RTS - ITS - reporting - institution - management body - management body in its supervisory function - management body in its management function - senior management - internal control functions - heads of internal control functions - control - esg risk - climate neutrality contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "648/2012" - instrument_type: directive reference: "2013/34/EU" - instrument_type: directive reference: "2006/43/EC" recitals: [] - article_number: 77 article_title: Internal Approaches for calculating own funds requirements chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 77" applies_to_entities: - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - competent_authorities - own_funds - credit_risk - market_risk - risk_assessment keywords: - SCA - POS - EBA - institution - financial instrument - own funds - trading book - internal approaches contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 78 article_title: Supervisory benchmarking of approaches for calculating own funds requirements chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 78" applies_to_entities: - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - competent_authorities - own_funds - credit_risk - market_risk - valuation keywords: - transaction - SEPA - POS - system - EBA - guidelines - reporting - institution - own funds - internal approaches contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: true transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "1606/2002" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 79 article_title: Credit and counterparty risk chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 79" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities - own_funds - credit_risk - securitisation - crypto_assets keywords: - API - POS - system - ITS - institution - competent authority - own funds - securitisation - securitisation position - external credit assessment institution - crypto-asset contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 80 article_title: Residual risk chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 80" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities - credit_risk keywords: - institution - control - credit risk mitigation contains: obligations: true prohibitions: false permissions: false definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 81 article_title: Concentration risk chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 81" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities - credit_risk - large_exposures keywords: - POS - control - credit risk mitigation - group - crypto-asset contains: obligations: true prohibitions: false permissions: false definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 82 article_title: Securitisation risk chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 82" applies_to_entities: - credit_institutions - competent_authorities topics: - prudential - banking - competent_authorities - securitisation - risk_assessment keywords: - transaction - credit institution - institution - originator - sponsor - securitisation contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 83 article_title: Market risk chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 83" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities - own_funds - market_risk - crypto_assets keywords: - API - POS - ATM - ITS - institution - competent authority - own funds - crypto-asset contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 84 article_title: Interest risk arising from non-trading book activities chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 84" applies_to_entities: - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - competent_authorities - market_risk keywords: - POS - system - EBA - guidelines - institution - competent authority - trading book contains: obligations: true prohibitions: false permissions: true definitions: true penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 85 article_title: Operational risk chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 85" applies_to_entities: - competent_authorities topics: - prudential - banking - operational_resilience - outsourcing - competent_authorities - crypto_assets keywords: - POS - outsourcing - institution - operational risk - crypto-asset contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "2022/2554" recitals: [] - article_number: 86 article_title: Liquidity risk chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 86" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - competent_authorities - liquidity_risk - securitisation - governance - financial_statements keywords: - SCA - transfer - POS - access - branch - system - ITS - EBA - institution - management body - senior management - sponsor - host member state - securitisation contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 87 article_title: Risk of excessive leverage chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 87" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities - own_funds - leverage_ratio keywords: - institution - own funds - leverage - risk of excessive leverage contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 87a article_title: "Environmental, social and governance risks" chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 87a" applies_to_entities: - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - supervision - competent_authorities - risk_management keywords: - SCA - supervision - system - ITS - EBA - guidelines - institution - "environmental, social and governance risk" - esg risk - climate neutrality contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 74 paragraph: "1" - target: Article 76 paragraph: "2" external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: directive reference: "2013/34/EU" - instrument_type: directive reference: "2013/34/EU" - instrument_type: directive reference: "2013/34/EU" recitals: [] - article_number: 88 article_title: Governance arrangements chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 88" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - authorisation - governance - conflicts_of_interest keywords: - API - authorisation - POS - data - system - ITS - reporting - institution - management body - management body in its supervisory function - management body in its management function - senior management - key function holders - qualifying holding - control - group contains: obligations: true prohibitions: true permissions: false definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 74 paragraph: "1" - target: Article 8 external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 89 article_title: Country-by-country reporting chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 89" applies_to_entities: - member_states - european_commission topics: - prudential - banking - authorisation - financial_statements - consolidation keywords: - POS - system - ITS - EBA - reporting - institution - systemically important institution - consolidated basis - global systemically important institution contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 145 external_references: - instrument_type: directive reference: "2006/43/EC" recitals: [] - article_number: 90 article_title: Public disclosure of return on assets chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 90" applies_to_entities: [] topics: - prudential - banking - financial_statements keywords: - institution contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 91 article_title: Management body and suitability assessment chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 91" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission - financial_entities topics: - prudential - banking - authorisation - operational_resilience - competent_authorities - information_requirements - aml - governance - fit_and_proper keywords: - SCA - supervision - POS - data - access - scheme - ITS - EBA - guidelines - credit institution - institution - management body - management body in its supervisory function - management body in its management function - financial holding company - mixed financial holding company - eu parent institution - qualifying holding - competent authority - group contains: obligations: true prohibitions: true permissions: true definitions: true penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: false transitional: false internal_references: - target: Article 21a paragraph: "1" - target: Article 21a paragraph: "4" - target: Article 91a - target: Article 91a paragraph: "5" external_references: - instrument_type: directive reference: "2014/59" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: directive reference: "2015/849" - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "2013/34/EU" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 91a article_title: Key function holders and suitability assessment chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 91a" applies_to_entities: - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - competent_authorities - aml - fit_and_proper - internal_control keywords: - supervision - POS - data - access - ITS - EBA - guidelines - institution - key function holders - internal control functions - heads of internal control functions - chief financial officer - eu parent institution - control - competent authority - group - large institution contains: obligations: true prohibitions: true permissions: true definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 91 paragraph: "1" - target: Article 21a paragraph: "4" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: directive reference: "2015/849" recitals: [] - article_number: 92 article_title: Remuneration policies chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 92" applies_to_entities: - member_states topics: - prudential - banking - governance - remuneration - conflicts_of_interest - internal_control keywords: - POS - ITS - institution - management body - management body in its supervisory function - senior management - internal control functions - heads of internal control functions - control - discretionary pension benefits - gender neutral remuneration policy contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 95 external_references: [] recitals: [] - article_number: 93 article_title: Institutions that benefit from government intervention chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 93" applies_to_entities: - competent_authorities topics: - prudential - banking - governance - remuneration keywords: - API - ITS - institution - management body contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 92 paragraph: "2" external_references: [] recitals: [] - article_number: 94 article_title: Variable elements of remuneration chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 94" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - liability - competent_authorities - own_funds - governance - remuneration - internal_control keywords: - API - liability - POS - ATM - ITS - EBA - guidelines - reporting - credit institution - investment firm - institution - management body - senior management - internal control functions - control - competent authority - home member state - own funds - discretionary pension benefits - group contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: false transitional: false internal_references: - target: Article 92 paragraph: "2" - target: Article 76 paragraph: "2" - target: Article 92 paragraph: "3" - target: Article 94 paragraph: "2" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 95 article_title: Remuneration Committee chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 95" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities - governance - remuneration keywords: - API - institution - management body contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 96 article_title: Maintenance of a website on corporate governance and remuneration chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 96" applies_to_entities: [] topics: - prudential - banking keywords: - institution contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 88 - target: Article 89 - target: Article 90 - target: Article 91 - target: Article 92 - target: Article 93 - target: Article 94 - target: Article 95 external_references: [] recitals: [] - article_number: 97 article_title: Supervisory review and evaluation chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 97" applies_to_entities: - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - operational_resilience - supervision - competent_authorities - own_funds - capital_buffers - aml keywords: - SCA - POS - system - EBA - guidelines - institution - systemic risk - subsidiary - systemically important institution - competent authority - consolidated basis - sub-consolidated basis - own funds - g-sii - non-eu g-sii - group contains: obligations: true prohibitions: true permissions: true definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 98 - target: Article 99 paragraph: "2" - target: Article 143 paragraph: "1" - target: Article 131 paragraph: "1" - target: Article 131 paragraph: "3" - target: Article 104 external_references: - instrument_type: regulation reference: "2022/2554" - instrument_type: directive reference: "2013/34/EU" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: directive reference: "2015/849" recitals: [] - article_number: 98 article_title: Technical criteria for the supervisory review and evaluation chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 98" applies_to_entities: - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - supervision - competent_authorities - own_funds - credit_risk - market_risk - liquidity_risk - leverage_ratio - large_exposures - securitisation - crypto_assets - governance - financial_statements keywords: - API - transaction - transfer - POS - ATM - access - system - ITS - EBA - guidelines - institution - management body - competent authority - own funds - operational risk - credit risk mitigation - securitisation - trading book - leverage - risk of excessive leverage contains: obligations: true prohibitions: true permissions: true definitions: true penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: false transitional: false internal_references: - target: Article 97 - target: Article 81 - target: Article 76 paragraph: "2" - target: Article 97 paragraph: "3" - target: Article 84 paragraph: "1" - target: Article 104 paragraph: "1" - target: Article 79 - target: Article 83 paragraph: "4" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 99 article_title: Supervisory examination programme chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 99" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - competent_authorities keywords: - supervision - POS - branch - ITS - reporting - institution - competent authority - home member state - host member state contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 97 - target: Article 52 - target: Article 119 - target: Article 122 - target: Article 98 paragraph: "1" - target: Article 100 - target: Article 52 paragraph: "3" external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 100 article_title: Supervisory stress testing chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 100" applies_to_entities: - competent_authorities - european_banking_authority topics: - prudential - banking - competent_authorities - large_exposures keywords: - POS - EBA - guidelines - institution - esg risk contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 97 external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1094/2010" - instrument_type: regulation reference: "1095/2010" recitals: [] - article_number: 101 article_title: Ongoing review of the permission to use internal approaches chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 101" applies_to_entities: - competent_authorities - european_banking_authority topics: - prudential - banking - competent_authorities - own_funds - market_risk keywords: - API - POS - ITS - EBA - guidelines - institution - own funds - internal approaches contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 102 article_title: Supervisory measures chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 102" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities keywords: - POS - institution contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 104 external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 104 article_title: Supervisory powers chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 104" applies_to_entities: - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - outsourcing - competent_authorities - own_funds - large_exposures - counterparty_credit_risk - crypto_assets - derivatives_clearing - remuneration keywords: - API - liability - POS - ATM - clearing - system - network - ITS - EBA - guidelines - reporting - institution - central counterparty - competent authority - own funds - leverage - crypto-asset contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 97 - target: Article 98 paragraph: "1" - target: Article 98 paragraph: "4" - target: Article 98 paragraph: "5" - target: Article 98 paragraph: "9" - target: Article 98 paragraph: "10" - target: Article 101 paragraph: "4" - target: Article 102 - target: Article 104a - target: Article 73 - target: Article 74 - target: Article 76 paragraph: "2" - target: Article 98 - target: Article 99 - target: Article 100 - target: Article 101 external_references: - instrument_type: regulation reference: "648/2012" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 104a article_title: Additional own funds requirement chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 104a" applies_to_entities: - competent_authorities - european_banking_authority topics: - prudential - banking - supervision - competent_authorities - own_funds - market_risk - leverage_ratio keywords: - API - POS - RTS - ITS - EBA - guidelines - institution - competent authority - own funds - trading book - leverage - risk of excessive leverage contains: obligations: true prohibitions: true permissions: true definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: true internal_references: - target: Article 104 paragraph: "1" - target: Article 97 - target: Article 101 - target: Article 73 - target: Article 74 - target: Article 98 paragraph: "4" - target: Article 101 paragraph: "4" - target: Article 104b paragraph: "3" - target: Article 98 paragraph: "5" - target: Article 131 - target: Article 133 external_references: - instrument_type: regulation reference: "2017/2402" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 104b article_title: Guidance on additional own funds chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 104b" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities - own_funds - leverage_ratio keywords: - API - POS - RTS - ITS - institution - competent authority - own funds - leverage - risk of excessive leverage contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 73 - target: Article 100 - target: Article 97 - target: Article 101 - target: Article 104 paragraph: "1" - target: Article 128 - target: Article 104a - target: Article 141 external_references: - instrument_type: regulation reference: "2017/2402" - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 104c article_title: Cooperation with resolution authorities chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 104c" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities - own_funds keywords: - POS - institution - own funds contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 104 paragraph: "1" - target: Article 104b paragraph: "3" external_references: [] recitals: [] - article_number: 105 article_title: Specific liquidity requirements chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 105" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities - enforcement keywords: - POS - institution contains: obligations: true prohibitions: false permissions: false definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 86 - target: Article 97 - target: Article 67 external_references: [] recitals: [] - article_number: 106 article_title: Specific publication requirements chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 106" applies_to_entities: - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - financial_statements keywords: - ITS - EBA - guidelines - institution - parent undertaking - group contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 14 paragraph: "3" - target: Article 74 paragraph: "1" - target: Article 109 paragraph: "2" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 107 article_title: "Consistency of supervisory reviews, evaluations and supervisory measures" chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 107" applies_to_entities: - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - supervision - competent_authorities - large_exposures keywords: - POS - ATM - ITS - EBA - guidelines - institution contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 97 - target: Article 98 - target: Article 100 - target: Article 101 - target: Article 102 - target: Article 104 - target: Article 105 - target: Article 76 - target: Article 77 - target: Article 78 - target: Article 79 - target: Article 80 - target: Article 81 - target: Article 82 - target: Article 83 - target: Article 84 - target: Article 85 - target: Article 86 - target: Article 87 external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 108 article_title: Internal capital adequacy assessment process chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 108" applies_to_entities: - credit_institutions - member_states - competent_authorities - financial_entities topics: - prudential - banking - authorisation - competent_authorities - own_funds - capital_requirements - consolidation keywords: - API - credit institution - institution - parent undertaking - subsidiary - asset management company - financial holding company - mixed financial holding company - financial institution - participation - consolidated basis - sub-consolidated basis - own funds contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 73 external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "2002/87/EC" recitals: [] - article_number: 109 article_title: "Institutions’ arrangements, processes and mechanisms" chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 109" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - competent_authorities keywords: - supervision - POS - data - institution - parent undertaking - subsidiary - asset management company - eu parent institution - consolidated basis - sub-consolidated basis - group contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 92 - target: Article 94 - target: Article 95 external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "2014/65/EU" recitals: [] - article_number: 110 article_title: Review and evaluation and supervisory measures chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 110" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities keywords: [] contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 110a article_title: Scope of application to investment firm groups chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 110a" applies_to_entities: [] topics: - prudential - banking - supervision keywords: - investment firm - group contains: obligations: false prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "2019/2033" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "2019/2033" - instrument_type: regulation reference: "2019/2033" recitals: [] - article_number: 111 article_title: Determination of the consolidating supervisor chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 111" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - supervision - authorisation - competent_authorities - financial_statements - consolidation keywords: - supervision - ITS - EBA - credit institution - investment firm - institution - parent undertaking - financial holding company - mixed financial holding company - eu parent institution - parent financial holding company in a member state - eu parent financial holding company - parent mixed financial holding company in a member state - eu parent mixed financial holding company - competent authority - consolidating supervisor - consolidated basis - group contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 112 article_title: Coordination of supervisory activities by the consolidating supervisor chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 112" applies_to_entities: - credit_institutions - competent_authorities - european_banking_authority topics: - prudential - banking - supervision keywords: - POS - ITS - EBA - institution - consolidating supervisor - escb central banks - central banks contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 117 paragraph: "1" - target: Article 117 paragraph: "4" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 113 article_title: Joint decisions on institution-specific prudential requirements chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 113" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - supervision - competent_authorities - own_funds - liquidity_risk - risk_assessment keywords: - supervision - POS - ATM - ITS - EBA - credit institution - institution - financial holding company - mixed financial holding company - eu parent institution - eu parent financial holding company - eu parent mixed financial holding company - competent authority - consolidating supervisor - consolidated basis - sub-consolidated basis - own funds - group contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: false its_mandate: true transitional: false internal_references: - target: Article 73 - target: Article 97 - target: Article 104 paragraph: "1" - target: Article 86 - target: Article 105 - target: Article 104b paragraph: "3" - target: Article 104a - target: Article 104b external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 114 article_title: Information requirements in emergency situations chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 114" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - supervision - authorisation keywords: - supervision - POS - branch - system - EBA - reporting - competent authority - consolidating supervisor - group contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 51 - target: Article 58 paragraph: "4" - target: Article 59 - target: Article 112 external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: directive reference: "2019/2034" recitals: [] - article_number: 115 article_title: Coordination and cooperation arrangements chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 115" applies_to_entities: - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - supervision - authorisation - competent_authorities keywords: - supervision - EBA - institution - parent undertaking - subsidiary - financial holding company - mixed financial holding company - competent authority - consolidating supervisor contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 21a external_references: - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 116 article_title: Colleges of supervisors chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 116" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - supervision - risk_assessment keywords: - supervision - POS - branch - cross-border - system - ITS - EBA - institution - financial holding company - mixed financial holding company - eu parent institution - eu parent financial holding company - eu parent mixed financial holding company - competent authority - consolidating supervisor - host member state - escb central banks - central banks - group contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: true transitional: false internal_references: - target: Article 112 - target: Article 113 - target: Article 114 paragraph: "1" - target: Article 99 - target: Article 97 - target: Article 114 - target: Article 117 paragraph: "3" - target: Article 112 paragraph: "1" - target: Article 115 - target: Article 51 - target: Article 21a - target: Article 7 - target: Article 51 paragraph: "2" external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "2014/65/EU" - instrument_type: directive reference: "2019/2034" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 116a article_title: Accessibility of information on the European single access point chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 116a" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - data_protection keywords: - POS - data - access - institution - competent authority contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 68 paragraph: "1" - target: Article 68 paragraph: "2" - target: Article 131 paragraph: "12" external_references: [] recitals: [] - article_number: 117 article_title: Cooperation obligations chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 117" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - financial_entities topics: - prudential - banking - supervision - authorisation - competent_authorities - own_funds - aml - suspicious_transactions keywords: - authorisation - supervision - POS - branch - cross-border - system - ITS - EBA - guidelines - credit institution - institution - parent undertaking - financial institution - eu parent institution - control - competent authority - consolidating supervisor - own funds - group contains: obligations: true prohibitions: false permissions: true definitions: true penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 14 paragraph: "3" - target: Article 74 paragraph: "1" - target: Article 109 paragraph: "2" - target: Article 104 external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: directive reference: "2015/849" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 118 article_title: Checking information concerning entities in other Member States chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 118" applies_to_entities: - member_states - competent_authorities - financial_entities topics: - prudential - banking - supervision keywords: - ITS - institution - subsidiary - ancillary services undertaking - financial holding company - mixed financial holding company - financial institution - competent authority contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 125 - target: Article 119 paragraph: "3" external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 119 article_title: Inclusion of holding companies in consolidated supervision chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 119" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision keywords: - supervision - institution - parent undertaking - subsidiary - financial holding company - mixed financial holding company - consolidated basis contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 21a - target: Article 122 external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 120 article_title: Supervision of mixed financial holding companies chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 120" applies_to_entities: - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - supervision keywords: - supervision - POS - EBA - guidelines - financial holding company - mixed financial holding company - consolidating supervisor - group contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: directive reference: "2002/87" - instrument_type: directive reference: "2009/138/EC" - instrument_type: directive reference: "2002/87/EC" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1094/2010" - instrument_type: regulation reference: "1095/2010" recitals: [] - article_number: 121 article_title: Qualification of members of the management body chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 121" applies_to_entities: - member_states topics: - prudential - banking - supervision - governance keywords: - POS - management body - financial holding company - mixed financial holding company contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 21a paragraph: "1" - target: Article 91 paragraph: "1" external_references: [] recitals: [] - article_number: 122 article_title: Requests for information and inspections chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 122" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - authorisation - insurance - consolidation keywords: - authorisation - supervision - POS - ITS - institution - insurance undertaking - parent undertaking - subsidiary contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 125 - target: Article 118 external_references: [] recitals: [] - article_number: 123 article_title: Supervision chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 123" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - competent_authorities - internal_control keywords: - supervision - transaction - ITS - reporting - institution - parent undertaking - control contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 124 article_title: Exchange of information chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 124" applies_to_entities: - credit_institutions - member_states - competent_authorities - financial_entities topics: - prudential - banking - supervision - authorisation keywords: - supervision - POS - ITS - credit institution - institution - parent undertaking - ancillary services undertaking - financial institution - consolidated basis contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 119 paragraph: "3" - target: Article 110 - target: Article 111 - target: Article 122 external_references: [] recitals: [] - article_number: 125 article_title: Cooperation chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 125" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - supervision - authorisation - insurance keywords: - authorisation - supervision - POS - EBA - credit institution - institution - insurance undertaking - financial holding company - mixed financial holding company - control - consolidating supervisor - consolidated basis - group contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 111 - target: Article 53 paragraph: "1" external_references: - instrument_type: directive reference: "2002/87/EC" - instrument_type: directive reference: "2019/2034" - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 126 article_title: Penalties chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 126" applies_to_entities: - member_states topics: - prudential - banking - supervision - enforcement keywords: - POS contains: obligations: true prohibitions: false permissions: true definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 127 article_title: Assessment of equivalence of third countries’ consolidated supervision chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 127" applies_to_entities: - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - supervision - authorisation - competent_authorities keywords: - supervision - POS - ITS - EBA - institution - parent undertaking - financial holding company - mixed financial holding company - competent authority - consolidated basis contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 111 external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 128 article_title: Definitions chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 128" applies_to_entities: - member_states topics: - prudential - banking - capital_buffers - authorisation - own_funds keywords: - API - POS - system - ITS - institution - systemic risk - own funds - leverage - risk of excessive leverage - g-sii contains: obligations: true prohibitions: true permissions: true definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 129 - target: Article 130 - target: Article 131 paragraph: "4" - target: Article 131 paragraph: "5" - target: Article 133 - target: Article 136 - target: Article 137 - target: Article 135 paragraph: "1" - target: Article 104a - target: Article 104b paragraph: "3" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "2014/59" recitals: [] - article_number: 129 article_title: Requirement to maintain a capital conservation buffer chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 129" applies_to_entities: - member_states topics: - prudential - banking - capital_buffers - own_funds keywords: - API - POS - institution - consolidated basis - own funds contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 141 paragraph: "2" - target: Article 141 paragraph: "3" external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 130 article_title: Requirement to maintain an institution-specific countercyclical capital buffer chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 130" applies_to_entities: - member_states topics: - prudential - banking - capital_buffers - own_funds keywords: - API - POS - institution - consolidated basis contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 140 - target: Article 141 paragraph: "2" - target: Article 141 paragraph: "3" external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 131 article_title: Global and other systemically important institutions chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 131" applies_to_entities: - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - capital_buffers - authorisation - own_funds keywords: - API - authorisation - POS - cross-border - system - RTS - ITS - EBA - guidelines - notification - institution - systemic risk - subsidiary - financial holding company - mixed financial holding company - parent institution in a member state - eu parent institution - parent financial holding company in a member state - eu parent financial holding company - parent mixed financial holding company in a member state contains: obligations: true prohibitions: true permissions: true definitions: true penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: false transitional: false internal_references: - target: Article 133 - target: Article 133 paragraph: "10" - target: Article 133 paragraph: "11" external_references: - instrument_type: regulation reference: "806/2014" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 133 article_title: Requirement to maintain a systemic risk buffer chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 133" applies_to_entities: - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - capital_buffers - authorisation - own_funds keywords: - API - authorisation - POS - system - RTS - ITS - EBA - guidelines - notification - institution - systemic risk - parent undertaking - subsidiary - competent authority - consolidated basis - sub-consolidated basis contains: obligations: true prohibitions: true permissions: true definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 130 - target: Article 131 - target: Article 134 - target: Article 141 paragraph: "2" - target: Article 141 paragraph: "3" - target: Article 64 external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 134 article_title: Recognition of a systemic risk buffer rate chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 134" applies_to_entities: - member_states - european_banking_authority - european_commission topics: - prudential - banking - capital_buffers - authorisation keywords: - POS - system - EBA - notification - institution - systemic risk contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 133 - target: Article 133 paragraph: "9" - target: Article 133 paragraph: "13" external_references: [] recitals: [] - article_number: 135 article_title: ESRB guidance on setting countercyclical buffer rates chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 135" applies_to_entities: - member_states topics: - prudential - banking - capital_buffers keywords: - ATM - system - ITS contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 136 paragraph: "1" - target: Article 136 paragraph: "2" - target: Article 136 external_references: [] recitals: [] - article_number: 136 article_title: Setting countercyclical buffer rates chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 136" applies_to_entities: - member_states topics: - prudential - banking - capital_buffers keywords: - API - POS - system - ITS - institution - systemic risk contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 135 paragraph: "1" - target: Article 140 paragraph: "2" external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 137 article_title: "Recognition of countercyclical buffer rates in excess of 2,5 %" chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 137" applies_to_entities: - member_states topics: - prudential - banking - capital_buffers - authorisation keywords: - API - POS - ITS - institution contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 136 paragraph: "4" external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 138 article_title: ESRB recommendation on third country countercyclical buffer rates chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 138" applies_to_entities: [] topics: - prudential - banking - capital_buffers keywords: - POS - institution contains: obligations: false prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 139 article_title: Decision by designated authorities on third country countercyclical buffer rates chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 139" applies_to_entities: [] topics: - prudential - banking - capital_buffers - authorisation keywords: - API - POS - institution contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 138 external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 140 article_title: Calculation of institution-specific countercyclical capital buffer rates chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 140" applies_to_entities: - member_states - european_banking_authority - european_commission topics: - prudential - banking - capital_buffers - authorisation - own_funds - credit_risk - market_risk - securitisation keywords: - API - POS - ITS - EBA - institution - home member state - own funds - securitisation - trading book contains: obligations: true prohibitions: false permissions: false definitions: true penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: false transitional: true internal_references: - target: Article 139 paragraph: "2" - target: Article 136 paragraph: "4" - target: Article 137 paragraph: "1" - target: Article 137 - target: Article 136 paragraph: "7" - target: Article 137 paragraph: "2" - target: Article 139 paragraph: "5" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 141 article_title: Restrictions on distributions chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 141" applies_to_entities: - competent_authorities topics: - prudential - banking - capital_buffers - own_funds - remuneration keywords: - API - POS - ITS - institution - competent authority - own funds - discretionary pension benefits - leverage - risk of excessive leverage contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 104 paragraph: "1" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 141a article_title: Failure to meet the combined buffer requirement chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 141a" applies_to_entities: [] topics: - prudential - banking - capital_buffers - own_funds keywords: - POS - institution - own funds - leverage - risk of excessive leverage contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 141 - target: Article 104 paragraph: "1" external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 141b article_title: Restriction on distributions in case of failure to meet the leverage ratio buffer requirement chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 141b" applies_to_entities: - competent_authorities topics: - prudential - banking - capital_buffers - own_funds - leverage_ratio - remuneration keywords: - API - POS - ITS - institution - competent authority - discretionary pension benefits - leverage - risk of excessive leverage contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 104 paragraph: "1" - target: Article 141 paragraph: "8" - target: Article 141 paragraph: "10" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 141c article_title: Failure to meet the leverage ratio buffer requirement chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 141c" applies_to_entities: [] topics: - prudential - banking - capital_buffers - leverage_ratio keywords: - API - POS - institution - leverage - risk of excessive leverage contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 141b - target: Article 104 paragraph: "1" external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 142 article_title: Capital Conservation Plan chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 142" applies_to_entities: - competent_authorities topics: - prudential - banking - capital_buffers - competent_authorities - own_funds - leverage_ratio - financial_statements keywords: - SCA - API - authorisation - POS - ITS - institution - competent authority - own funds - leverage contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 102 - target: Article 141 - target: Article 141b external_references: [] recitals: [] - article_number: 143 article_title: General disclosure requirements chunk_file: /crd-iv/chunks/crd-iv_t08_disclosure_by_competent_authorities.md path: "Title VIII > Article 143" applies_to_entities: - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - competent_authorities keywords: - POS - data - access - EBA contains: obligations: true prohibitions: false permissions: false definitions: false penalties: true delegated_powers: true implementing_powers: false rts_mandate: false its_mandate: true transitional: false internal_references: - target: Article 97 - target: Article 97 paragraph: "4" - target: Article 102 paragraph: "1" - target: Article 65 external_references: - instrument_type: directive reference: "2019/2034" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 144 article_title: Specific disclosure requirements chunk_file: /crd-iv/chunks/crd-iv_t08_disclosure_by_competent_authorities.md path: "Title VIII > Article 144" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - competent_authorities - own_funds keywords: - transfer - POS - ITS - institution - parent institution in a member state - competent authority - consolidated basis - own funds contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 145 article_title: Delegated Acts chunk_file: /crd-iv/chunks/crd-iv_t09_delegated_and_implementing_acts.md path: "Title IX > Article 145" applies_to_entities: - competent_authorities - european_commission - consumers topics: - prudential - banking - delegated_acts keywords: - consumer - institution contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 148 - target: Article 3 - target: Article 128 - target: Article 31 paragraph: "1" - target: Article 33 - target: Article 34 - target: Article 50 - target: Article 76 - target: Article 77 - target: Article 78 - target: Article 79 - target: Article 80 - target: Article 81 - target: Article 82 - target: Article 83 - target: Article 84 - target: Article 85 - target: Article 86 - target: Article 87 - target: Article 88 - target: Article 98 - target: Article 89 paragraph: "3" - target: Article 23 paragraph: "1" external_references: [] recitals: [] - article_number: 146 article_title: Implementing acts chunk_file: /crd-iv/chunks/crd-iv_t09_delegated_and_implementing_acts.md path: "Title IX > Article 146" applies_to_entities: [] topics: - prudential - banking - delegated_acts - committee_procedure - implementing_acts keywords: - API contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: true rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 147 paragraph: "2" - target: Article 12 external_references: [] recitals: [] - article_number: 147 article_title: European Banking Committee chunk_file: /crd-iv/chunks/crd-iv_t09_delegated_and_implementing_acts.md path: "Title IX > Article 147" applies_to_entities: - european_commission topics: - prudential - banking - delegated_acts - implementing_acts keywords: [] contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: true rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 148 article_title: Exercise of the delegation chunk_file: /crd-iv/chunks/crd-iv_t09_delegated_and_implementing_acts.md path: "Title IX > Article 148" applies_to_entities: - european_commission topics: - prudential - banking - delegated_acts keywords: - notification contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 145 external_references: [] recitals: [] - article_number: 149 article_title: Objections to regulatory technical standards chunk_file: /crd-iv/chunks/crd-iv_t09_delegated_and_implementing_acts.md path: "Title IX > Article 149" applies_to_entities: - european_commission topics: - prudential - banking - delegated_acts keywords: - EBA - notification contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: true its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 150 article_title: Amendments of Directive 2002/87/EC chunk_file: /crd-iv/chunks/crd-iv_t10_amendments_of_directive_2002_87_ec.md path: "Title X > Article 150" applies_to_entities: - european_commission topics: - prudential - banking - amendments keywords: [] contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: false transitional: false internal_references: - target: Article 6 paragraph: "4" - target: Article 6 paragraph: "2" external_references: - instrument_type: directive reference: "2002/87/EC" - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "2009/138/EC" - instrument_type: directive reference: "2009/138/EC" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1094/2010" - instrument_type: regulation reference: "1095/2010" - instrument_type: directive reference: "2002/87/EC" recitals: [] - article_number: 151 article_title: Scope chunk_file: /crd-iv/chunks/crd-iv_t11_ch01_transitional_provisions_on_the_supervisi.md path: "Title XI > Chapter 1 > Article 151" applies_to_entities: - european_commission topics: - prudential - banking - supervision - transitional_provisions - passporting - liquidity_risk keywords: - supervision - POS contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 40 - target: Article 41 - target: Article 43 - target: Article 49 - target: Article 50 - target: Article 51 - target: Article 145 external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 152 article_title: Reporting requirements chunk_file: /crd-iv/chunks/crd-iv_t11_ch01_transitional_provisions_on_the_supervisi.md path: "Title XI > Chapter 1 > Article 152" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - supervision - transitional_provisions - passporting keywords: - POS - branch - reporting - credit institution - institution - host member state contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 156 external_references: [] recitals: [] - article_number: 153 article_title: Measures taken by the competent authorities of the home Member State in relation to activities carried out in the host Member State chunk_file: /crd-iv/chunks/crd-iv_t11_ch01_transitional_provisions_on_the_supervisi.md path: "Title XI > Chapter 1 > Article 153" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - supervision - transitional_provisions - passporting keywords: - transaction - POS - branch - ITS - credit institution - institution - home member state - host member state contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 154 article_title: Precautionary measures chunk_file: /crd-iv/chunks/crd-iv_t11_ch01_transitional_provisions_on_the_supervisi.md path: "Title XI > Chapter 1 > Article 154" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - transitional_provisions - passporting keywords: - POS - host member state contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 153 external_references: [] recitals: [] - article_number: 155 article_title: Responsibility chunk_file: /crd-iv/chunks/crd-iv_t11_ch01_transitional_provisions_on_the_supervisi.md path: "Title XI > Chapter 1 > Article 155" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - transitional_provisions - passporting keywords: - supervision - system - institution - home member state - host member state - consolidated basis contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 33 - target: Article 34 external_references: [] recitals: [] - article_number: 156 article_title: Liquidity supervision chunk_file: /crd-iv/chunks/crd-iv_t11_ch01_transitional_provisions_on_the_supervisi.md path: "Title XI > Chapter 1 > Article 156" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - supervision - transitional_provisions - passporting - authorisation keywords: - supervision - ATM - branch - system - credit institution - institution - home member state - host member state contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 157 article_title: Collaboration concerning supervision chunk_file: /crd-iv/chunks/crd-iv_t11_ch01_transitional_provisions_on_the_supervisi.md path: "Title XI > Chapter 1 > Article 157" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - transitional_provisions - passporting - authorisation - internal_control keywords: - authorisation - supervision - POS - branch - institution - control contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 158 article_title: Significant branches chunk_file: /crd-iv/chunks/crd-iv_t11_ch01_transitional_provisions_on_the_supervisi.md path: "Title XI > Chapter 1 > Article 158" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - transitional_provisions - passporting - payment_systems keywords: - POS - branch - settlement - clearing - system - ITS - investment firm - institution - competent authority - consolidating supervisor - home member state - host member state contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 112 paragraph: "1" - target: Article 117 paragraph: "1" - target: Article 114 paragraph: "1" - target: Article 58 paragraph: "4" - target: Article 59 paragraph: "1" - target: Article 116 - target: Article 50 - target: Article 155 paragraph: "3" external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 159 article_title: On-the-spot checks chunk_file: /crd-iv/chunks/crd-iv_t11_ch01_transitional_provisions_on_the_supervisi.md path: "Title XI > Chapter 1 > Article 159" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - transitional_provisions - passporting - authorisation keywords: - POS - branch - ITS - institution - home member state - host member state contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 50 - target: Article 118 external_references: [] recitals: [] - article_number: 159a article_title: Transitional provisions on approval of financial holding companies and mixed financial holding companies chunk_file: /crd-iv/chunks/crd-iv_t11_ch01_transitional_provisions_on_financial_hol.md path: "Title XI > Chapter 1 > Article 159a" applies_to_entities: - competent_authorities topics: - prudential - banking - transitional_provisions - supervision - competent_authorities keywords: - supervision - POS - financial holding company - mixed financial holding company contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: true internal_references: - target: Article 21a - target: Article 21a paragraph: "6" external_references: [] recitals: [] - article_number: 160 article_title: Transitional provisions for capital buffers chunk_file: /crd-iv/chunks/crd-iv_t11_ch02_transitional_provisions_for_capital_buff.md path: "Title XI > Chapter 2 > Article 160" applies_to_entities: - member_states - european_banking_authority - european_commission topics: - prudential - banking - transitional_provisions - capital_buffers - authorisation - supervision - own_funds - credit_risk keywords: - API - POS - EBA - institution contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: true internal_references: - target: Article 129 - target: Article 130 - target: Article 141 - target: Article 142 external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 161 article_title: Review and report chunk_file: /crd-iv/chunks/crd-iv_t11_ch03_final_provisions.md path: "Title XI > Chapter 3 > Article 161" applies_to_entities: - credit_institutions - member_states - european_banking_authority - european_commission topics: - prudential - banking - final_provisions - authorisation keywords: - POS - ITS - EBA - credit institution - institution - escb central banks - central banks contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 94 paragraph: "1" - target: Article 108 - target: Article 109 - target: Article 91 paragraph: "9" - target: Article 104 paragraph: "1" external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 162 article_title: Transposition chunk_file: /crd-iv/chunks/crd-iv_t11_ch03_final_provisions.md path: "Title XI > Chapter 3 > Article 162" applies_to_entities: - member_states - european_banking_authority - european_commission topics: - prudential - banking - final_provisions - capital_buffers keywords: - POS - ITS - EBA - notification - institution - g-sii contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: true internal_references: - target: Article 94 paragraph: "1" - target: Article 131 - target: Article 131 paragraph: "4" - target: Article 133 external_references: - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 163 article_title: Repeal chunk_file: /crd-iv/chunks/crd-iv_t11_ch03_final_provisions.md path: "Title XI > Chapter 3 > Article 163" applies_to_entities: [] topics: - prudential - banking - final_provisions keywords: [] contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 164 article_title: Entry into force chunk_file: /crd-iv/chunks/crd-iv_t11_ch03_final_provisions.md path: "Title XI > Chapter 3 > Article 164" applies_to_entities: [] topics: - prudential - banking - final_provisions keywords: - ITS contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: true internal_references: [] external_references: [] recitals: [] - article_number: 165 article_title: Addressees chunk_file: /crd-iv/chunks/crd-iv_t11_ch03_final_provisions.md path: "Title XI > Chapter 3 > Article 165" applies_to_entities: - member_states topics: - prudential - banking - final_provisions keywords: [] contains: obligations: false prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: []