# Instrument Metadata # Output tuned for LLM consumption -- deterministic parse of the # EUR-Lex source, no LLM involved in generation. instrument_id: crd-iv celex: "32013L0036" eli: "http://data.europa.eu/eli/dir/2013/36/oj" full_title: Capital Requirements Directive IV (2013/36/EU) short_title: CRD IV instrument_type: directive document_type: directive normative_weight: binding jurisdiction: EU effective_period: from: "2013-07-17" to: null dates: adopted: "2013-06-26" entered_into_force: "2013-07-17" status: in_force structure_levels: - title - chapter - article total_articles: 165 total_recitals: 107 definitions_article: 3 chunk_strategy: by_chapter chunks: - /crd-iv/chunks/recitals.md - /crd-iv/chunks/crd-iv_t01_subject_matter_scope_and_definitions.md - /crd-iv/chunks/crd-iv_t02_competent_authorities.md - /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md - /crd-iv/chunks/crd-iv_t03_ch02_qualifying_holding_in_a_credit_instituti.md - /crd-iv/chunks/crd-iv_t04_initial_capital_of_investment_firms.md - /crd-iv/chunks/crd-iv_t05_ch01_general_principles.md - /crd-iv/chunks/crd-iv_t05_ch02_the_right_of_establishment_of_credit_ins.md - /crd-iv/chunks/crd-iv_t05_ch03_exercise_of_the_freedom_to_provide_servi.md - /crd-iv/chunks/crd-iv_t05_ch04_powers_of_the_competent_authorities_of_t.md - /crd-iv/chunks/crd-iv_t06_relations_with_third_countries.md - /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md - /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md - /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md - /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md - /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md - /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md - /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md - /crd-iv/chunks/crd-iv_t08_disclosure_by_competent_authorities.md - /crd-iv/chunks/crd-iv_t09_delegated_and_implementing_acts.md - /crd-iv/chunks/crd-iv_t10_amendments_of_directive_2002_87_ec.md - /crd-iv/chunks/crd-iv_t11_ch01_transitional_provisions_on_the_supervisi.md - /crd-iv/chunks/crd-iv_t11_ch02_transitional_provisions_for_capital_buff.md - /crd-iv/chunks/crd-iv_t11_ch03_final_provisions.md generated_at: "2026-05-01T17:48:08.868Z" articles: - article_number: 1 article_title: Subject matter chunk_file: /crd-iv/chunks/crd-iv_t01_subject_matter_scope_and_definitions.md path: "Title I > Article 1" applies_to_entities: - credit_institutions - competent_authorities topics: - prudential - banking - scope - general_provisions - definitions keywords: - supervision - access - credit institution - investment firm - institution contains: obligations: false prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 2 article_title: Scope chunk_file: /crd-iv/chunks/crd-iv_t01_subject_matter_scope_and_definitions.md path: "Title I > Article 2" applies_to_entities: - credit_institutions - financial_entities topics: - prudential - banking - scope - general_provisions - definitions keywords: - transaction - POS - access - agent - ITS - EBA - investment firm - institution - local firm - financial institution - central banks contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 30 - target: Article 31 - target: Article 4 paragraph: "2" - target: Article 34 external_references: [] recitals: [] - article_number: 3 article_title: Definitions chunk_file: /crd-iv/chunks/crd-iv_t01_subject_matter_scope_and_definitions.md path: "Title I > Article 3" applies_to_entities: - credit_institutions - member_states - competent_authorities - financial_entities topics: - prudential - banking - scope - general_provisions - definitions - authorisation - own_funds - credit_risk - market_risk - counterparty_credit_risk - securitisation - insurance - reinsurance - trading_venues - derivatives_clearing - governance keywords: - authorisation - POS - branch - system - ITS - credit institution - investment firm - institution - local firm - insurance undertaking - reinsurance undertaking - management body - management body in its supervisory function - senior management - systemic risk - model risk - originator - sponsor - parent undertaking - subsidiary contains: obligations: true prohibitions: false permissions: true definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 4 paragraph: "1" - target: Article 143 paragraph: "1" - target: Article 221 - target: Article 225 - target: Article 312 paragraph: "2" - target: Article 283 - target: Article 363 external_references: - instrument_type: regulation reference: "575/2013" recitals: - 87 - article_number: 4 article_title: Designation and powers of the competent authorities chunk_file: /crd-iv/chunks/crd-iv_t02_competent_authorities.md path: "Title II > Article 4" applies_to_entities: - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - competent_authorities - internal_control keywords: - supervision - transaction - SEPA - POS - system - EBA - institution - control - home member state contains: obligations: true prohibitions: false permissions: false definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 5 article_title: Coordination within Member States chunk_file: /crd-iv/chunks/crd-iv_t02_competent_authorities.md path: "Title II > Article 5" applies_to_entities: - credit_institutions - member_states - competent_authorities - financial_entities topics: - prudential - banking keywords: - supervision - credit institution - investment firm - institution - financial institution - competent authority contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: - 104 - article_number: 6 article_title: Cooperation within the European System of Financial Supervision chunk_file: /crd-iv/chunks/crd-iv_t02_competent_authorities.md path: "Title II > Article 6" applies_to_entities: - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - competent_authorities keywords: - supervision - POS - system - EBA - guidelines contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 4 paragraph: "3" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 7 article_title: Union dimension of supervision chunk_file: /crd-iv/chunks/crd-iv_t02_competent_authorities.md path: "Title II > Article 7" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking keywords: - supervision - system contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 8 article_title: Authorisation chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 8" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - data_access - payment_systems - authorisation - information_requirements keywords: - authorisation - EBA - credit institution - institution - qualifying holding - competent authority contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: true transitional: false internal_references: - target: Article 10 - target: Article 11 - target: Article 12 - target: Article 13 - target: Article 14 external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 9 article_title: Prohibition against persons or undertakings other than credit institutions from carrying out the business of taking deposits or other repayable funds from the public chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 9" applies_to_entities: - credit_institutions - member_states topics: - prudential - banking - data_access - payment_systems keywords: - POS - ITS - credit institution - institution - control contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 10 article_title: Programme of operations and structural organisation chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 10" applies_to_entities: - credit_institutions - member_states topics: - prudential - banking - data_access - payment_systems - authorisation keywords: - authorisation - credit institution - institution contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 11 article_title: Economic needs chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 11" applies_to_entities: - member_states topics: - prudential - banking - data_access - payment_systems - authorisation keywords: - authorisation contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 12 article_title: Initial capital chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 12" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - data_access - payment_systems - authorisation - competent_authorities - own_funds keywords: - API - authorisation - SEPA - ITS - EBA - credit institution - institution - own funds contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 26 paragraph: "1" - target: Article 13 paragraph: "1" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 13 article_title: Effective direction of the business and place of the head office chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 13" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - data_access - payment_systems - authorisation - competent_authorities - governance keywords: - authorisation - ITS - credit institution - institution - management body contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 91 paragraph: "1" external_references: [] recitals: [] - article_number: 14 article_title: Shareholders and members chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 14" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - data_access - payment_systems - authorisation - competent_authorities - trading_venues keywords: - authorisation - POS - ITS - credit institution - institution - qualifying holding - close links - financial instrument - regulated market contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 9 - target: Article 10 - target: Article 12 paragraph: "4" - target: Article 12 paragraph: "5" - target: Article 23 paragraph: "1" - target: Article 23 paragraph: "2" - target: Article 23 paragraph: "3" - target: Article 24 external_references: [] recitals: [] - article_number: 15 article_title: Refusal of authorisation chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 15" applies_to_entities: - credit_institutions - competent_authorities topics: - prudential - banking - data_access - payment_systems - authorisation keywords: - authorisation - credit institution - institution - competent authority contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: - 94 - article_number: 16 article_title: Prior consultation of the competent authorities of other Member States chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 16" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - data_access - payment_systems - authorisation - competent_authorities - insurance - governance keywords: - authorisation - supervision - credit institution - investment firm - institution - insurance undertaking - management body - parent undertaking - subsidiary - control - competent authority contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: - 10 - 87 - article_number: 17 article_title: Branches of credit institutions authorised in another Member State chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 17" applies_to_entities: - credit_institutions - member_states topics: - prudential - banking - data_access - payment_systems - authorisation keywords: - API - authorisation - supervision - branch - credit institution - institution - host member state contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 35 - target: Article 36 paragraph: "1" - target: Article 36 paragraph: "2" - target: Article 36 paragraph: "3" - target: Article 37 - target: Article 40 - target: Article 41 - target: Article 42 - target: Article 43 - target: Article 44 - target: Article 45 - target: Article 46 - target: Article 49 - target: Article 74 - target: Article 75 external_references: [] recitals: - 87 - article_number: 18 article_title: Withdrawal of authorisation chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 18" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - data_access - payment_systems - authorisation keywords: - authorisation - POS - security - RTS - ITS - credit institution - institution contains: obligations: false prohibitions: false permissions: true definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 104 paragraph: "1" - target: Article 105 - target: Article 67 paragraph: "1" external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 19 article_title: Name of credit institutions chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 19" applies_to_entities: - credit_institutions - member_states topics: - prudential - banking - data_access - payment_systems keywords: - POS - credit institution - institution - host member state contains: obligations: false prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 20 article_title: Notification of authorisation and withdrawal of authorisation chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 20" applies_to_entities: - credit_institutions - competent_authorities - european_banking_authority topics: - prudential - banking - data_access - payment_systems - authorisation - competent_authorities keywords: - API - authorisation - ITS - EBA - notification - credit institution - institution - consolidating supervisor contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 8 - target: Article 14 paragraph: "3" - target: Article 74 paragraph: "1" - target: Article 109 paragraph: "2" - target: Article 12 paragraph: "1" external_references: - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 21 article_title: Waiver for credit institutions permanently affiliated to a central body chunk_file: /crd-iv/chunks/crd-iv_t03_ch01_general_requirements_for_access_to_the_a.md path: "Title III > Chapter 1 > Article 21" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - data_access - payment_systems keywords: - ITS - credit institution - institution contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 10 - target: Article 12 - target: Article 13 paragraph: "1" - target: Article 17 - target: Article 33 - target: Article 34 - target: Article 35 - target: Article 36 paragraph: "1" - target: Article 39 - target: Article 40 - target: Article 41 - target: Article 42 - target: Article 43 - target: Article 44 - target: Article 45 - target: Article 46 external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 22 article_title: Notification and assessment of proposed acquisitions chunk_file: /crd-iv/chunks/crd-iv_t03_ch02_qualifying_holding_in_a_credit_instituti.md path: "Title III > Chapter 2 > Article 22" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - competent_authorities keywords: - API - supervision - POS - access - ITS - EBA - notification - credit institution - institution - subsidiary - qualifying holding - competent authority contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: false its_mandate: true transitional: false internal_references: - target: Article 23 paragraph: "4" - target: Article 9 paragraph: "3" - target: Article 23 paragraph: "1" - target: Article 24 external_references: - instrument_type: directive reference: "2009/65/EC" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 23 article_title: Assessment criteria chunk_file: /crd-iv/chunks/crd-iv_t03_ch02_qualifying_holding_in_a_credit_instituti.md path: "Title III > Chapter 2 > Article 23" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - competent_authorities - aml - governance keywords: - supervision - POS - system - notification - credit institution - institution - management body - senior management - qualifying holding - competent authority contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 22 paragraph: "1" - target: Article 22 paragraph: "3" - target: Article 91 paragraph: "1" - target: Article 22 paragraph: "2" - target: Article 22 paragraph: "4" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "2002/87/EC" - instrument_type: directive reference: "2009/110/EC" - instrument_type: directive reference: "2005/60/EC" recitals: [] - article_number: 24 article_title: Cooperation between competent authorities chunk_file: /crd-iv/chunks/crd-iv_t03_ch02_qualifying_holding_in_a_credit_instituti.md path: "Title III > Chapter 2 > Article 24" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - authorisation - competent_authorities - insurance - reinsurance - investment_funds keywords: - POS - ITS - credit institution - investment firm - institution - insurance undertaking - reinsurance undertaking - parent undertaking - control - competent authority contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 2 paragraph: "1" external_references: - instrument_type: directive reference: "2009/65/EC" - instrument_type: directive reference: "2009/65/EC" recitals: [] - article_number: 25 article_title: Notification in the case of a divestiture chunk_file: /crd-iv/chunks/crd-iv_t03_ch02_qualifying_holding_in_a_credit_instituti.md path: "Title III > Chapter 2 > Article 25" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking keywords: - API - POS - ITS - notification - credit institution - institution - subsidiary - qualifying holding contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 9 paragraph: "3" external_references: [] recitals: [] - article_number: 26 article_title: Information obligations and penalties chunk_file: /crd-iv/chunks/crd-iv_t03_ch02_qualifying_holding_in_a_credit_instituti.md path: "Title III > Chapter 2 > Article 26" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - competent_authorities - information_requirements - trading_venues - governance keywords: - API - penalty - POS - credit institution - institution - management body - qualifying holding - regulated market contains: obligations: true prohibitions: false permissions: true definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 22 paragraph: "1" - target: Article 25 - target: Article 65 - target: Article 66 - target: Article 67 - target: Article 68 - target: Article 69 - target: Article 70 - target: Article 71 - target: Article 72 external_references: [] recitals: [] - article_number: 27 article_title: Criteria for qualifying holdings chunk_file: /crd-iv/chunks/crd-iv_t03_ch02_qualifying_holding_in_a_credit_instituti.md path: "Title III > Chapter 2 > Article 27" applies_to_entities: - member_states topics: - prudential - banking keywords: - POS - institution - qualifying holding - financial instrument contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 22 - target: Article 25 - target: Article 26 - target: Article 9 - target: Article 10 - target: Article 11 - target: Article 12 paragraph: "4" - target: Article 12 paragraph: "5" external_references: [] recitals: [] - article_number: 28 article_title: Initial capital of investment firms chunk_file: /crd-iv/chunks/crd-iv_t04_initial_capital_of_investment_firms.md path: "Title IV > Article 28" applies_to_entities: [] topics: - prudential - banking keywords: - API - investment firm contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 29 external_references: - instrument_type: regulation reference: "575/2013" recitals: - 106 - article_number: 29 article_title: Initial capital of particular types of investment firms chunk_file: /crd-iv/chunks/crd-iv_t04_initial_capital_of_investment_firms.md path: "Title IV > Article 29" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - authorisation - own_funds keywords: - API - transaction - POS - ITS - investment firm - financial instrument - own funds contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 92 - target: Article 93 - target: Article 94 - target: Article 95 external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 30 article_title: Initial capital of local firms chunk_file: /crd-iv/chunks/crd-iv_t04_initial_capital_of_investment_firms.md path: "Title IV > Article 30" applies_to_entities: [] topics: - prudential - banking - passporting keywords: - API - local firm contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 31 - target: Article 32 external_references: [] recitals: [] - article_number: 31 article_title: Coverage for firms not authorised to hold client money or securities chunk_file: /crd-iv/chunks/crd-iv_t04_initial_capital_of_investment_firms.md path: "Title IV > Article 31" applies_to_entities: [] topics: - prudential - banking - authorisation - liability keywords: - API - liability contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 4 paragraph: "2" - target: Article 4 paragraph: "3" external_references: [] recitals: [] - article_number: 32 article_title: Grandfathering provision chunk_file: /crd-iv/chunks/crd-iv_t04_initial_capital_of_investment_firms.md path: "Title IV > Article 32" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - own_funds keywords: - API - transfer - investment firm - control - own funds contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 28 paragraph: "2" - target: Article 29 paragraph: "1" - target: Article 29 paragraph: "3" - target: Article 30 external_references: [] recitals: [] - article_number: 33 article_title: Credit institutions chunk_file: /crd-iv/chunks/crd-iv_t05_ch01_general_principles.md path: "Title V > Chapter 1 > Article 33" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - authorisation keywords: - authorisation - branch - credit institution - institution contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 35 - target: Article 36 paragraph: "1" - target: Article 36 paragraph: "2" - target: Article 36 paragraph: "3" - target: Article 39 paragraph: "1" - target: Article 39 paragraph: "2" - target: Article 40 - target: Article 41 - target: Article 42 - target: Article 43 - target: Article 44 - target: Article 45 - target: Article 46 external_references: [] recitals: [] - article_number: 34 article_title: Financial institutions chunk_file: /crd-iv/chunks/crd-iv_t05_ch01_general_principles.md path: "Title V > Chapter 1 > Article 34" applies_to_entities: - credit_institutions - member_states - competent_authorities - financial_entities topics: - prudential - banking - authorisation - supervision - own_funds keywords: - API - supervision - POS - consent - branch - notification - credit institution - institution - parent undertaking - subsidiary - financial institution - control - home member state - host member state - own funds contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 35 - target: Article 36 paragraph: "1" - target: Article 36 paragraph: "2" - target: Article 36 paragraph: "3" - target: Article 39 paragraph: "1" - target: Article 39 paragraph: "2" - target: Article 40 - target: Article 41 - target: Article 42 - target: Article 43 - target: Article 44 - target: Article 45 - target: Article 46 - target: Article 92 - target: Article 89 - target: Article 90 - target: Article 39 external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 35 article_title: Notification requirement and interaction between competent authorities chunk_file: /crd-iv/chunks/crd-iv_t05_ch02_the_right_of_establishment_of_credit_ins.md path: "Title V > Chapter 2 > Article 35" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission - financial_entities topics: - prudential - banking - competent_authorities - own_funds keywords: - POS - branch - RTS - ITS - EBA - notification - credit institution - institution - parent undertaking - financial institution - home member state - host member state - own funds contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: true transitional: false internal_references: - target: Article 34 - target: Article 92 paragraph: "3" - target: Article 92 paragraph: "4" - target: Article 10 - target: Article 11 - target: Article 12 - target: Article 13 external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 36 article_title: Commencement of activities chunk_file: /crd-iv/chunks/crd-iv_t05_ch02_the_right_of_establishment_of_credit_ins.md path: "Title V > Chapter 2 > Article 36" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking keywords: - supervision - branch - ITS - EBA - notification - credit institution - institution - home member state - host member state contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: true transitional: false internal_references: - target: Article 35 - target: Article 35 paragraph: "2" - target: Article 33 - target: Article 52 - target: Article 10 - target: Article 11 - target: Article 12 - target: Article 13 external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 37 article_title: Information about refusals chunk_file: /crd-iv/chunks/crd-iv_t05_ch02_the_right_of_establishment_of_credit_ins.md path: "Title V > Chapter 2 > Article 37" applies_to_entities: - member_states - european_banking_authority - european_commission topics: - prudential - banking keywords: - EBA contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 35 - target: Article 36 paragraph: "3" external_references: - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 38 article_title: Aggregation of branches chunk_file: /crd-iv/chunks/crd-iv_t05_ch02_the_right_of_establishment_of_credit_ins.md path: "Title V > Chapter 2 > Article 38" applies_to_entities: - credit_institutions - member_states topics: - prudential - banking keywords: - branch - credit institution - institution contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 39 article_title: Notification procedure chunk_file: /crd-iv/chunks/crd-iv_t05_ch03_exercise_of_the_freedom_to_provide_servi.md path: "Title V > Chapter 3 > Article 39" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - passporting keywords: - ITS - EBA - notification - credit institution - institution - home member state - host member state contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: true transitional: false internal_references: - target: Article 10 - target: Article 11 - target: Article 12 - target: Article 13 external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 40 article_title: Reporting requirements chunk_file: /crd-iv/chunks/crd-iv_t05_ch04_powers_of_the_competent_authorities_of_t.md path: "Title V > Chapter 4 > Article 40" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking keywords: - POS - branch - RTS - reporting - credit institution - institution - host member state contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 51 paragraph: "1" - target: Article 53 paragraph: "1" external_references: [] recitals: [] - article_number: 41 article_title: Measures taken by the competent authorities of the home Member State in relation to activities carried out in the host Member State chunk_file: /crd-iv/chunks/crd-iv_t05_ch04_powers_of_the_competent_authorities_of_t.md path: "Title V > Chapter 4 > Article 41" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority topics: - prudential - banking keywords: - POS - branch - ITS - EBA - credit institution - institution - home member state - host member state contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 50 - target: Article 19 paragraph: "3" - target: Article 19 paragraph: "1" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 42 article_title: Reasons and communication chunk_file: /crd-iv/chunks/crd-iv_t05_ch04_powers_of_the_competent_authorities_of_t.md path: "Title V > Chapter 4 > Article 42" applies_to_entities: - credit_institutions topics: - prudential - banking - passporting keywords: - credit institution - institution contains: obligations: true prohibitions: false permissions: false definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 41 paragraph: "1" - target: Article 43 external_references: [] recitals: [] - article_number: 43 article_title: Precautionary measures chunk_file: /crd-iv/chunks/crd-iv_t05_ch04_powers_of_the_competent_authorities_of_t.md path: "Title V > Chapter 4 > Article 43" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority topics: - prudential - banking keywords: - POS - ITS - EBA - credit institution - institution - home member state - host member state contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 41 - target: Article 19 paragraph: "3" - target: Article 19 paragraph: "1" external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 44 article_title: Powers of host Member States chunk_file: /crd-iv/chunks/crd-iv_t05_ch04_powers_of_the_competent_authorities_of_t.md path: "Title V > Chapter 4 > Article 44" applies_to_entities: - credit_institutions - member_states topics: - prudential - banking keywords: - transaction - POS - credit institution - institution - host member state contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 40 - target: Article 41 external_references: [] recitals: [] - article_number: 45 article_title: Measures following withdrawal of authorisation chunk_file: /crd-iv/chunks/crd-iv_t05_ch04_powers_of_the_competent_authorities_of_t.md path: "Title V > Chapter 4 > Article 45" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - authorisation keywords: - authorisation - transaction - POS - ITS - credit institution - institution - home member state - host member state contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 46 article_title: Advertising chunk_file: /crd-iv/chunks/crd-iv_t05_ch04_powers_of_the_competent_authorities_of_t.md path: "Title V > Chapter 4 > Article 46" applies_to_entities: - credit_institutions - member_states topics: - prudential - banking keywords: - credit institution - institution - host member state contains: obligations: true prohibitions: false permissions: false definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 47 article_title: Notification in relation to third-country branches and conditions of access for credit institutions with such branches chunk_file: /crd-iv/chunks/crd-iv_t06_relations_with_third_countries.md path: "Title VI > Article 47" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - competent_authorities keywords: - authorisation - ATM - access - branch - ITS - EBA - notification - credit institution - institution contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 48 article_title: Cooperation with supervisory authorities of third countries regarding supervision on a consolidated basis chunk_file: /crd-iv/chunks/crd-iv_t06_relations_with_third_countries.md path: "Title VI > Article 48" applies_to_entities: - member_states - competent_authorities - european_banking_authority - european_commission - financial_entities topics: - prudential - banking - consolidation keywords: - supervision - POS - ITS - EBA - institution - parent undertaking - financial institution - participation - consolidated basis contains: obligations: true prohibitions: false permissions: true definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 218 external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 49 article_title: Competence of the competent authorities of the home and host Member States chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 49" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - authorisation keywords: - supervision - ATM - institution - home member state - host member state - consolidated basis contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 33 - target: Article 34 external_references: [] recitals: [] - article_number: 50 article_title: Collaboration concerning supervision chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 50" applies_to_entities: - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - supervision - authorisation - recovery_resolution - internal_control - deposit_guarantee keywords: - authorisation - supervision - POS - branch - system - ITS - EBA - institution - systemic risk - control - home member state - host member state contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: true transitional: false internal_references: - target: Article 258 - target: Article 19 paragraph: "1" - target: Article 10 - target: Article 11 - target: Article 12 - target: Article 13 external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 51 article_title: Significant branches chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 51" applies_to_entities: - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - supervision - payment_systems keywords: - POS - branch - settlement - clearing - system - ITS - EBA - investment firm - institution - competent authority - consolidating supervisor - home member state - host member state contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: true transitional: false internal_references: - target: Article 112 paragraph: "1" - target: Article 117 paragraph: "1" - target: Article 114 paragraph: "1" - target: Article 58 paragraph: "4" - target: Article 59 paragraph: "1" - target: Article 97 - target: Article 113 paragraph: "2" - target: Article 104 - target: Article 105 - target: Article 86 paragraph: "11" - target: Article 116 - target: Article 50 - target: Article 7 - target: Article 10 - target: Article 11 - target: Article 12 - target: Article 13 external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 52 article_title: On-the-spot checking and inspection of branches established in another Member State chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 52" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - authorisation - risk_assessment keywords: - POS - branch - system - ITS - institution - home member state - host member state contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 50 - target: Article 118 - target: Article 99 external_references: [] recitals: [] - article_number: 53 article_title: Professional secrecy chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 53" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - supervision - competent_authorities keywords: - POS - RTS - EBA - credit institution - institution contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 100 external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 54 article_title: Use of confidential information chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 54" applies_to_entities: - credit_institutions - competent_authorities topics: - prudential - banking - supervision - internal_control keywords: - POS - access - credit institution - institution - control - competent authority - consolidated basis contains: obligations: true prohibitions: false permissions: false definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 53 - target: Article 72 external_references: [] recitals: [] - article_number: 55 article_title: Cooperation agreements chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 55" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision keywords: - POS - EBA contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 56 - target: Article 57 paragraph: "1" - target: Article 53 paragraph: "1" external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 56 article_title: Exchange of information between authorities chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 56" applies_to_entities: - member_states - competent_authorities - financial_entities topics: - prudential - banking - supervision - insurance keywords: - supervision - POS - system - scheme - ITS - institution - insurance undertaking - financial institution contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 53 paragraph: "1" - target: Article 54 external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 57 article_title: Exchange of information with oversight bodies chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 57" applies_to_entities: - member_states - competent_authorities - european_banking_authority - financial_entities topics: - prudential - banking - supervision - authorisation - competent_authorities - insurance keywords: - POS - system - scheme - ITS - EBA - institution - insurance undertaking - financial institution contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 53 - target: Article 54 - target: Article 55 - target: Article 53 paragraph: "1" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 58 article_title: "Transmission of information concerning monetary, deposit protection, systemic and payment aspects" chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 58" applies_to_entities: - credit_institutions - member_states - competent_authorities - payment_systems topics: - prudential - banking - supervision - payment_systems keywords: - POS - settlement - clearing - system - scheme - ITS - institution - competent authority - escb central banks - central banks contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 54 - target: Article 53 paragraph: "1" - target: Article 114 paragraph: "1" external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 59 article_title: Transmission of information to other entities chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 59" applies_to_entities: - member_states - competent_authorities - financial_entities topics: - prudential - banking - supervision - authorisation - data_protection - insurance keywords: - supervision - POS - data - access - RTS - institution - insurance undertaking - financial institution contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 53 paragraph: "1" - target: Article 54 - target: Article 114 paragraph: "1" external_references: - instrument_type: directive reference: "95/46/EC" recitals: [] - article_number: 60 article_title: Disclosure of information obtained by on-the-spot checks and inspections chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p1_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 60" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision keywords: - consent contains: obligations: true prohibitions: true permissions: false definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 52 paragraph: "3" - target: Article 53 paragraph: "2" - target: Article 56 - target: Article 52 paragraph: "1" - target: Article 52 paragraph: "2" - target: Article 59 external_references: [] recitals: [] - article_number: 61 article_title: Disclosure of information concerning clearing and settlement services chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 61" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - payment_systems keywords: - consent - settlement - clearing contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 53 - target: Article 54 - target: Article 55 - target: Article 53 paragraph: "1" - target: Article 53 paragraph: "2" external_references: [] recitals: [] - article_number: 62 article_title: Processing of personal data chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 62" applies_to_entities: [] topics: - prudential - banking - supervision - data_protection keywords: - POS - data contains: obligations: true prohibitions: false permissions: false definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: directive reference: "95/46/EC" recitals: [] - article_number: 63 article_title: Duty of persons responsible for the legal control of annual and consolidated accounts chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 63" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - authorisation - liability - governance keywords: - liability - authorisation - POS - ITS - institution - management body - control - close links contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: directive reference: "2006/43/EC" - instrument_type: directive reference: "2009/65/EC" recitals: [] - article_number: 64 article_title: Supervisory powers and powers to impose penalties chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 64" applies_to_entities: - competent_authorities topics: - prudential - banking - supervision - authorisation - competent_authorities keywords: - authorisation - POS - institution contains: obligations: true prohibitions: false permissions: false definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 18 - target: Article 102 - target: Article 104 - target: Article 105 external_references: [] recitals: [] - article_number: 65 article_title: Administrative penalties and other administrative measures chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 65" applies_to_entities: - member_states - competent_authorities - european_commission topics: - prudential - banking - supervision - authorisation - outsourcing - competent_authorities - information_requirements - enforcement - governance keywords: - authorisation - supervision - POS - consent - notification - institution - management body - competent authority - consolidating supervisor contains: obligations: true prohibitions: false permissions: true definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 64 external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 66 article_title: Administrative penalties and other administrative measures for breaches of authorisation requirements and requirements for acquisitions of qualifying holdings chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 66" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - supervision - authorisation - enforcement - sanctions - consolidation keywords: - API - authorisation - POS - ITS - credit institution - institution - parent undertaking - subsidiary - financial holding company - mixed financial holding company - qualifying holding contains: obligations: true prohibitions: false permissions: false definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 9 - target: Article 22 paragraph: "1" - target: Article 25 external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 67 article_title: Other provisions chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 67" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - authorisation - liability - enforcement - sanctions - own_funds - credit_risk - leverage_ratio - large_exposures - securitisation - trading_venues - governance - consolidation keywords: - API - authorisation - POS - data - ITS - institution - management body - parent undertaking - subsidiary - financial holding company - mixed financial holding company - qualifying holding - own funds - securitisation - securitisation position - regulated market - leverage contains: obligations: true prohibitions: false permissions: false definitions: true penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 22 paragraph: "1" - target: Article 25 - target: Article 26 paragraph: "1" - target: Article 74 - target: Article 99 paragraph: "1" - target: Article 415 paragraph: "1" - target: Article 415 paragraph: "2" - target: Article 431 paragraph: "1" - target: Article 431 paragraph: "2" - target: Article 431 paragraph: "3" - target: Article 141 - target: Article 28 - target: Article 51 - target: Article 63 - target: Article 91 - target: Article 18 - target: Article 65 paragraph: "2" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "2005/60/EC" - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 68 article_title: Publication of administrative penalties chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 68" applies_to_entities: - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - supervision - liability - data_protection - competent_authorities keywords: - penalty - POS - data - EBA - institution - competent authority contains: obligations: true prohibitions: false permissions: true definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 69 article_title: Exchange of information on penalties and maintenance of a central database by EBA chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 69" applies_to_entities: - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - supervision - competent_authorities keywords: - POS - data - access - EBA - competent authority contains: obligations: true prohibitions: false permissions: false definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 53 paragraph: "1" - target: Article 65 - target: Article 66 - target: Article 67 - target: Article 13 paragraph: "1" - target: Article 16 paragraph: "3" - target: Article 91 paragraph: "1" - target: Article 121 - target: Article 68 external_references: - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 70 article_title: Effective application of penalties and exercise of powers to impose penalties by competent authorities chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 70" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - competent_authorities - enforcement - sanctions keywords: - POS - system - ITS - competent authority contains: obligations: true prohibitions: false permissions: false definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 71 article_title: Reporting of breaches chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 71" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - data_protection keywords: - POS - ATM - data - RTS - reporting - institution contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "95/46/EC" recitals: [] - article_number: 72 article_title: Right of appeal chunk_file: /crd-iv/chunks/crd-iv_t07_ch01_p2_principles_of_prudential_supervision_par.md path: "Title VII > Chapter 1 > Article 72" applies_to_entities: - member_states topics: - prudential - banking - supervision - authorisation keywords: - authorisation - POS contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 73 article_title: Internal Capital chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 73" applies_to_entities: [] topics: - prudential - banking keywords: - SCA - API - POS - institution contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 74 article_title: Internal governance and recovery and resolution plans chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 74" applies_to_entities: - competent_authorities - european_banking_authority topics: - prudential - banking - competent_authorities - governance - remuneration - internal_control keywords: - SCA - POS - system - ITS - EBA - guidelines - institution - control - competent authority contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 76 - target: Article 77 - target: Article 78 - target: Article 79 - target: Article 80 - target: Article 81 - target: Article 82 - target: Article 83 - target: Article 84 - target: Article 85 - target: Article 86 - target: Article 87 - target: Article 88 - target: Article 89 - target: Article 90 - target: Article 91 - target: Article 92 - target: Article 93 - target: Article 94 - target: Article 95 external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 75 article_title: Oversight of remuneration policies chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 75" applies_to_entities: - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - competent_authorities - remuneration keywords: - EBA - guidelines - reporting - institution - home member state contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 92 - target: Article 93 - target: Article 94 - target: Article 95 external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 76 article_title: Treatment of risks chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 76" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - valuation - governance - remuneration - conflicts_of_interest - risk_management keywords: - SCA - API - POS - ATM - access - system - ITS - reporting - investment firm - institution - management body - management body in its supervisory function - senior management contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "2006/43/EC" recitals: [] - article_number: 77 article_title: Internal Approaches for calculating own funds requirements chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 77" applies_to_entities: - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - competent_authorities - own_funds - credit_risk - market_risk - risk_assessment keywords: - SCA - POS - EBA - institution - financial instrument - own funds - trading book - internal approaches contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: false transitional: false internal_references: - target: Article 10 - target: Article 11 - target: Article 12 - target: Article 13 external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 78 article_title: Supervisory benchmarking of internal approaches for calculating own funds requirements chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 78" applies_to_entities: - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - competent_authorities - own_funds - credit_risk keywords: - transaction - SEPA - POS - system - EBA - guidelines - reporting - institution - own funds - operational risk - internal approaches contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: true transitional: false internal_references: - target: Article 10 - target: Article 11 - target: Article 12 - target: Article 13 external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 79 article_title: Credit and counterparty risk chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 79" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities - own_funds - credit_risk - securitisation keywords: - API - POS - system - ITS - institution - own funds - securitisation - securitisation position - external credit assessment institution contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 80 article_title: Residual risk chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 80" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities - credit_risk keywords: - institution - control - credit risk mitigation contains: obligations: true prohibitions: false permissions: false definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 81 article_title: Concentration risk chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 81" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities - credit_risk - large_exposures keywords: - POS - control - credit risk mitigation contains: obligations: true prohibitions: false permissions: false definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 82 article_title: Securitisation risk chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 82" applies_to_entities: - credit_institutions - competent_authorities topics: - prudential - banking - competent_authorities - securitisation - risk_assessment keywords: - transaction - credit institution - institution - originator - sponsor - securitisation contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 83 article_title: Market risk chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 83" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities - own_funds - market_risk keywords: - API - POS - ATM - ITS - institution - own funds contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 84 article_title: Interest risk arising from non-trading book activities chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 84" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities - market_risk keywords: - system - institution - trading book contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 85 article_title: Operational risk chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p1_review_processes_part_1.md path: "Title VII > Chapter 2 > Article 85" applies_to_entities: - competent_authorities topics: - prudential - banking - operational_resilience - competent_authorities keywords: - POS - institution - model risk - operational risk contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 86 article_title: Liquidity risk chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 86" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - competent_authorities - liquidity_risk - securitisation - governance - financial_statements keywords: - SCA - transfer - POS - access - branch - system - ITS - EBA - credit institution - institution - management body - senior management - sponsor - host member state - securitisation contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 87 article_title: Risk of excessive leverage chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 87" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities - own_funds - leverage_ratio keywords: - institution - own funds - leverage - risk of excessive leverage contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 88 article_title: Governance arrangements chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 88" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - authorisation - governance - conflicts_of_interest keywords: - POS - system - ITS - reporting - institution - management body - management body in its supervisory function - senior management - control contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 435 paragraph: "2" external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 89 article_title: Country-by-country reporting chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 89" applies_to_entities: - member_states - european_commission topics: - prudential - banking - authorisation - financial_statements - consolidation keywords: - POS - system - ITS - EBA - reporting - institution - systemically important institution - consolidated basis contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 145 external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: directive reference: "2006/43/EC" recitals: [] - article_number: 90 article_title: Public disclosure of return on assets chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 90" applies_to_entities: [] topics: - prudential - banking - financial_statements keywords: - institution contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 91 article_title: Management body chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 91" applies_to_entities: - member_states - competent_authorities - european_banking_authority - financial_entities topics: - prudential - banking - authorisation - competent_authorities - governance keywords: - SCA - authorisation - POS - scheme - ITS - EBA - guidelines - institution - management body - senior management - qualifying holding contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 435 paragraph: "2" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 92 article_title: Remuneration policies chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 92" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities - governance - remuneration - conflicts_of_interest keywords: - ITS - institution - management body - management body in its supervisory function - senior management - subsidiary - control - discretionary pension benefits contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 93 - target: Article 94 - target: Article 95 external_references: [] recitals: [] - article_number: 93 article_title: Institutions that benefit from government intervention chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 93" applies_to_entities: - competent_authorities topics: - prudential - banking - governance - remuneration keywords: - API - ITS - institution - management body contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 92 paragraph: "2" external_references: [] recitals: [] - article_number: 94 article_title: Variable elements of remuneration chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 94" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - liability - competent_authorities - own_funds - remuneration keywords: - API - liability - POS - ITS - EBA - guidelines - reporting - credit institution - institution - competent authority - home member state - own funds - discretionary pension benefits contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: false transitional: false internal_references: - target: Article 92 paragraph: "2" - target: Article 52 - target: Article 10 external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 95 article_title: Remuneration Committee chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 95" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities - governance - remuneration keywords: - API - institution - management body contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 96 article_title: Maintenance of a website on corporate governance and remuneration chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 96" applies_to_entities: [] topics: - prudential - banking keywords: - institution contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 88 - target: Article 89 - target: Article 90 - target: Article 91 - target: Article 92 - target: Article 93 - target: Article 94 - target: Article 95 external_references: [] recitals: [] - article_number: 97 article_title: Supervisory review and evaluation chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 97" applies_to_entities: - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - supervision - competent_authorities - own_funds keywords: - SCA - POS - system - EBA - institution - systemic risk - own funds contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 98 - target: Article 99 paragraph: "2" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 98 article_title: Technical criteria for the supervisory review and evaluation chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p2_review_processes_part_2.md path: "Title VII > Chapter 2 > Article 98" applies_to_entities: - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - supervision - competent_authorities - own_funds - credit_risk - market_risk - liquidity_risk - leverage_ratio - large_exposures - securitisation - governance keywords: - transaction - transfer - POS - access - system - ITS - EBA - guidelines - institution - management body - systemic risk - competent authority - own funds - operational risk - credit risk mitigation - securitisation - trading book - leverage - risk of excessive leverage contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 97 - target: Article 81 - target: Article 97 paragraph: "3" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 99 article_title: Supervisory examination programme chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 99" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - competent_authorities keywords: - supervision - POS - branch - system - ITS - reporting - institution - systemic risk - competent authority - home member state - host member state contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 97 - target: Article 52 - target: Article 119 - target: Article 122 - target: Article 98 paragraph: "1" - target: Article 100 - target: Article 52 paragraph: "3" external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 100 article_title: Supervisory stress testing chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 100" applies_to_entities: - competent_authorities - european_banking_authority topics: - prudential - banking - competent_authorities keywords: - EBA - guidelines - institution contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 97 external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 101 article_title: Ongoing review of the permission to use internal approaches chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 101" applies_to_entities: - competent_authorities - european_banking_authority topics: - prudential - banking - competent_authorities - own_funds - market_risk keywords: - API - POS - ITS - EBA - guidelines - institution - own funds - internal approaches contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 102 article_title: Supervisory measures chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 102" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities keywords: - POS - institution contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 104 external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 103 article_title: Application of supervisory measures to institutions with similar risk profiles chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 103" applies_to_entities: - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - supervision - competent_authorities keywords: - POS - system - EBA - guidelines - institution contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 97 - target: Article 104 - target: Article 105 - target: Article 106 - target: Article 98 paragraph: "1" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 104 article_title: Supervisory powers chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 104" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities - enforcement - own_funds - remuneration keywords: - API - POS - ATM - system - network - RTS - ITS - reporting - institution - systemic risk - competent authority - own funds contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 97 - target: Article 98 paragraph: "4" - target: Article 101 paragraph: "4" - target: Article 102 - target: Article 103 - target: Article 1 - target: Article 73 - target: Article 74 external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 105 article_title: Specific liquidity requirements chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 105" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - competent_authorities - enforcement - liquidity_risk keywords: - POS - system - institution contains: obligations: true prohibitions: false permissions: false definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 86 - target: Article 97 - target: Article 67 external_references: [] recitals: [] - article_number: 106 article_title: Specific publication requirements chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 106" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - financial_statements keywords: - institution - parent undertaking contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 14 paragraph: "3" - target: Article 74 paragraph: "1" - target: Article 109 paragraph: "2" external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 107 article_title: "Consistency of supervisory reviews, evaluations and supervisory measures" chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 107" applies_to_entities: - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - supervision - competent_authorities - large_exposures keywords: - POS - ATM - ITS - EBA - guidelines - institution contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 97 - target: Article 98 - target: Article 100 - target: Article 101 - target: Article 102 - target: Article 104 - target: Article 105 - target: Article 76 - target: Article 77 - target: Article 78 - target: Article 79 - target: Article 80 - target: Article 81 - target: Article 82 - target: Article 83 - target: Article 84 - target: Article 85 - target: Article 86 - target: Article 87 external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 108 article_title: Internal capital adequacy assessment process chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 108" applies_to_entities: - credit_institutions - member_states - competent_authorities - financial_entities topics: - prudential - banking - authorisation - competent_authorities - own_funds - capital_requirements - consolidation keywords: - API - supervision - credit institution - institution - parent undertaking - subsidiary - asset management company - financial holding company - mixed financial holding company - financial institution - parent mixed financial holding company in a member state - participation - control - consolidated situation - consolidated basis - sub-consolidated basis - own funds contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 73 - target: Article 111 external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "2002/87/EC" recitals: [] - article_number: 109 article_title: "Institutions' arrangements, processes and mechanisms" chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 109" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities keywords: - supervision - POS - data - institution - parent undertaking - subsidiary - financial holding company - mixed financial holding company - eu parent institution - eu parent financial holding company - eu parent mixed financial holding company - control - consolidated basis - sub-consolidated basis contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 110 article_title: Review and evaluation and supervisory measures chunk_file: /crd-iv/chunks/crd-iv_t07_ch02_p3_review_processes_part_3.md path: "Title VII > Chapter 2 > Article 110" applies_to_entities: - competent_authorities topics: - prudential - banking - competent_authorities - own_funds keywords: - supervision - investment firm - consolidated basis - own funds contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 97 external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 111 article_title: Determination of the consolidating supervisor chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 111" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - supervision - authorisation - competent_authorities - financial_statements keywords: - authorisation - supervision - POS - ITS - EBA - credit institution - institution - parent undertaking - financial holding company - mixed financial holding company - parent institution in a member state - eu parent institution - eu parent financial holding company - parent mixed financial holding company in a member state - eu parent mixed financial holding company - control - competent authority - consolidating supervisor - consolidated basis contains: obligations: true prohibitions: false permissions: true definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 112 article_title: Coordination of supervisory activities by the consolidating supervisor chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 112" applies_to_entities: - credit_institutions - competent_authorities - european_banking_authority topics: - prudential - banking - supervision keywords: - POS - ITS - EBA - institution - consolidating supervisor - escb central banks - central banks contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 19 paragraph: "1" - target: Article 117 paragraph: "1" - target: Article 117 paragraph: "4" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 113 article_title: Joint decisions on institution-specific prudential requirements chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 113" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - supervision - competent_authorities - own_funds - liquidity_risk - risk_assessment keywords: - supervision - POS - ATM - ITS - EBA - credit institution - institution - financial holding company - mixed financial holding company - eu parent institution - eu parent financial holding company - parent mixed financial holding company in a member state - eu parent mixed financial holding company - competent authority - consolidating supervisor - consolidated basis - sub-consolidated basis - own funds contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: false its_mandate: true transitional: false internal_references: - target: Article 73 - target: Article 97 - target: Article 104 paragraph: "1" - target: Article 86 - target: Article 105 - target: Article 19 paragraph: "3" external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 114 article_title: Information requirements in emergency situations chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 114" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - supervision - authorisation keywords: - supervision - POS - branch - system - EBA - reporting - competent authority - consolidating supervisor contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 51 - target: Article 54 - target: Article 58 - target: Article 58 paragraph: "4" - target: Article 59 - target: Article 112 external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 115 article_title: Coordination and cooperation arrangements chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 115" applies_to_entities: - member_states - competent_authorities - european_banking_authority topics: - prudential - banking - supervision - authorisation - competent_authorities keywords: - supervision - EBA - institution - parent undertaking - subsidiary - consolidating supervisor contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 116 article_title: Colleges of supervisors chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 116" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - supervision - risk_assessment keywords: - supervision - POS - branch - system - ITS - EBA - institution - financial holding company - mixed financial holding company - eu parent institution - eu parent financial holding company - eu parent mixed financial holding company - competent authority - consolidating supervisor - host member state - escb central banks - central banks contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: true transitional: false internal_references: - target: Article 112 - target: Article 113 - target: Article 114 paragraph: "1" - target: Article 99 - target: Article 97 - target: Article 114 - target: Article 117 paragraph: "3" - target: Article 112 paragraph: "1" - target: Article 54 - target: Article 58 - target: Article 115 - target: Article 10 - target: Article 11 - target: Article 12 - target: Article 13 - target: Article 51 - target: Article 7 - target: Article 51 paragraph: "2" - target: Article 19 paragraph: "1" external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 117 article_title: Cooperation obligations chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 117" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - financial_entities topics: - prudential - banking - supervision - authorisation - competent_authorities - own_funds keywords: - authorisation - supervision - POS - branch - system - ITS - EBA - credit institution - institution - parent undertaking - financial institution - eu parent institution - control - competent authority - consolidating supervisor - own funds contains: obligations: true prohibitions: false permissions: true definitions: true penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 14 paragraph: "3" - target: Article 74 paragraph: "1" - target: Article 109 paragraph: "2" - target: Article 104 - target: Article 258 - target: Article 19 paragraph: "1" external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 118 article_title: Checking information concerning entities in other Member States chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 118" applies_to_entities: - member_states - competent_authorities - financial_entities topics: - prudential - banking - supervision keywords: - ITS - institution - subsidiary - ancillary services undertaking - financial holding company - mixed financial holding company - financial institution - competent authority contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 125 - target: Article 119 paragraph: "3" external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 119 article_title: Inclusion of holding companies in consolidated supervision chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 119" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision keywords: - supervision - institution - parent undertaking - subsidiary - financial holding company - mixed financial holding company - consolidated basis contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 122 external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 120 article_title: Supervision of mixed financial holding companies chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 120" applies_to_entities: - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - supervision keywords: - supervision - POS - EBA - guidelines - financial holding company - mixed financial holding company - consolidating supervisor contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: false transitional: false internal_references: - target: Article 10 - target: Article 11 - target: Article 12 - target: Article 13 external_references: - instrument_type: directive reference: "2002/87" - instrument_type: directive reference: "2009/138/EC" - instrument_type: directive reference: "2002/87/EC" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 121 article_title: Qualification of directors chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 121" applies_to_entities: - member_states topics: - prudential - banking - supervision - governance keywords: - POS - management body - financial holding company - mixed financial holding company contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 91 paragraph: "1" external_references: [] recitals: [] - article_number: 122 article_title: Requests for information and inspections chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 122" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - authorisation - insurance - consolidation keywords: - authorisation - supervision - POS - ITS - institution - insurance undertaking - parent undertaking - subsidiary contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 125 - target: Article 118 external_references: [] recitals: [] - article_number: 123 article_title: Supervision chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 123" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - competent_authorities - internal_control keywords: - supervision - transaction - ITS - reporting - institution - parent undertaking - control contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 124 article_title: Exchange of information chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 124" applies_to_entities: - credit_institutions - member_states - competent_authorities - financial_entities topics: - prudential - banking - supervision - authorisation keywords: - supervision - POS - ITS - credit institution - institution - parent undertaking - ancillary services undertaking - financial institution - consolidated basis contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 119 paragraph: "3" - target: Article 110 - target: Article 111 - target: Article 122 external_references: [] recitals: [] - article_number: 125 article_title: Cooperation chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 125" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - supervision - authorisation - insurance keywords: - authorisation - supervision - EBA - credit institution - investment firm - institution - insurance undertaking - financial holding company - mixed financial holding company - control - consolidated basis contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 53 paragraph: "1" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 126 article_title: Penalties chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 126" applies_to_entities: - member_states topics: - prudential - banking - supervision - enforcement keywords: - POS contains: obligations: true prohibitions: false permissions: true definitions: false penalties: true delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 127 article_title: "Assessment of equivalence of third countries' consolidated supervision" chunk_file: /crd-iv/chunks/crd-iv_t07_ch03_supervision_on_a_consolidated_basis.md path: "Title VII > Chapter 3 > Article 127" applies_to_entities: - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - supervision - authorisation - competent_authorities keywords: - supervision - POS - ITS - EBA - institution - parent undertaking - financial holding company - mixed financial holding company - competent authority - consolidated basis contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 111 external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 128 article_title: Definitions chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 128" applies_to_entities: - member_states topics: - prudential - banking - capital_buffers - authorisation - own_funds keywords: - API - POS - system - investment firm - institution - systemic risk - own funds contains: obligations: true prohibitions: true permissions: true definitions: true penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 129 - target: Article 130 - target: Article 131 paragraph: "4" - target: Article 131 paragraph: "5" - target: Article 133 - target: Article 136 - target: Article 137 - target: Article 135 paragraph: "1" external_references: [] recitals: [] - article_number: 129 article_title: Requirement to maintain a capital conservation buffer chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 129" applies_to_entities: - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - capital_buffers - own_funds keywords: - API - POS - system - EBA - investment firm - institution - competent authority - consolidated basis - own funds contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 92 paragraph: "3" - target: Article 104 - target: Article 141 paragraph: "2" - target: Article 141 paragraph: "3" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 130 article_title: Requirement to maintain an institution-specific countercyclical capital buffer chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 130" applies_to_entities: - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - capital_buffers - own_funds keywords: - API - POS - system - EBA - investment firm - institution - competent authority - consolidated basis - own funds contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 140 - target: Article 129 - target: Article 104 - target: Article 141 paragraph: "2" - target: Article 141 paragraph: "3" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 131 article_title: Global and other systemically important institutions chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 131" applies_to_entities: - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - capital_buffers - authorisation - own_funds keywords: - API - POS - cross-border - system - RTS - EBA - guidelines - notification - institution - systemic risk - subsidiary - financial holding company - mixed financial holding company - eu parent institution - eu parent financial holding company - eu parent mixed financial holding company - systemically important institution - competent authority - consolidated basis - sub-consolidated basis contains: obligations: true prohibitions: true permissions: true definitions: true penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: false transitional: false internal_references: - target: Article 133 - target: Article 129 - target: Article 130 - target: Article 102 - target: Article 104 - target: Article 10 external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 132 article_title: Reporting chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 132" applies_to_entities: - member_states - european_banking_authority topics: - prudential - banking - capital_buffers keywords: - SEPA - POS - system - EBA - reporting - institution - systemically important institution contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 131 external_references: - instrument_type: regulation reference: "1093/2010" recitals: - 10 - article_number: 133 article_title: Requirement to maintain a systemic risk buffer chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 133" applies_to_entities: - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - capital_buffers - own_funds - implementing_acts keywords: - API - POS - system - RTS - ITS - EBA - notification - institution - systemic risk - subsidiary - systemically important institution - competent authority - consolidated basis - sub-consolidated basis - own funds contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: true rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 129 - target: Article 130 - target: Article 102 - target: Article 104 - target: Article 131 - target: Article 458 - target: Article 459 - target: Article 141 paragraph: "2" - target: Article 141 paragraph: "3" - target: Article 64 external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 134 article_title: Recognition of a systemic risk buffer rate chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 134" applies_to_entities: - member_states - european_banking_authority - european_commission topics: - prudential - banking - capital_buffers - authorisation keywords: - POS - system - EBA - institution - systemic risk contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 133 - target: Article 133 paragraph: "11" - target: Article 133 paragraph: "12" external_references: - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 135 article_title: ESRB guidance on setting countercyclical buffer rates chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 135" applies_to_entities: - member_states topics: - prudential - banking - capital_buffers keywords: - ATM - system - ITS contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 136 paragraph: "1" - target: Article 136 paragraph: "2" - target: Article 136 external_references: [] recitals: [] - article_number: 136 article_title: Setting countercyclical buffer rates chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 136" applies_to_entities: - member_states topics: - prudential - banking - capital_buffers keywords: - API - POS - system - ITS - institution - systemic risk contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 135 paragraph: "1" - target: Article 140 paragraph: "2" external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 137 article_title: "Recognition of countercyclical buffer rates in excess of 2,5 %" chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 137" applies_to_entities: - member_states topics: - prudential - banking - capital_buffers - authorisation keywords: - API - POS - ITS - institution contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 136 paragraph: "4" external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 138 article_title: ESRB recommendation on third country countercyclical buffer rates chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 138" applies_to_entities: [] topics: - prudential - banking - capital_buffers keywords: - POS - institution contains: obligations: false prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 139 article_title: Decision by designated authorities on third country countercyclical buffer rates chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 139" applies_to_entities: [] topics: - prudential - banking - capital_buffers - authorisation keywords: - API - POS - institution contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 138 external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 140 article_title: Calculation of institution-specific countercyclical capital buffer rates chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 140" applies_to_entities: - member_states - european_banking_authority - european_commission topics: - prudential - banking - capital_buffers - authorisation - own_funds - credit_risk - market_risk - securitisation keywords: - API - POS - ITS - EBA - institution - home member state - own funds - securitisation - trading book contains: obligations: true prohibitions: false permissions: false definitions: true penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: false transitional: true internal_references: - target: Article 139 paragraph: "2" - target: Article 136 paragraph: "4" - target: Article 137 paragraph: "1" - target: Article 137 - target: Article 136 paragraph: "7" - target: Article 137 paragraph: "2" - target: Article 139 paragraph: "5" - target: Article 10 - target: Article 11 - target: Article 12 - target: Article 13 external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 141 article_title: Restrictions on distributions chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 141" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - capital_buffers - own_funds - remuneration keywords: - API - POS - ITS - institution - competent authority - own funds - discretionary pension benefits contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 92 paragraph: "1" - target: Article 92 paragraph: "3" - target: Article 26 paragraph: "1" external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 142 article_title: Capital Conservation Plan chunk_file: /crd-iv/chunks/crd-iv_t07_ch04_capital_buffers.md path: "Title VII > Chapter 4 > Article 142" applies_to_entities: - credit_institutions - competent_authorities topics: - prudential - banking - capital_buffers - competent_authorities - own_funds - financial_statements keywords: - SCA - API - authorisation - POS - ITS - credit institution - institution - competent authority - own funds contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 102 - target: Article 141 external_references: [] recitals: [] - article_number: 143 article_title: General disclosure requirements chunk_file: /crd-iv/chunks/crd-iv_t08_disclosure_by_competent_authorities.md path: "Title VIII > Article 143" applies_to_entities: - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - competent_authorities keywords: - POS - data - access - EBA contains: obligations: true prohibitions: false permissions: false definitions: false penalties: true delegated_powers: true implementing_powers: false rts_mandate: false its_mandate: true transitional: false internal_references: - target: Article 97 - target: Article 54 - target: Article 58 - target: Article 102 paragraph: "1" - target: Article 65 external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 144 article_title: Specific disclosure requirements chunk_file: /crd-iv/chunks/crd-iv_t08_disclosure_by_competent_authorities.md path: "Title VIII > Article 144" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - competent_authorities - own_funds keywords: - transfer - POS - ITS - institution - parent institution in a member state - competent authority - consolidated basis - own funds contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 405 - target: Article 406 - target: Article 407 - target: Article 408 - target: Article 7 paragraph: "3" - target: Article 92 - target: Article 9 paragraph: "1" external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 145 article_title: Delegated Acts chunk_file: /crd-iv/chunks/crd-iv_t09_delegated_and_implementing_acts.md path: "Title IX > Article 145" applies_to_entities: - competent_authorities - european_commission - consumers topics: - prudential - banking - delegated_acts keywords: - consumer - institution contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 148 - target: Article 3 - target: Article 128 - target: Article 31 paragraph: "1" - target: Article 33 - target: Article 34 - target: Article 50 - target: Article 76 - target: Article 77 - target: Article 78 - target: Article 79 - target: Article 80 - target: Article 81 - target: Article 82 - target: Article 83 - target: Article 84 - target: Article 85 - target: Article 86 - target: Article 87 - target: Article 88 - target: Article 98 - target: Article 89 paragraph: "3" - target: Article 23 paragraph: "1" external_references: [] recitals: [] - article_number: 146 article_title: Implementing Acts chunk_file: /crd-iv/chunks/crd-iv_t09_delegated_and_implementing_acts.md path: "Title IX > Article 146" applies_to_entities: [] topics: - prudential - banking - delegated_acts - committee_procedure - implementing_acts keywords: - API contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: true rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 147 paragraph: "2" - target: Article 2 - target: Article 12 external_references: [] recitals: [] - article_number: 147 article_title: European Banking Committee chunk_file: /crd-iv/chunks/crd-iv_t09_delegated_and_implementing_acts.md path: "Title IX > Article 147" applies_to_entities: - european_commission topics: - prudential - banking - delegated_acts - implementing_acts keywords: [] contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: true rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 148 article_title: Exercise of the delegation chunk_file: /crd-iv/chunks/crd-iv_t09_delegated_and_implementing_acts.md path: "Title IX > Article 148" applies_to_entities: - european_commission topics: - prudential - banking - delegated_acts keywords: - notification contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 145 external_references: [] recitals: [] - article_number: 149 article_title: Objections to regulatory technical standards chunk_file: /crd-iv/chunks/crd-iv_t09_delegated_and_implementing_acts.md path: "Title IX > Article 149" applies_to_entities: - european_commission topics: - prudential - banking - delegated_acts keywords: - EBA - notification contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: true its_mandate: false transitional: false internal_references: [] external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 150 article_title: Amendments of Directive 2002/87/EC chunk_file: /crd-iv/chunks/crd-iv_t10_amendments_of_directive_2002_87_ec.md path: "Title X > Article 150" applies_to_entities: - european_commission topics: - prudential - banking - amendments keywords: [] contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: true its_mandate: false transitional: false internal_references: - target: Article 6 paragraph: "4" - target: Article 6 paragraph: "2" - target: Article 10 - target: Article 11 - target: Article 12 - target: Article 13 external_references: - instrument_type: directive reference: "2002/87/EC" - instrument_type: regulation reference: "575/2013" - instrument_type: directive reference: "2009/138/EC" - instrument_type: directive reference: "2009/138/EC" - instrument_type: regulation reference: "1093/2010" - instrument_type: directive reference: "2002/87/EC" recitals: [] - article_number: 151 article_title: Scope chunk_file: /crd-iv/chunks/crd-iv_t11_ch01_transitional_provisions_on_the_supervisi.md path: "Title XI > Chapter 1 > Article 151" applies_to_entities: - european_commission topics: - prudential - banking - supervision - transitional_provisions - passporting - liquidity_risk keywords: - supervision - POS contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: true implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 40 - target: Article 41 - target: Article 43 - target: Article 49 - target: Article 50 - target: Article 51 - target: Article 145 external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 152 article_title: Reporting requirements chunk_file: /crd-iv/chunks/crd-iv_t11_ch01_transitional_provisions_on_the_supervisi.md path: "Title XI > Chapter 1 > Article 152" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - supervision - transitional_provisions - passporting keywords: - POS - branch - reporting - credit institution - institution - host member state contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 156 external_references: [] recitals: [] - article_number: 153 article_title: Measures taken by the competent authorities of the home Member State in relation to activities carried out in the host Member State chunk_file: /crd-iv/chunks/crd-iv_t11_ch01_transitional_provisions_on_the_supervisi.md path: "Title XI > Chapter 1 > Article 153" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - supervision - transitional_provisions - passporting keywords: - transaction - POS - branch - ITS - credit institution - institution - home member state - host member state contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: - 69 - article_number: 154 article_title: Precautionary measures chunk_file: /crd-iv/chunks/crd-iv_t11_ch01_transitional_provisions_on_the_supervisi.md path: "Title XI > Chapter 1 > Article 154" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - transitional_provisions - passporting keywords: - POS - host member state contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 153 external_references: [] recitals: [] - article_number: 155 article_title: Responsibility chunk_file: /crd-iv/chunks/crd-iv_t11_ch01_transitional_provisions_on_the_supervisi.md path: "Title XI > Chapter 1 > Article 155" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - transitional_provisions - passporting keywords: - supervision - system - institution - home member state - host member state - consolidated basis contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 33 - target: Article 34 external_references: [] recitals: [] - article_number: 156 article_title: Liquidity supervision chunk_file: /crd-iv/chunks/crd-iv_t11_ch01_transitional_provisions_on_the_supervisi.md path: "Title XI > Chapter 1 > Article 156" applies_to_entities: - credit_institutions - member_states - competent_authorities topics: - prudential - banking - supervision - transitional_provisions - passporting - authorisation keywords: - supervision - ATM - branch - system - credit institution - institution - home member state - host member state contains: obligations: true prohibitions: true permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 157 article_title: Collaboration concerning supervision chunk_file: /crd-iv/chunks/crd-iv_t11_ch01_transitional_provisions_on_the_supervisi.md path: "Title XI > Chapter 1 > Article 157" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - transitional_provisions - passporting - authorisation - internal_control keywords: - authorisation - supervision - POS - branch - institution - control contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 158 article_title: Significant branches chunk_file: /crd-iv/chunks/crd-iv_t11_ch01_transitional_provisions_on_the_supervisi.md path: "Title XI > Chapter 1 > Article 158" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - transitional_provisions - passporting - payment_systems keywords: - POS - branch - settlement - clearing - system - ITS - investment firm - institution - competent authority - consolidating supervisor - home member state - host member state contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 112 paragraph: "1" - target: Article 117 paragraph: "1" - target: Article 114 paragraph: "1" - target: Article 58 paragraph: "4" - target: Article 59 paragraph: "1" - target: Article 116 - target: Article 60 - target: Article 155 paragraph: "3" external_references: - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 159 article_title: On-the-spot checks chunk_file: /crd-iv/chunks/crd-iv_t11_ch01_transitional_provisions_on_the_supervisi.md path: "Title XI > Chapter 1 > Article 159" applies_to_entities: - member_states - competent_authorities topics: - prudential - banking - supervision - transitional_provisions - passporting - authorisation keywords: - POS - branch - ITS - institution - home member state - host member state contains: obligations: true prohibitions: true permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 50 - target: Article 118 external_references: [] recitals: [] - article_number: 160 article_title: Transitional provisions for capital buffers chunk_file: /crd-iv/chunks/crd-iv_t11_ch02_transitional_provisions_for_capital_buff.md path: "Title XI > Chapter 2 > Article 160" applies_to_entities: - member_states - european_banking_authority - european_commission topics: - prudential - banking - transitional_provisions - capital_buffers - authorisation - supervision - own_funds - credit_risk keywords: - API - POS - EBA - institution contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: true internal_references: - target: Article 129 - target: Article 130 - target: Article 141 - target: Article 142 external_references: - instrument_type: regulation reference: "575/2013" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 161 article_title: Review and report chunk_file: /crd-iv/chunks/crd-iv_t11_ch03_final_provisions.md path: "Title XI > Chapter 3 > Article 161" applies_to_entities: - credit_institutions - member_states - competent_authorities - european_banking_authority - european_commission topics: - prudential - banking - final_provisions - authorisation keywords: - POS - RTS - ITS - EBA - credit institution - institution - escb central banks - central banks contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: - target: Article 94 paragraph: "1" - target: Article 77 paragraph: "1" - target: Article 77 paragraph: "3" - target: Article 108 - target: Article 109 - target: Article 91 paragraph: "11" external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "575/2013" recitals: [] - article_number: 162 article_title: Transposition chunk_file: /crd-iv/chunks/crd-iv_t11_ch03_final_provisions.md path: "Title XI > Chapter 3 > Article 162" applies_to_entities: - member_states - european_banking_authority - european_commission topics: - prudential - banking - final_provisions - capital_buffers keywords: - POS - ITS - EBA - notification - institution contains: obligations: true prohibitions: false permissions: true definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: true internal_references: - target: Article 94 paragraph: "1" - target: Article 131 - target: Article 131 paragraph: "4" - target: Article 133 external_references: - instrument_type: regulation reference: "1093/2010" - instrument_type: regulation reference: "1093/2010" recitals: [] - article_number: 163 article_title: Repeal chunk_file: /crd-iv/chunks/crd-iv_t11_ch03_final_provisions.md path: "Title XI > Chapter 3 > Article 163" applies_to_entities: [] topics: - prudential - banking - final_provisions keywords: [] contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: [] - article_number: 164 article_title: Entry into force chunk_file: /crd-iv/chunks/crd-iv_t11_ch03_final_provisions.md path: "Title XI > Chapter 3 > Article 164" applies_to_entities: [] topics: - prudential - banking - final_provisions keywords: - ITS contains: obligations: true prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: true internal_references: [] external_references: [] recitals: [] - article_number: 165 article_title: Addressees chunk_file: /crd-iv/chunks/crd-iv_t11_ch03_final_provisions.md path: "Title XI > Chapter 3 > Article 165" applies_to_entities: - member_states topics: - prudential - banking - final_provisions keywords: [] contains: obligations: false prohibitions: false permissions: false definitions: false penalties: false delegated_powers: false implementing_powers: false rts_mandate: false its_mandate: false transitional: false internal_references: [] external_references: [] recitals: []